MyUSA Credit Union Middletown OH | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Myusa, your trusted financial partner located at 1201 Crawford St, Middletown, OH 45044. With a proud history of serving our community since [Year Established], we are dedicated to providing exceptional financial services tailored to meet the needs of our 19,102 members. Our commitment to you goes beyond traditional banking; we focus on building lasting relationships rooted in trust and reliability. At Myusa, we understand that every dollar counts. That's why we proudly manage a robust asset base of $321,837,509 and ensure our members benefit from competitive rates and flexible options across various products. With total loans amounting to 12,721, and deposits totaling $42,646,240, we are here to support your financial goals whether you're looking for auto loans, mortgages, or personal loans. Our leadership team is committed to guiding our credit union with integrity and vision. Under the stewardship of CEO James Miles and Board President Kyle McGlone, we strive to maintain a strong net worth of $46,347,215, ensuring the security and growth of your finances. While you can reach us by phone at (513) 705-1052, we also encourage you to visit our website at myusacu.com for more information about our services including online banking options and convenient ATM access. Join us at Myusa today! We invite you to experience personalized banking that truly puts you first. Whether it's making deposits or applying for a loan, we're here for all your financial needs let's achieve your dreams together!

Branch History & Mission

Welcome to Myusa, located at 1201 Crawford St, Middletown, OH 45044. Since our inception, we have built a rich legacy of serving our community with dedication and care. Established in 1933, our credit union has grown alongside the people of Middletown, evolving to meet their financial needs while staying true to our core mission: to empower our members through accessible financial services and unwavering support. Over the years, Myusa has achieved remarkable milestones. With a total membership of 19,102 individuals and total assets amounting to $321,837,509, we have become a trusted partner for many families and businesses in the area. Our commitment is reflected not just in numbers but in the relationships we've nurtured within the community. As we look back on our history, we recognize the importance of every member who has joined us on this journey. At Myusa, we believe that banking should be more than just transactions; it should be about building a better future together. Our mission is to provide quality financial services while enhancing the well-being of our members and contributing positively to our community. We offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions designed with you in mind. While members can visit us at 1201 Crawford St, official correspondence should be sent to 1201 Crawford St, Middletown, OH 45044-4575 if needed. Our branch operates during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We also provide ATM access and drive-thru banking for added convenience. As part of our commitment to innovation, we've embraced digital advancements like online banking and mobile applications to make managing your finances easier than ever. Additionally, we prioritize accessibility for all members by ensuring ADA compliance across our services. Our community outreach efforts reflect our dedication beyond mere financial transactions. We actively engage in partnerships that promote local initiatives and support those in need within Middletown. By working together with local organizations, we strive to make a lasting impact that goes beyond banking. Join us at Myusa and experience the difference of being part of a credit union that truly cares about its members and their community. Whether you're looking for financial advice or simply want a place where your voice is heard, we're here for you. Together, let's build a brighter future! For more information or assistance, feel free to reach us at 513-705-1052 or visit us online at myusacu.com.

Branch Location & Accessibility

Welcome to Myusa! Located at 1201 Crawford St Middletown Oh 45044, our branch is here to make your banking experience as easy and convenient as possible. Situated in the heart of Middletown, just a stone's throw from popular local spots, we invite you to stop by and see what we can do for you. While members can visit us at 1201 Crawford St Middletown Oh 45044, official correspondence should be sent to 1201 Crawford St, Middletown, OH 45044-4575. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking, making it easy for everyone to access our services. We know that life gets busy, so we've made sure our operating hours fit into your schedule. We are open from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Friday, and even have Saturday hours from 9 AM to 12 PM. Whether you need help with personal banking, auto loans, or credit cards with rewards, our friendly staff is ready to assist you. For those who prefer convenience on the go, we offer ATM services right at our branch, along with a drive-thru option for quick transactions like deposits and withdrawals. This way, whether you're popping in or driving by, getting your banking done is simple and efficient. If you're looking for a credit union that prioritizes your needs, look no further than Myusa. Call us today at (513) 705-1052 or stop by during our business hours; we can't wait to welcome you!

Member Eligibility

Becoming a member of Myusa is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Middletown area, you're already on the path to joining our supportive community! We welcome individuals who share our values and are looking for a place where their financial needs are prioritized. At Myusa, not only do we offer a variety of financial products like checking and savings accounts, auto loans, and credit cards with rewards, but we also focus on building lasting relationships with our members. To learn more about what it takes to become part of our family, feel free to visit our eligibility page. It's straightforward and friendly just like us! Once you're ready to open an account, you can find all the necessary details on how to get started right here. If you have any questions or need assistance, don't hesitate to give us a call at (513) 705-1052. We're excited to welcome you into the Myusa community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $184 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,842,418, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine processing payments quickly and efficiently, making it easier for your customers to do business with you. Our merchant services provide the tools you need to accept payments seamlessly, whether in-store or online. By simplifying transactions, you can focus on what really matters growing your business. Located at 1201 Crawford St Middletown Oh 45044 in Middletown, OH, we invite local entrepreneurs to explore how our tailored solutions can support their unique needs. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we provide essential services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your journey with tailored solutions that meet your business needs.

Convenient Access Anytime

At Myusa, we understand the importance of convenience in today's fast-paced world. That's why we offer ATM and cash withdrawal services, as well as basic drive-thru banking for quick deposits and withdrawals. You can handle simple transactions without stepping inside the branch, making banking easier than ever. As you consider your financial options, remember that our dedicated team is ready to assist you at every step. For more information about how these services can benefit you or to speak with a representative, feel free to call us at (513) 705-1052 or visit us online at Crawford. Your financial journey starts here!

Financing Your Dreams

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, we ensure you find a loan that suits your budget. If home ownership is your goal, explore our mortgage loans and refinancing services designed to help you secure the perfect home with manageable payments.

Personal Banking Solutions

Whether you're looking for a place to manage your day-to-day expenses or save for future dreams, our personal banking services have got you covered. We offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds anytime, anywhere, thanks to our robust online and mobile banking options. You can check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans for Life's Needs

Life can be unpredictable, which is why we offer personal loans and debt consolidation solutions. Whether it's unexpected expenses or consolidating debt into one manageable payment, we're here to help lighten the load.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also offer great benefits that can save you money over time. From cash back on everyday purchases to points redeemable for travel or merchandise, it's like earning rewards just for using your card.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balances, transfer funds, and pay bills without needing to visit a branch. We also provide e-statements, so you can view your account statements electronically instead of waiting for them in the mail. This not only saves time but is also better for the environment! Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash quickly and securely. Plus, with electronic signature authorization, signing documents has never been easier or safer. If you prefer mobile banking, our user-friendly mobile application is available for download. You can manage your accounts right from your smartphone, making transactions as simple as a few taps on your screen. While we currently do not support mobile payments, you can still enjoy all the other features that enhance your banking experience. At Myusa, we prioritize your security and ease of use. Our digital banking services are designed with you in mind helping you stay organized and informed about your finances every step of the way. Join us today and experience the convenience of modern banking!

Financial Strength

At Myusa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a solid foundation for your financial future. With a net worth of $46,347,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,777,422 in share certificates and $78,386,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,008,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also provided $936 in used auto loans and $187,014,803 in total loans and leases, supporting members' financial goals across various sectors. Our $632,865 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $502,884. Total Share Accounts: 43,153, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Myusa is your trusted partner. Visit us at 1201 Crawford St Middletown Oh 45044 or call (513) 705-1052 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,103,557 in used vehicle loans and $37,399,493 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $4,842,418 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in the community. At Myusa, we also offer refinancing options for many of our loan products. If you're interested in reducing your monthly payments or obtaining better terms on an existing loan, don't hesitate to reach out. You can contact us at (513) 705-1052 for more information or visit us at our branch located at 1201 Crawford St Middletown Oh 45044 in Middletown, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our team is here to assist you every step of the way as you navigate your financial journey. Let us help you take the next step toward achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,980,925, make buying or refinancing simple. We work closely with our members to find solutions that fit their financial situation, whether it's your first home or an investment property.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $8,289,539 in loans helping members manage their finances effectively, you can enjoy peace of mind while shopping or covering unexpected costs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees fair and transparent offers for all users. LendMesh prioritizes data integrity by partnering only with institutions that uphold these standards.

MYUSA CREDIT UNION - Middletown, OH

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