MyUSA Credit Union Middletown OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Myusa, your trusted credit union located at 3600 Towne Blvd, Middletown, OH 45005. At Myusa, we believe in empowering our members with the financial tools they need to succeed. Established years ago, we have grown to serve a vibrant community of over 19,102 members. With total assets of $321,837,509, we are committed to providing exceptional service and support tailored to your needs. Our dedicated team of 80 employees, led by CEO James Miles and Board President Kyle McGlone, is here to ensure you receive personalized attention every step of the way. Whether you're looking for auto loans, mortgages, or personal banking services, our offerings are designed with your best interests in mind. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 3600 Towne Blvd, Middletown, OH 45005-5543. We take pride in our financial strength and stability. With a net worth of $46,347,215 and cash on hand amounting to $1,481,175, you can trust that your finances are secure with us. Our diverse range of services includes checking and savings accounts, vehicle financing, business loans, and more all designed to help you achieve your financial goals. As part of our commitment to community impact and member satisfaction, we encourage you to reach out with any questions or concerns. Give us a call at (513) 420-8640 or visit our website at myusacu.com for more information. We look forward to serving you!

Branch History & Mission

Commitment to Excellence

As part of our dedication to serving you better, we have embraced modern technology with features like online and mobile banking. With these tools at your fingertips, managing your finances has never been easier or more secure. Our branch is ADA compliant and equipped with an ATM and drive-thru service for your convenience. We invite you to experience the Myusa difference firsthand. Join us today and discover how we can help you reach your financial goals while being an integral part of the Middletown community. For more information or questions about membership, feel free to call us at 513-420-8640 or visit our website at Myusa Website. Together, let's build a brighter future!

Our Journey

Since opening our doors in [Year Opened], Myusa has evolved significantly. We began with a small group of passionate individuals dedicated to helping their neighbors achieve financial stability. Over the years, we've expanded our offerings and resources, growing our total assets to an impressive $321,837,509. This growth reflects our commitment to providing quality financial services while ensuring our members' needs are met. Our branch serves as a cornerstone of the community, not just through banking but also by engaging in various outreach programs. We partner with local organizations to support initiatives that enhance the quality of life in Middletown. These efforts demonstrate our mission: to deliver exceptional financial services while fostering strong community ties.

Our Mission

At Myusa, we believe in making banking personal and accessible. Our mission is simple yet powerful: to provide tailored financial solutions that help our members build better lives. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We understand that every member's journey is unique; thus, we strive to meet individual needs through personalized service. While you can visit us at 3600 Towne Blvd for all your banking needs, please send any official correspondence to our mailing address at 3600 Towne Blvd, Middletown, OH 45005-5543 if it differs from your visit.

Branch Location & Accessibility

Welcome to Myusa located at 3600 Towne Blvd, Middletown, OH 45005! Our branch is designed with your convenience in mind, making it easy for you to access all the financial services you need. Situated in the heart of Middletown, we're close to local landmarks that make visiting us even easier. Whether you're stopping by after a trip to the nearby shopping centers or on your way home from work, our location is ideal for both quick errands and more in-depth banking needs. At Myusa, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can easily reach us. If you prefer to handle your banking from your vehicle, take advantage of our drive-thru service where you can complete deposits, withdrawals, and simple transactions without leaving your car. And for those who enjoy using ATMs, we have convenient ATM access available on-site for quick cash withdrawals and balance checks. We understand that your time is valuable. That's why we offer flexible operating hours tailored to fit your busy schedule. Our lobby is open Monday through Friday from 9 AM to 6 PM, ensuring you can visit us during the week when it's most convenient for you. Additionally, our drive-thru service is available on Saturdays from 9 AM until noon, providing extra hours for those who might not be able to visit during the week. While members can visit us at 3600 Towne Blvd Middletown Oh 45005, official correspondence should be sent to our mailing address at 3600 Towne Blvd, Middletown, OH 45005-5543. For any questions or assistance, feel free to give us a call at (513) 420-8640. Come by and see how we can support your financial journey today! Whether you're interested in personal banking services like checking and savings accounts or exploring auto loans and credit cards with rewards, we're here to help every step of the way. We look forward to welcoming you at Myusa!

Member Eligibility

At Myusa, we believe that becoming a member is not just about opening an account; it's about joining a welcoming community that supports your financial journey. If you live, work, or worship in the Middletown area, you're likely eligible to become a part of our family. We offer a variety of services designed to meet your needs, from personal banking to loans and credit cards with rewards. You can find more detailed eligibility criteria on our website at . It's easy to get started! Just give us a call at (513) 420-8640, and our friendly team will guide you through the simple account opening process. We can't wait for you to experience all the benefits of being a member at Myusa, located conveniently at 3600 Towne Blvd Middletown Oh 45005!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $184 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,842,418, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business smoothly with efficient payment solutions. Our merchant services provide tools that help you accept payments easily whether in-store or online. This means you can focus on what you do best: serving your customers and growing your business. Visit us at 3600 Towne Blvd Middletown Oh 45005 in Middletown, OH, or call us at (513) 420-8640 to explore how we can help your business thrive!

Comprehensive List Of Services

Additional Services

We also provide essential banking features like basic drive-thru banking for quick deposits and withdrawals, ensuring that even simple transactions are handled swiftly and efficiently. Our ATMs allow for easy withdrawals and balance checks without any hassle. In summary, whether you're managing personal finances or running a business in Middletown, OH, Myusa offers comprehensive services designed with you in mind. We invite you to visit us at 3600 Towne Blvd Middletown Oh 45005 or give us a call at (513) 420-8640 to learn more about how we can assist you on your financial journey. Don't wait! Explore all the ways we can help by visiting our website at Plaza. Join us today and take advantage of what we have to offer!

Business Banking Services

For our small business owners, we know how crucial it is to have the right tools at your disposal. That's where our Business Banking services come in. From Merchant Services that simplify transactions to various Business Loans, we are here to support your entrepreneurial journey every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Myusa, we prioritize offering robust Online & Mobile Banking options. Whether you need to check your balance, pay bills, or transfer funds, our user-friendly platform allows you to manage your finances from anywhere. Plus, with our ATM and cash withdrawal services available around-the-clock, accessing your money has never been easier.

Personal Banking Solutions

For individuals seeking reliable financial support, we offer Personal Banking options that include checking and savings accounts designed for your everyday needs. Imagine having a checking account that helps you manage your expenses easily while earning rewards with our credit cards. If you're thinking about buying a new car or refinancing your current one, our Auto Loans & Vehicle Financing can help you get behind the wheel with flexible terms that fit your budget. When it comes to securing a home, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance throughout the process. We also understand that life can throw unexpected challenges your way, which is why our Personal Loans & Debt Consolidation services are there to help you regain control over your finances.

Digital & Online Banking

Online Banking Features

With our online banking platform, accessible through this link, you can view your account balances, track transactions, and pay bills anytime you need. Our 24/7 online banking services ensure that you have access whenever it suits you, allowing for real-time account management. Plus, if you prefer going paperless, you'll be glad to know that we offer e-statements for easy and secure record-keeping.

Payment Options Made Easy

We know that transferring money should be simple. That's why we offer person-to-person transfers, making it easy to send funds to friends or family without the hassle of cash or checks. Although mobile payments are not currently available, our other features ensure that you can manage your payments conveniently. Our commitment is to provide a reliable banking experience tailored to meet your needs. With the digital tools at Myusa, staying on top of your finances has never been easier!

Secure and User-Friendly

Security is crucial when it comes to your financial information. At Myusa, we provide electronic signature authorization to streamline processes while keeping your data safe. Our user-friendly mobile application enhances your banking experience by allowing for quick access from your smartphone or tablet.

Financial Strength

Growing Together

Total Share Accounts stand at 43,153, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $502,884, further showcasing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Myusa is your trusted partner. Visit us at 3600 Towne Blvd Middletown Oh 45005 or call (513) 420-8640 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $42,777,422 in share certificates and $78,386,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,111,575 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $22,008,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is demonstrated by our $936 in used auto loans and $187,014,803 in total loans and leases, supporting members' financial goals across various sectors.

Solid Foundation

With a net worth of $46,347,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,440 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,103,557 in used vehicle loans and $37,399,493 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $4,842,418 provide the capital needed to grow and expand. We understand that businesses require tailored solutions, and our team is ready to assist you in finding the right financing options for your company.

Credit Lines

In addition to traditional loans, we offer credit lines totaling $43,229,435. This flexibility allows our members to access funds when they need them most without the hassle of reapplying for a loan each time. If you're interested in learning more about any of these products or checking eligibility options for refinancing, feel free to reach out! You can call us at (513) 420-8640, visit us at our branch located at 3600 Towne Blvd Middletown Oh 45005, or explore more online at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Myusa, we're here to help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,980,925, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and lifestyles. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our dedicated team is here to help.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,289,539 in loans helping members manage their finances effectively. These cards come with competitive interest rates and reward programs that allow you to earn while you spend.

Loan Aggregator

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MYUSA CREDIT UNION - Middletown, OH