MYPOINT CREDIT UNION

Welcome to Mypoint, your trusted partner in financial wellness located at 16763 Bernardo Center Dr, San Diego, CA 92128. Established in 1948, we have proudly served our community for over 75 years, growing alongside our members. With a total membership of 27,465 and assets exceeding $626 million, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Mypoint, we understand that every member is different. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans and mortgages. Our commitment to helping you achieve your financial goals is reflected in our impressive total deposits of $7,414,805 and total loans amounting to 18,126. Our leadership team, including CEO Matt Rhead and Board President Jane White, is passionate about enhancing the financial well-being of our members. With a strong net worth of $57,603,402 and cash in hand totaling $5,932,275, we are well-positioned to support you through every stage of your financial journey. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 16763 Bernardo Center Dr, San Diego, CA 92128-2586. We invite you to reach out via phone at (858) 485-0812 or explore our website at Mypoint for more information about how we can assist you. Join us today and discover the difference a dedicated credit union can make in your life!

At Mypoint, we take pride in our rich legacy that began in 1948. Since opening our doors in San Diego, CA, we have grown alongside our community, continually adapting to meet the evolving needs of our members. Located at 16763 Bernardo Center Dr, we are easily accessible and proud to serve a diverse membership base of over 27,000 individuals. Our mission is simple yet profound: to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to reliable banking options that empower them to achieve their financial goals. From checking and savings accounts to auto loans and credit cards with rewards, we offer a wide range of products designed with our members' best interests in mind. Throughout the years, Mypoint has achieved significant milestones, including accumulating total assets of $626,829,425. Our commitment to growth and member satisfaction reflects our dedication to supporting both individual aspirations and broader community initiatives. Whether through financial education programs or local partnerships, we strive to enhance the lives of those around us. While members can visit us at our branch location for personal service during lobby hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 10:00 AM to 6:00 PM we also embrace modern banking solutions. With features like online banking, mobile payments, and ATM availability, we ensure convenience is never compromised. At Mypoint, we understand that every member's journey is unique. That's why we focus on providing personalized support tailored to individual needs. Our shared service center allows members from partner credit unions to conduct basic transactions here as well. We invite you to join us on this journey towards financial empowerment and community support. Explore how Mypoint can help you achieve your financial dreams today! For more information or assistance, feel free to reach out at 858-485-0812 or visit us online at Mypoint.

At Mypoint, we believe that becoming a member means joining a caring community that truly values your financial well-being. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local area. We welcome all individuals and families who want to take advantage of our personalized services and supportive environment. For full details on eligibility requirements, please check out our website at http://www.mypointcu.com/learn/membership . Joining Mypoint is simple and straightforward. With a variety of benefits, including competitive loan rates and tailored financial solutions, you'll find that being a member here is more than just having an account; it's about building a brighter future together. If you have any questions or need assistance with the process, don't hesitate to call us at (858) 485-0812. We're excited to help you start your journey with us!

At Mypoint, we understand that convenience and security are essential when it comes to managing your finances. That's why we've designed our digital and online banking services to fit your lifestyle perfectly. Whether you're at home or on the go, accessing your accounts has never been easier or safer. With our online banking services, you can manage your accounts anytime, day or night. Check balances, pay bills, and transfer money with just a few clicks. Plus, we offer person-to-person transfers, so sending money to friends or family is simple and quick. No need to rush to the bank everything you need is right at your fingertips. We also provide e-statements, which means you can view your account statements digitally without the hassle of paper. This feature not only saves trees but also helps you keep track of your finances more efficiently. Plus, since we prioritize your security, rest assured that all transactions are protected with advanced encryption methods. For those who prefer mobile banking, our user-friendly mobile application gives you full access to all these features right from your smartphone. You can even make mobile payments directly from your device! Imagine the ease of making purchases without needing cash or cards it's all possible with Mypoint. While we currently do not support electronic signature authorization, our team is always here to help if you have questions about any of our services. We're committed to ensuring that banking with us is not only convenient but also accessible for everyone. Join us at Mypoint today and experience how easy banking can be with our digital solutions!

At Mypoint, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With solid foundations and a commitment to service, we strive to provide an environment where your finances can thrive. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $57,603,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $164,302,504 in share certificates and $70,790,760 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,976,237 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,516 in used auto loans and $487,645,441 in total loans and leases. While our current net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mypoint is your trusted partner. Visit us at 16763 Bernardo Center Dr San Diego Ca 92128 or call (858) 485-0812 to learn more about how we can help you achieve your financial goals.