MYGEORGIA CREDIT UNION - Homer, GA

Welcome to Mygeorgia, your trusted partner in financial wellness located at 448 Evans St, Homer, GA 30547. Established in 1971, our credit union has proudly served over 20,000 members in the community. We are committed to providing exceptional service and a range of financial solutions that meet your unique needs. At Mygeorgia, we believe in the power of community. With total assets of $214,095,484, we ensure that our members have access to reliable financial products such as auto loans, mortgages, personal loans, and business banking services. Our total deposits amount to $10,295,292, reflecting the trust our members place in us every day. Under the leadership of CEO Joe Foster and Board President Lamar Gailey, we prioritize transparency and member satisfaction. Our team of 56 dedicated employees is here to assist you with everything from setting up your accounts to navigating loans and investments. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at PO Box 563, Homer, GA 30547. We invite you to explore what Mygeorgia has to offer. Whether you're looking for checking and savings accounts or need assistance with financing options, we're here to help. Call us today at 706-677-1264 or visit our website at mygacu.com for more information. Join us on this journey towards achieving your financial goals!

Becoming a member of Mygeorgia is like joining a close-knit community where your financial well-being matters. If you live, work, worship, or attend school in the area around 448 Evans St Homer Ga 30547, you're already eligible to become part of our family! We welcome everyone who shares our values and wants to benefit from our personalized services. Membership not only gives you access to a variety of financial products but also places you in a supportive environment where you can achieve your goals together with us. To start your journey with us, opening an account is straightforward. You can find all the information you need about eligibility and account opening on our website at . If you have any questions or would like to speak with someone directly, feel free to call us at (706) 677-1264. We're excited to help you take this important step toward better banking!

At Mygeorgia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in banking, which is why we continuously work to maintain a solid foundation that supports your financial needs. With a net worth of $23,952,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1117 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $66,014,628 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; this dedication is reflected in our commitment to keeping non-member deposits at zero. This means our resources focus solely on benefiting you through better loan rates and exclusive perks. With $18,699,231 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,890,105 in total loans and leases and 4,094 used auto loans. Our operational efficiency reflects in our performance metrics; while our net income stands at $0, this indicates a strategic focus on long-term stability rather than short-term gains. We also take pride in having 56 full-time employees who are committed to serving you with knowledgeable guidance. Total Share Accounts: 36,511 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mygeorgia is your trusted partner. Visit us at 448 Evans St, Homer GA 30547 or call 706-677-1264 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*