MyGeorgia Credit Union Flowery Branch GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mygeorgia, your trusted credit union located at 5900 Spout Springs Rd Ste W2, Flowery Branch, GA 30542. Established in 1971, we have proudly served our community for over five decades, growing alongside our members and adapting to their financial needs. With a strong commitment to providing exceptional services, we currently support over 20,000 members with total assets of $214,095,484. At Mygeorgia, we understand that banking is not just about numbers; it's about building relationships. Our dedicated team of 56 employees, led by CEO Joe Foster and Board President Lamar Gailey, is here to ensure you receive personalized service tailored to your unique situation. Whether you're looking for auto loans, mortgages, or personal loans, we have options designed to fit your lifestyle. While you can visit us at our branch in Flowery Branch, official correspondence should be sent to the same address: 5900 Spout Springs Rd Ste W2, Flowery Branch, GA 30542-6464. We invite you to explore our offerings and discover how we can help you achieve your financial goals. With total deposits amounting to $10,295,292 and a net worth of $23,952,907, we are committed to providing a safe and secure banking experience. Our focus is on fostering a sense of community and ensuring that every member feels valued and supported. We encourage you to reach out to us at 770-883-5142 or visit our website at mygacu.com for more information. Join us today and experience the Mygeorgia difference!

Branch History & Mission

A Modern Banking Experience

In addition to our strong community ties, Mygeorgia embraces technology to enhance your banking experience. Our digital offerings include online banking, mobile payments, and e-statements ensuring that you can manage your finances conveniently and securely from anywhere. With ATM availability right here at our branch and no drive-thru service needed, accessing your funds has never been easier. While members can visit us at 5900 Spout Springs Rd Ste W2 Flowery Branch Ga 30542, official correspondence should be sent to 5900 Spout Springs Rd Ste W2, Flowery Branch, GA 30542-6464. For any inquiries or assistance, feel free to reach out at 770-883-5142 during our lobby hours from Monday through Friday. As we look toward the future, we invite you to join us on this journey. Become a part of Mygeorgia today and experience the difference that a member-focused credit union can make in your life! Together, let's build a stronger community for all.

Community Commitment

Over the years, we have made it a priority to give back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to create positive change in Flowery Branch and beyond. Our commitment extends beyond just financial transactions; it encompasses a genuine desire to uplift those around us.

Our Mission

Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a supportive community. We believe in offering more than just banking services; we aim to build lasting relationships with our members. Whether you need assistance with personal banking, auto loans, or business financing, Mygeorgia is here to help you achieve your financial goals.

Branch Location & Accessibility

Easy Access and Parking

At our Flowery Branch site, you'll find ample parking right outside the branch, making your visit hassle-free. We are committed to ensuring accessibility for all our members, featuring ADA-compliant facilities including ramps for those who may need extra support.

Operating Hours and Services

We invite you to visit us during our lobby hours, open Monday through Friday from 8 AM to 5 PM. If you have any questions or need assistance, feel free to call us at 770-883-5142. Our dedicated team is ready to help with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Additionally, our ATM is available for your convenience, allowing for quick cash withdrawals and balance checks without needing to enter the branch. While we don't currently offer drive-thru service or shared services, we strive to make your experience as smooth as possible when you visit us in person. If you prefer official correspondence, please note that while members can visit us at our branch address, official mail should be sent to the same address: 5900 Spout Springs Rd Ste W2, Flowery Branch, GA 30542-6464. We look forward to welcoming you soon! Come by and discover how Mygeorgia can help meet your financial needs!

Member Eligibility

At Mygeorgia, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming, opening the door to a community that prioritizes your financial well-being. To be eligible for membership, you just need to live, work, or worship in the areas we serve it's all about connecting with our local community. If you're interested in learning more about the specific criteria, feel free to check out our detailed informati. Joining Mygeorgia comes with fantastic benefits like personalized banking services, competitive loan rates, and access to resources designed to help you thrive financially. Opening an account is straightforward and can be done by visiting us at our branch located at 5900 Spout Springs Rd Ste W2 Flowery Branch Ga 30542 or by giving us a call at (770) 883-5142 for assistance. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Empower

Imagine being able to accept payments easily from your customers, whether they prefer cash, card, or digital wallets. Our merchant services help you streamline transactions and manage your finances efficiently. From mobile payment solutions to point-of-sale systems, we provide tools that fit your needs and keep your business running smoothly. Located conveniently at 5900 Spout Springs Rd Ste W2 Flowery Branch Ga 30542, Flowery Branch, GA, we are here to partner with you in achieving your business goals. Give us a call at (770) 883-5142 or visit our website at https://www.mygacu.com/ to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,174, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Simple

For local entrepreneurs and businesses, we provide tailored services including Merchant Services & Business Loans. We know running a business requires reliable support; that's why our team is ready to assist in navigating the financial landscape.

Digital Convenience

In today's fast-paced world, convenience matters. With our robust Online & Mobile Banking features, managing your accounts has never been easier. Access your funds anytime through secure online portals or our mobile app that allows for quick transactions and balance checks right from your phone. Need cash? Our ATM & Cash Withdrawal Services are available to meet your needs quickly and efficiently.

Join Us Today!

At Mygeorgia, we're committed to providing not just services but relationships built on trust and community support. Visit us at our Flowery Branch location or explore more about what we offer by visiting our website at www.mygacu.com. For personalized assistance or questions about specific services, feel free to call us at 770-883-5142. We're here to help you take control of your financial future!

Personal Banking Solutions

We understand that personal banking is about more than just managing money; it's about helping you achieve your goals. Our offerings include Checking & Savings Accounts that cater to your everyday financial activities. Want to buy a new car? Our Auto Loans & Vehicle Financing options are designed with competitive rates to get you on the road quickly. If homeownership is on your mind, we provide Mortgage Loans & Refinancing solutions that simplify the process.

Support for Your Financial Journey

Life can throw unexpected challenges your way. That's why we offer Personal Loans & Debt Consolidation services to help you navigate through tough times with ease. Plus, our Credit Cards with Rewards allow you to earn while you spend, making every dollar work for you.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking features are user-friendly and packed with benefits. You can easily check balances, pay bills, and transfer funds all from your computer or mobile device. With our mobile application, available for download, banking is literally at your fingertips. Plus, if you prefer to handle things quickly, our electronic signature authorization makes it easy to sign documents securely without the hassle of printing or mailing. For those who want to keep track of their spending without the clutter of paper statements, we offer e-statements. This service not only helps the environment but also ensures that you can view your financial information anytime you need it. And if you're looking to send money to friends or family, our person-to-person transfer feature allows you to do so instantly and securely.

Security and Accessibility

We prioritize your security with advanced encryption technology, making sure that your information stays safe while you bank online. Our digital services are designed with ease-of-use in mind, so even if you're not tech-savvy, you'll find navigating through your accounts simple and straightforward. In addition to all these features, our commitment to providing reliable service means you can manage your finances in real time whenever it suits you best. Experience the freedom of banking on your terms with Mygeorgia's comprehensive digital banking offerings!

Financial Strength

Building Trust Together

Total Share Accounts: 36,511, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mygeorgia is your trusted partner. Visit us at 5900 Spout Springs Rd Ste W2 Flowery Branch Ga 30542 or call (770) 883-5142 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our $18,699,231 in undivided earnings shows our dedication to reinvesting in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,094 in used auto loans and $138,901,054 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $550,187, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees ready to assist you with their expertise.

Secure Savings Opportunities

Members' savings are secured through $66,014,628 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus ensures that our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $23,952,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,415,719 in used vehicle loans and $14,915,106 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we have flexible terms to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $304,174 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,143,372 in loans helping members manage their finances effectively. These cards provide convenience and security for everyday purchases without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,561,637, make buying or refinancing simple. We can guide you through the process and help you find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out to us for more information on eligibility options. Our team can work with you to find solutions that lower your payments or consolidate debts into one manageable loan. Contact us today at (770) 883-5142 or visit our branch located at 5900 Spout Springs Rd Ste W2 Flowery Branch Ga 30542 in Flowery Branch, GA. Let's work together towards achieving your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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MYGEORGIA CREDIT UNION - Flowery Branch, GA

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