MyGeorgia Credit Union Cleveland GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mygeorgia, your trusted financial partner right here in Cleveland, Georgia! Nestled at 379 E Kytle St, our Cleveland Branch has been serving the community since 1971, fostering a spirit of cooperation and commitment among our 20,008 members. We understand that everyone's financial journey is unique, which is why we offer a variety of services designed to meet your personal and business needs. At Mygeorgia, we pride ourselves on our robust financial standing, boasting total assets of $214,095,484 and total deposits reaching $10,295,292. Our dedicated team works tirelessly to ensure our members feel secure and supported in all their financial endeavors. Whether you're looking for auto loans, mortgages, or personal banking services, we have tailored solutions to help you succeed. Under the leadership of our CEO, Joe Foster, and Board President, Lamar Gailey, we strive to create an inclusive environment where every member feels valued. With a total of 56 employees ready to assist you from Monday through Friday our doors are open for all your banking needs. While members can visit us at our branch location in Cleveland, official correspondence should be sent to the same address: 379 E Kytle St, Cleveland, GA 30528. If you have any questions or need assistance, don't hesitate to call us at 706-219-4384. Join us today and discover how Mygeorgia can help you achieve your financial goals! Visit our website at mygacu.com for more information on our services and how we can support you on your journey.

Branch History & Mission

Join Us

As we look ahead to the future, Mygeorgia Credit Union remains committed to enhancing member experiences through digital advancements and customer-focused initiatives. We ensure ADA compliance for all our services so that everyone can benefit from what we offer. Ready to become part of something special? Join Mygeorgia Credit Union today and discover how you can enjoy personalized banking solutions designed with your needs in mind. Give us a call at 706-219-4384 or visit us online at Mygeorgia for more information on how we can help you thrive financially!

Our Mission

At Mygeorgia Credit Union, our mission is clear: we aim to empower our members through innovative financial solutions while fostering a sense of community. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options tailored for every need. We believe that everyone deserves access to quality financial services that can help them achieve their goals. We are not just about numbers; we care deeply about the communities we serve. Our commitment extends beyond transactions through partnerships and outreach programs, we actively support local initiatives that uplift and enrich the lives of those around us. By investing in our community's future, we create stronger ties and foster lasting relationships. While members can visit us at 379 E Kytle St, official correspondence should be sent to 379 E Kytle St, Cleveland, GA 30528 if it differs from our branch address.

Branch Location & Accessibility

Get in Touch!

We invite you to stop by or give us a call at 706-219-4384 if you have any questions or need assistance before your visit. At Mygeorgia, we value our members and are excited to serve you! Come see how we can help make your banking experience enjoyable and stress-free.

Nearby Landmarks and Accessibility

Situated near local favorites and essential services, our branch is just a stone's throw away from popular spots like the White County Courthouse and Cleveland Park. This prime location means you can easily stop by while running errands or enjoying a day out. We offer ample parking spaces right at our doorstep, ensuring that your visit is hassle-free. The branch is also ADA compliant, featuring ramps for easy access for everyone.

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 8 AM to 5 PM and extend our hours on Friday until 6 PM. You can also take advantage of our convenient drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle. If you prefer self-service options, our ATM is available around the clock for cash withdrawals and balance inquiries. At Mygeorgia's Cleveland Branch, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions that work for you. Our dedicated team is here to help guide you through any questions you may have about our offerings.

Member Eligibility

Becoming a member of Mygeorgia is like stepping into a welcoming family where your financial needs are truly understood. Located at 379 E Kytle St Cleveland Ga 30528, we invite anyone who lives, works, worships, or attends school in our community to join us. You'll find that membership is more than just opening an account; it's about gaining access to personalized service and a range of financial products designed with you in mind. Whether you're interested in checking and savings accounts, auto loans, or credit cards with rewards, we have something for everyone. Joining is simple! Just give us a call at (706) 219-4384 to learn more about the easy steps you need to take. For detailed eligibility criteria, feel free to check out our website at . We're here to support you on your journey toward better financial health, so don't hesitate to reach out and see how Mygeorgia can make a difference in your life!

Business Banking & Commercial Services

Merchant Services That Empower

We offer robust merchant services that simplify payment processing for your business. Imagine having a solution that allows you to accept payments easily while keeping track of your transactions seamlessly. This means more time focusing on what you do best running your business. Located conveniently at 379 E Kytle St Cleveland Ga 30528, Cleveland, GA, we are here to partner with you every step of the way. Contact us at (706) 219-4384 to learn how our business banking solutions can help your venture grow!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,174, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our range of business banking services, including merchant services and business loans. We understand how important it is for your business to thrive, and we're here to support you every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even send money to friends through our user-friendly app. Plus, with our ATM services available for cash withdrawals and balance checks, getting cash when you need it has never been easier.

Credit Cards and Rewards

Enjoy shopping with our credit cards with rewards that offer benefits for every purchase you make. Whether you're planning a vacation or just want cash back on everyday spending, we have a card that's right for you.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions or quick transactions on the go, we have basic drive-thru banking services available for deposits and withdrawals. Our accessible ATMs ensure that accessing your funds is simple and straightforward.

Join Us Today!

At Mygeorgia, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving financial stability and success. If you're ready to take the next step in your financial journey or learn more about any of our services, don't hesitate to reach out! Call us at 706-219-4384 or visit us at 379 E Kytle St, Cleveland GA 30528. Let's work together toward a brighter financial future! Explore all these services today at mygacu.com.

Personal Banking Solutions

When it comes to personal banking, Mygeorgia offers various options tailored just for you. Start by exploring our checking and savings accounts, which make it easy to manage your money while earning interest. If you're thinking about buying a car, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. For those considering homeownership or refinancing an existing mortgage, our competitive mortgage loans provide flexible terms to fit your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options are designed to help ease your financial burden.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that allow you to manage your money with ease. Need to check your balance or transfer funds? You can do it all right from your computer or smartphone. Plus, with our mobile application, you have the power of banking in the palm of your hand. We also offer electronic signature authorization, making it simple for you to sign documents securely without needing to visit a branch. And if you prefer going paperless, our e-statements are readily available, giving you quick access to your financial information while helping the environment.

Mobile Payments and Transfers

For those on-the-go moments, our mobile payments feature allows you to make purchases directly from your phone, streamlining your shopping experience. Want to send money to a friend? Our person-to-person transfers make it easy and fast no need for cash or checks.

Security First

Security is a top priority at Mygeorgia. Our online banking platform employs strong security measures to keep your personal and financial information safe. You can bank with peace of mind knowing that we take every precaution to protect your data. In short, whether you're looking to check balances, transfer funds, or pay bills, our digital and online banking services provide the tools you need for real-time account management all from the comfort of your home or while you're out and about. Join us today at https://www.mygacu.com/ and experience the convenience that comes with modern banking!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 36,511, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reinforcing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mygeorgia is your trusted partner. Visit us at 379 E Kytle St Cleveland Ga 30528 or call (706) 219-4384 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $66,014,628 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Future Growth

With $18,699,231 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,094 in used auto loans and $138,901,054 in total loans and leases.

Strong Financial Foundation

With a net worth of $23,952,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,117 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,415,719 in used vehicle loans and $14,915,106 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $304,174 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support your financial journey. At Mygeorgia, we want to ensure that you have access to the best financing options available. If you're considering refinancing or need more information about eligibility options for any of our products, feel free to reach out. You can contact us at 706-219-4384 or visit us online at mygacu.com for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,561,637, ensuring that you have access to the right funding when you need it.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $4,143,372 in loans helping members manage their finances effectively, our credit cards can help you handle everyday expenses while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

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