Mycom Credit Union Pittsfield MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mycom Federal Credit Union, your trusted financial partner located at 101 Fenn St, Pittsfield, MA 01201. Established in 1955, we have proudly served our community for over six decades, cultivating a strong foundation of trust and reliability among our 2,730 members. With a dedicated team of 5 employees, we are here to help you achieve your financial goals with personalized service. At Mycom, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $27,248,333, ensuring that we have the resources to support you effectively. We also manage $1,012,197 in deposits and provide loans totaling 1,234 to help you realize your dreams. Led by our passionate CEO, Lisa Laughnane, and Board President James Heath, we strive to make banking accessible and straightforward for everyone. Whether you're looking to open a checking account or need financing for a new vehicle, we're here to guide you every step of the way. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 101 Fenn St, Pittsfield, MA 1201. Join us today and experience the difference that comes from being part of a community-focused credit union. Visit our website at mycomcu.org or give us a call at 413-442-6501. We look forward to welcoming you into the Mycom family!

Branch History & Mission

Join Us

We invite you to experience the unique benefits of membership at Mycom Federal Credit Union. Together, we can navigate your financial journey while building a stronger community. Reach out today at (413) 442-6501, or explore more about joining us here. Your path towards financial empowerment starts now!

Our Evolution

Nestled at 101 Fenn St, our branch has become more than just a place for transactions; it's a hub for connection and growth. With easy access to local landmarks and vibrant community spots, we invite you to visit us in person during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8:30 AM to 12:30 PM. While members can visit us at 101 Fenn St Pittsfield Ma 01201, official correspondence should be sent to 101 Fenn St, Pittsfield, MA 1201. As we evolved, so did our services. We now offer a wide range of financial products including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, as well as business banking solutions. Our commitment to integrating modern technology means you can bank anytime through our online and mobile services.

Our Mission

At Mycom Federal Credit Union, our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering community support. We believe that every member deserves access to the tools they need for financial success. We strive to make banking accessible for everyone, ensuring compliance with ADA standards and embracing digital advancements for convenience. Our dedication extends beyond banking; we actively engage in community outreach initiatives that uplift those around us. Whether through partnerships with local organizations or supporting educational programs, we aim to make a positive impact in Pittsfield and beyond.

Branch Location & Accessibility

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 413-442-6501. We invite you to visit us soon whether it's for advice on managing your finances or simply to say hello! Your journey towards better banking starts here at Mycom Federal Credit Union!

Nearby Landmarks and Accessibility

Our branch is close to several familiar spots, including the bustling shops along North Street and the beautiful parks that dot our lovely city. You'll find ample parking available, so there's no need to worry about finding a spot when you arrive. We take pride in ensuring that everyone can access our services comfortably; thus, our facility is ADA compliant with ramps and other features designed for ease of use.

Operating Hours

We understand that your time is valuable. That's why we're here to serve you Monday through Friday from 8 AM to 5 PM and on Saturday from 8:30 AM to 12:30 PM. These hours give you flexibility whether you're stopping by during your lunch break or running errands on the weekend.

Services Offered

At Mycom Federal Credit Union, we provide a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our ATM available on-site, accessing cash is quick and simple. Although we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside.

Member Eligibility

At Mycom, we believe that becoming a member means joining a warm and welcoming community where you can find the financial support you need. If you're interested in joining us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local area. Additionally, family members of current members are also eligible to join. This means that whether you're looking for a personal loan, savings account, or just a friendly place to manage your finances, we're here for you! To learn more about the eligibility criteria and get all the details you need, feel free to visit us at https://mycomcu.org/membership-application/ . Opening an account with Mycom is straightforward and designed with your convenience in mind. You can kickstart your journey with us by visiting our website at https://mycomcu.org/loan-application or simply give us a call at (413) 442-6501. We can't wait to welcome you to our family at 101 Fenn St, Pittsfield, MA 01201!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services designed to make everyday transactions easier for you. Imagine being able to accept payments from customers quickly and securely, whether they're using credit cards or mobile payments. Our services help streamline your payment process, allowing you to focus on growing your business rather than worrying about the details. Located at 101 Fenn St Pittsfield Ma 01201 in Pittsfield, MA, our team is here to assist you every step of the way. Contact us today at (413) 442-6501 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

We understand that running a business comes with its own set of challenges. That's why we offer business banking solutions, including merchant services and business loans, designed to support your growth and success.

Commitment to Members

At Mycom, we strive to create an experience that's not just about transactions but about building relationships with our members. Our staff is here to assist you during regular business hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8:30 AM to 12:30 PM. If you're ready to take the next step in managing your finances or want more information about any of our services, don't hesitate to reach out! You can contact us at (413) 442-6501 or visit us online at Mycom Federal Credit Union. We're excited to help you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that give you easy access to your accounts anytime, anywhere. With features like person-to-person payments and mobile payments, transferring money has never been simpler. You can also use our ATMs for cash withdrawals and balance checks at your convenience.

Loans and Credit Options

When unexpected expenses arise or when you're ready to make a big purchase, our personal loans can help you consolidate debt or cover necessary costs without stress. Plus, our credit cards come with rewards that allow you to earn while you spend, making them a smart choice for everyday purchases.

Personal Banking

Our personal banking services are tailored to fit your lifestyle. With checking and savings accounts that offer flexibility and convenience, managing your finances has never been easier. If you're thinking about purchasing a new car or refinancing an existing one, our auto loans and vehicle financing options provide competitive rates and terms. For those considering homeownership or wanting to refinance their current mortgage, we offer mortgage loans with guidance every step of the way.

Digital & Online Banking

Easy E-Statements

Say goodbye to paper clutter with our e-statements! You can access your statements digitally whenever you need them. This feature not only helps you stay organized but also contributes to a more sustainable environment.

Mobile Application for On-the-Go Banking

For those who prefer banking on their mobile devices, our mobile application is here to help. With the app available for download, you can enjoy features like mobile payments, person-to-person transfers, and more all at your fingertips. Whether you're out shopping or simply lounging at home, managing your money has never been easier!

Safe and Secure Transactions

We prioritize your security. Our online and mobile banking systems include robust measures to keep your personal information safe. While we don't currently offer electronic signature authorization, rest assured that every transaction is protected by advanced security protocols. At Mycom, we aim to make your banking experience smooth and straightforward. Our digital services empower you to take control of your finances with ease. If you're ready to explore all these features, visit us online at https://mycomcu.org/ today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 4,647, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $0, highlighting our commitment to reinvesting in the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mycom is your trusted partner. Visit us at 101 Fenn St Pittsfield Ma 01201 or call (413) 442-6501 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $3,225,934 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $419 in used auto loans and $11,015,170 in total loans and leases to support our members' financial goals across various sectors.

Operational Efficiency

Our $104,942 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees who are committed to serving you with knowledgeable support.

Secured Savings

Members' savings are secured through $5,585,281 in share certificates and $3,699,183 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,434,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,256 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these major categories, Mycom provides access to lines of credit with a total available amount of $2,000,000. This can be an excellent option for those looking for flexibility in managing expenses or unexpected costs. If you're interested in applying for any of these loan products or would like more information about refinancing options available at Mycom, feel free to reach out! You can contact us at (413) 442-6501 or visit us at 101 Fenn St Pittsfield Ma 01201, Pittsfield, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you in your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,677,541 in used vehicle loans and $3,346,404 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned option, our team is here to guide you through the process and ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While currently we do not have any outstanding commercial loans reported, we encourage local businesses to explore our future offerings as we are dedicated to supporting our community's economic growth.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $276,226 in loans helping members manage their finances effectively. These credit cards come with various rewards and benefits that can make everyday purchases more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,409, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to your specific needs. If you're looking to refinance an existing mortgage, we can help you explore eligibility options to potentially lower your monthly payments.

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MYCOM FEDERAL CREDIT UNION