My Pensacola Credit Union FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to My Pensacola, your trusted financial partner located at 108 S Reus St, Pensacola, FL 32502. Since our establishment in 1953, we have proudly served our community, building strong relationships and fostering a sense of belonging among our 4,572 members. Our commitment to providing exceptional financial services is reflected in our impressive growth: we currently manage over $86 million in total assets and hold approximately $8 million in deposits. At My Pensacola, we understand the importance of community. As a member-focused credit union, we prioritize your needs and strive to offer personalized solutions that empower you to achieve your financial goals. Whether you're looking for a new auto loan, mortgage options, or simple savings accounts, our dedicated team is here to help. Under the leadership of our CEO, James Phetteplace, and Board President, James Kutzer, we have cultivated a robust team of 21 employees who are passionate about supporting you. With a net worth of over $15 million and cash in hand amounting to approximately $1.67 million, you can trust that your finances are in secure hands. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address. Feel free to reach out to us at 850-432-9939 for any inquiries or assistance. We invite you to explore our website at MyPensacolaCU.com for more information on the services we offer. Join us as we continue to make a positive impact in the Pensacola community your financial success is our mission!

Branch History & Mission

Community Commitment

At My Pensacola, we actively seek partnerships within the community to enhance our outreach efforts. We understand the importance of giving back and engage in various initiatives that support local causes and organizations. Our shared service center allows us to extend our reach even further by offering essential banking services for partner credit union members. As we look toward the future, we invite you to join My Pensacola as a member. Experience firsthand how our commitment to your financial well-being and community support can make a difference in your life. Connect with us today at 850-432-9939 or visit MyPensacolaCU.com for more information on becoming part of something special!

Our Mission

Our mission at My Pensacola is clear: we aim to provide exceptional financial services while fostering a strong sense of community support. We believe that when our members thrive, so does our community. Whether it's through personal banking solutions like checking and savings accounts or financing options for auto loans and mortgages, we strive to empower our members with the tools they need for success. In addition to traditional banking services, we offer modern conveniences such as online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. We also take pride in being ADA compliant and providing accessible services for all. With features like an ATM on-site and drive-thru banking available during our operating hours Monday through Friday from 7:30 a.m. to 4:00 p.m. we are always here for you. While members can visit us at 108 S Reus St, official correspondence should be sent to 108 S Reus St, Pensacola, FL 32502-5718 if different from the branch address.

Branch Location & Accessibility

Convenient Access

Our branch is not only situated in a prime location but also features ample parking for your convenience. We take pride in ensuring that everyone can access our services, with ADA-compliant facilities available for those who need them. If you prefer to handle your banking without stepping inside, enjoy our drive-thru service where you can complete deposits and withdrawals quickly.

Nearby Landmarks

Located just a stone's throw from popular local spots, My Pensacola is an ideal stop whether you're out running errands or enjoying a day out in the city. You'll find it easy to swing by while visiting the local shops or attending events nearby.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 7:30 a.m. to 4:00 p.m., Central Standard Time. This schedule allows you to visit us before or after work, making it simpler to get your banking done at your convenience.

Services Offered

At My Pensacola, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are here to help you achieve your financial goals. Plus, with ATM availability right at our branch and shared service options for partner credit union members, accessing your funds has never been easier. For any inquiries or assistance, feel free to give us a call at 850-432-9939. Our friendly team is ready to assist you with anything you need! We invite you to visit My Pensacola today experience the difference of being part of a community-focused credit union!

Member Eligibility

Joining the My Pensacola community is a wonderful way to gain access to financial services that truly care about your needs. At My Pensacola, we believe in inclusivity and support, welcoming anyone who lives, works, worships, or attends school in Escambia County. Plus, if you have a family member who is already a member, you can easily join too! Membership not only opens the door to our wide range of services but also means becoming part of a caring network that prioritizes your financial well-being. To learn more about eligibility criteria or if you have specific questions, feel free to visit our website at . Starting your journey with us is simple! Just head over to our account opening page at http://www.MyPensacolaCU.com/contact-us , or give us a call at (850) 432-9939 for personalized assistance. We're here to help you every step of the way as you take advantage of everything My Pensacola has to offer right from our welcoming branch located at 108 S Reus St Pensacola Fl 32502. Let's build your financial future together!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to launch a new product line or open a second location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions tailored for you.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services enable businesses like yours to accept payments easily, ensuring smooth transactions and customer satisfaction. With features like online payment options and mobile processing, you can focus on what you do best running your business. Visit us at 108 S Reus St Pensacola Fl 32502 in Pensacola, FL or call us at (850) 432-9939 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of that new car? We offer competitive auto loans and vehicle financing options that can help turn your dream into reality. Our team is ready to assist you in finding the best loan terms that fit your budget, making it easier for you to hit the road in style.

Business Banking

For our business members, we offer specialized services such as merchant services and business loans tailored to support your growth. Whether you're starting a new venture or expanding an existing one, our team is here to help navigate your financial journey.

Convenient Access Options

We know convenience matters, which is why My Pensacola offers ATM services for quick cash withdrawals and basic transactions like balance checks. Plus, our drive-thru service makes it easy to handle deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of another participating credit union, take advantage of shared branch transactions at our location! This way, you can deposit or withdraw funds seamlessly. At My Pensacola, we believe in making banking a positive experience for all our members. With our variety of financial services and commitment to customer care, we're here to support you every step of the way. Ready to take the next step? Call us at (850) 432-9939 or visit us online at Downtown Office today!

Credit Cards with Rewards

Our credit cards come with rewards programs that allow you to earn points on every purchase. Whether it's cash back or travel rewards, our cards provide added value with each swipe.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, My Pensacola provides comprehensive mortgage solutions. Our experienced staff will guide you through the process, ensuring you find the right mortgage product for your situation. With flexible options and competitive rates, homeownership is within reach.

Personal Banking

Whether you're looking to open a new checking or savings account, My Pensacola has got you covered. Our personal banking services are tailored to meet your everyday needs. With features like online banking and mobile payments, managing your finances has never been simpler. You can easily track your spending, pay bills, and transfer money right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and having access to personal loans can provide peace of mind when you need it most. At My Pensacola, we also offer debt consolidation services to help simplify your payments and potentially lower interest rates on existing debts.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can also enjoy the peace of mind that comes with our electronic signature authorization feature, making signing documents fast and simple without needing to visit a branch. If you're looking for quick access to your statements, you'll appreciate our e-statements option. Gone are the days of waiting for paper copies in the mail; now you can view your statements online instantly. Plus, if you're on the go, our mobile application gives you the power to manage your accounts right from your smartphone.

Secure Transactions Made Easy

Making payments has never been easier thanks to our mobile payments feature. You can send money quickly using person-to-person transfers, making splitting bills or sending gifts a breeze. All these services are designed with your security in mind, so you can feel confident when handling your financial transactions. Whether you're at home or out and about, My Pensacola is committed to providing accessible and user-friendly online banking solutions tailored to fit your lifestyle. Experience the ease of real-time account management today!

Financial Strength

Community Trust

The trust placed in us is evident through the 9,404 total share accounts held by our valued members. This growing member base shows confidence in how we manage finances together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, My Pensacola is your trusted partner. Visit us at 108 S Reus St Pensacola Fl 32502 or call (850) 432-9939 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $15,729,334 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $11,952,319 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $1,056 in used auto loans and $31,702,281 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $15,635,799, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,805 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,526,300 in used vehicle loans and $3,219,072 in new vehicle loans already helping members get on the road. We provide competitive financing options whether you're purchasing a brand-new vehicle or a reliable used one.

Credit Lines

For those who need additional flexibility, our total credit lines amounting to $4,066,500 can help bridge any financial gaps. Whether it's for unexpected expenses or planned purchases, our credit lines give you easy access to funds when you need them. If you're considering refinancing any existing loans or exploring eligibility options for our products, feel free to reach out! You can contact us at (850) 432-9939 during our operating hours from Monday to Friday, 7:30 a.m. - 4:00 p.m. C.S.T., and our dedicated team will assist you. For more information about our loan offerings and how they can fit your needs, visit us online at My Pensacola. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At My Pensacola, we're committed to helping you make informed decisions about your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $341,841, make buying or refinancing simple. We offer flexible terms and support throughout the process to help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also understand that managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $2,015,842 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits to enhance your spending experience.

Loan Aggregator

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MY PENSACOLA FEDERAL CREDIT UNION