My Community Credit Union Lucas TX | Convenient ATM Access & Basic Services

Introduction

Welcome to My Community at the Lovejoy High School Branch, your trusted partner in financial growth since 1952! Nestled in the heart of Lucas, TX, at 2350 Estates Pkwy, we pride ourselves on offering a welcoming environment where our members can thrive. With a solid foundation built on trust and community commitment, we are here to support you with all your financial needs. As of now, we proudly serve over 41,800 members and manage total assets of $506,298,430. Our dedication to helping you achieve your financial goals is evident in our diverse offerings, including a total of 22,591 loans and leases designed to meet various needs. Your deposits are safe with us; we currently hold $56,954,920 in total deposits and maintain a robust net worth of $53,968,217. While members can visit us at our branch location for ATM services and basic transactions, official correspondence should be sent to our mailing address at 600 W Louisiana Ave, Midland, TX 79701-1610. We understand that access to your finances is crucial; that's why we're committed to providing convenient services tailored specifically for students and staff at Lovejoy High School. At the helm of our credit union is CEO Donna Neal, supported by Board President Teresa DeShaw, along with a dedicated team of 121 employees ready to assist you. Together, we work tirelessly to foster a strong community spirit while ensuring that every member feels valued and empowered. Ready to explore what we can do for you? Don't hesitate to reach out! Call us today at 432-688-8400 or visit our website at www.mccu.coop for more information on how we can help you achieve your financial dreams. Your journey starts here with My Community!

Branch History & Mission

Commitment to Innovation

In today's world, we recognize the importance of accessibility and convenience. That's why we've embraced digital advancements to ensure that our members can manage their finances easily through online banking and mobile applications. With features like ATM access available at our branch location, we're here for you whenever you need us.

Join Us

As part of My Community, you're not just another member; you're family. We invite you to experience the benefits of joining us be it for basic ATM services or comprehensive financial solutions tailored just for you. Reach out today at 432-688-8400 or visit us online at mccu.coop to learn how you can become part of something special. Together, let's build a brighter future for all!

Our Mission

At My Community, our mission is simple yet profound: to empower our members through exceptional financial services while actively supporting the community around us. We believe that when individuals thrive financially, so does the community. This philosophy drives us to offer products and services tailored for every stage of life from savings accounts and loans to financial education resources. We pride ourselves on being more than just a credit union; we are a partner in your financial journey. Our commitment extends beyond banking as we work tirelessly on community outreach programs and partnerships that uplift those in need. Whether it's through financial literacy workshops or local sponsorships, we strive to make a positive impact on lives within Lucas and beyond.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and other facilities that make banking easy for everyone. Whether you're walking in or using mobility aids, we ensure a welcoming environment.

Nearby Landmarks

Situated near popular spots like Lovejoy High School, our branch is in a bustling area that makes it easy for you to drop by between classes or after school activities. The parking lot offers plenty of space for your vehicle, ensuring that you won't have to worry about finding a spot when you visit us.

Operating Hours

We're here for you during convenient hours! Our lobby operates Monday through Friday from 9:30 AM to 4:30 PM. Although we currently do not have a drive-thru service at this location, we provide ATM services for quick transactions such as withdrawals and balance checks.

Services Offered

At My Community Credit Union, we are committed to supporting your financial journey. While our focus here is on ATM services only, we're always ready to assist with any inquiries or guidance you may need regarding your banking options. If you're looking for more information or have questions about how we can serve you better, don't hesitate to reach out! Call us at 432-688-8400 or stop by during operating hours. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of My Community is like joining a close-knit community where your financial well-being is our top priority. If you live, work, or attend school in the area, you're likely eligible to join us. We welcome individuals who share our commitment to building a better future together. At My Community, we offer a range of benefits designed to empower our members, including competitive loan rates and personalized service that you won't find at traditional banks. To learn more about the specific eligibility criteria and ensure you qualify, please visit us at https://www.mccu.coop/about-connect/become-a-member.html. Once you're ready to take the next step, opening an account is straightforward! You can find all the details on how to start your membership journey at https://refinance.mccu.coop. If you have any questions or need assistance, don't hesitate to call us at (432) 688-8400. We're excited to welcome you into our family at My Community, located conveniently at 2350 Estates Pkwy Lucas Tx 75002!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any outstanding commercial loans, we are eager to help our community thrive by providing tailored financing solutions when needed. Imagine a local bakery wanting to purchase new equipment or a tech startup needing funds for its next big project. We strive to empower businesses like these with flexible loan options that can be customized to meet specific goals and timelines.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify daily operations for business owners. For instance, consider a local retailer who needs a reliable way to accept payments from customers. Our merchant services provide easy-to-use payment solutions that ensure transactions are smooth and efficient, allowing business owners to focus on what they do best serving their customers. Whether you're located at 2350 Estates Pkwy Lucas Tx 75002 in Lucas, TX, or anywhere else in our service area, we're here to support your business goals every step of the way. Let's grow together!

Comprehensive List Of Services

A Focus on Accessibility

Understanding that convenience is key, especially for our community members, we provide essential ATM Services Only. This includes basic ATM access for withdrawals and balance checks. Imagine being able to quickly grab cash before heading to class or checking your balance on the go all at your fingertips through our ATM facilities.

Embracing Digital Banking

In today's world, having access to digital banking features is crucial. At My Community, we prioritize ease of access with options like online banking and mobile applications. You can manage your finances from anywhere whether you're studying in the library or taking a break between classes. Our services also include electronic statements and person-to-person payment options, making it easy to send money to friends or family without hassle.

Member-Centric Approach

We know that each member has unique financial needs. That's why we keep our services straightforward and focused on what matters most. From students saving up for their first car to staff looking for convenient banking solutions during busy school days, our goal is to support you every step of the way. If you're interested in learning more about how My Community can assist you with your financial journey, don't hesitate to reach out! Call us at 432-688-8400 or visit our website at mccu.coop for additional information. We're here to help you thrive!

Digital & Online Banking

Convenient Banking Anytime, Anywhere

With our 24/7 online banking services, you can access your accounts whenever you need to, whether you're at home or on the go. Our user-friendly platform allows you to check balances, pay bills, and transfer funds with just a few clicks. Plus, our electronic signature authorization feature means you can sign documents securely online without needing to visit a branch.

Go Mobile with Confidence

Our mobile application makes banking even more convenient. Whether you're making person-to-person transfers or using mobile payments for everyday purchases, our app keeps everything organized and secure. Enjoy the freedom of managing your money directly from your smartphone while knowing that your information is protected.

Security You Can Trust

We prioritize your security in every aspect of our digital banking services. With features like secure logins and data encryption, you can bank confidently, knowing that we take every precaution to protect your personal information. Experience the ease and accessibility of digital banking at My Community today! For more details on how to get started, visit us online at https://www.mccu.coop/. Your financial journey is just a click away!

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can view and manage your account statements electronically. This not only helps the environment but also ensures that you have quick access to your financial information right at your fingertips.

Financial Strength

Commitment to Growth

With $51,805,147 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,645 in used auto loans and $399,179,600 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 81,367, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, My Community is your trusted partner. Visit us at 2350 Estates Pkwy Lucas Tx 75002 or call (432) 688-8400 to learn more about how we can help you achieve your financial goals. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $344,693 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $91,246,871 in share certificates and $16,642,748 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,676,851, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $53,968,217, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also offer credit lines totaling $153,197,858, providing additional financial flexibility when you need it most. Whether you're looking to consolidate debt or fund a special project, our credit lines can be an excellent option. If you're interested in refinancing any existing loans or would like to explore eligibility options, please feel free to reach out. Our team is here to guide you through the process and help identify what works best for your situation. For more information or to discuss how we can assist you further, call us at (432) 688-8400 or visit us at 2350 Estates Pkwy Lucas Tx 75002 in Lucas, TX. You can also check out our website at https://www.mccu.coop/ for details on all our loan offerings and services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $168,964,442 in used vehicle loans and $100,900,261 in new vehicle loans already helping members get on the road. We have financed a total of $15,290 in auto loans, ensuring that you can find the right fit for your budget and lifestyle.

Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $7,475,450 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have the support you need for unexpected costs or everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,679,697, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, we have solutions tailored just for you.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are not only fair but also reliable, giving users peace of mind when comparing loans.

MY COMMUNITY CREDIT UNION - Lucas, TX

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