My Community Credit Union Allen TX | Best Auto Loans & Business Banking

Introduction

Welcome to My Community, your trusted financial partner located at 721 Central Expy S, Allen, TX 75013. Established in 1952, we have grown alongside our community and are proud to serve over 41,807 members. Our commitment is not just about numbers; it's about building relationships and supporting you through every financial journey. As a member of our credit union, you're part of something bigger. With total assets exceeding $506 million and deposits reaching $56 million, we stand strong in providing you with the services you need. We offer a variety of products, including auto loans, mortgage options, and personal loans designed to meet your specific needs. We currently manage 22,591 loans and leases, ensuring that we can support our members' aspirations effectively. At My Community, we believe in transparency and trust. Our leadership team, headed by CEO Donna Neal and Board President Teresa DeShaw, is dedicated to ensuring that each member's experience is positive and fulfilling. We take pride in our robust financial health, reflected in our net worth of $53 million and cash on hand amounting to $7.6 million. While members can visit us at the branch for personalized service, please note that official correspondence should be sent to the same address: 721 Central Expy S, Allen, TX 75013-8012. Whether you're looking for a checking account or planning to finance your dream vehicle, we are here for you. Feel free to call us at 469-675-5537 or visit our website at mccu.coop for more information. Join us today and experience the My Community difference!

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's world. That's why we have invested in ADA-compliant facilities and digital tools that make banking easier for everyone. With features like drive-thru service and ATMs available for quick cash withdrawals or balance checks, we ensure that your experience with us is as smooth as possible.

Join Us Today

As we look toward the future, we invite you to join the My Community family. Experience firsthand how we can support your financial goals while being an active participant in strengthening our community. Whether you're looking for a new bank or simply exploring options, we're here for you. Visit us at our branch or check out more about what we offer on our website. Together, let's build a brighter future for everyone in Allen!

Our Evolution

Over the years, My Community has marked significant milestones that underscore our dedication to service and innovation. From our early days as a local credit union to becoming a financial institution with total assets of $506 million, we have continually adapted to meet the needs of our members. Our journey reflects not just growth in numbers but also an unwavering focus on community support and development. We are proud of our range of services that include personal banking options such as checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Whether it's through online banking or mobile payments, we strive to offer convenient and accessible financial services that empower our members.

Our Mission

Our mission at My Community is simple yet profound: to enhance the financial well-being of our members while contributing positively to the community. We believe that when our members succeed financially, so does the community around them. This guiding principle shapes everything we do from offering competitive loan rates to engaging in outreach programs that uplift those in need. In addition to providing essential banking services, we actively participate in local initiatives aimed at fostering economic growth and improving lives. Our partnerships with community organizations reflect our commitment to making a real difference in Allen and beyond.

Branch Location & Accessibility

Accessibility Features

At My Community, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces for those who need them. Whether you're stopping by for a quick transaction or a longer visit, we want to ensure that everyone feels welcome and comfortable.

Get in Touch

Have questions or want more information? Don't hesitate to call us at 469-675-5537! We look forward to welcoming you to My Community's Allen Branch soon your trusted partner in achieving financial goals!

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. If you're on the go, take advantage of our drive-thru service available from 8:30 AM to 5:30 PM on weekdays. No matter when you choose to stop by, we're here to help!

Services Offered

Our Allen Branch provides a range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Enjoy hassle-free access with our ATM on-site. Plus, our friendly staff is always ready to assist you with any questions or transactions. While members can visit us at 721 Central Expy S, official correspondence should be sent to the same address for convenience.

Member Eligibility

At My Community, we believe that everyone deserves a place in our supportive community. If you're looking to join us, you'll be pleased to know that becoming a member is simple and welcoming. Membership is open to anyone who lives, works, worships, or attends school in the area. This means that if you're part of our vibrant community here in Allen, Texas, you can easily enjoy the benefits we offer. Not only do we provide personalized financial services tailored to your needs, but as a member of My Community, you'll also gain access to exclusive products and services designed to help you achieve your financial goals. If you're ready to take the next step toward membership, check out more detailed eligibility criteria at https://www.mccu.coop/about-connect/become-a-member.html. We encourage you to reach out with any questions or for assistance; just give us a call at (469) 675-5537. Opening an account is straightforward simply visit us online at https://refinance.mccu.coop or come see us at our branch located at 721 Central Expy S Allen Tx 75013. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services are designed to simplify transactions so you can focus on what matters most growing your business. Picture a busy day at your shop where customers swipe their cards effortlessly at checkout while you manage inventory and customer service. That's the ease our services provide, making it simple for you to accept payments quickly and securely. If you're ready to take your business to the next level, visit us at 721 Central Expy S Allen Tx 75013 in Allen, TX, or call us at (469) 675-5537. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Convenient Access When You Need It

We know that convenience matters in today's fast-paced world. That's why our branch includes basic drive-thru banking for quick deposits and withdrawals along with simple transactions without stepping inside. For members who prefer digital solutions, our mobile payments feature allows for easy transactions right from your phone. With all these services available under one roof at My Community, we're not just here to serve; we're here to empower you on your financial journey. If you have questions or want to learn more about how we can assist you today, don't hesitate to give us a call at 469-675-5537 or visit us online at mccu.coop. Join us today and experience the difference!

Empowering Local Businesses

For entrepreneurs and business owners, we provide tailored solutions through our Business Banking services which include merchant services and business loans. Imagine having access to the funds needed to grow your business while receiving personalized support from our dedicated team.

Financing Your Dreams

Need a new vehicle? Our Auto Loans & Vehicle Financing options are designed to help you hit the road without breaking the bank. We offer competitive rates and flexible terms so you can drive away in the car of your dreams. If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. Picture yourself enjoying the comfort of your own home while we handle the details.

Personal Banking Made Simple

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking options like checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your money with our Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills from anywhere. Plus, with our ATM & Cash Withdrawal Services, getting cash is a breeze whenever you need it.

Supporting Your Financial Journey

Life can sometimes throw unexpected challenges your way. Our Personal Loans & Debt Consolidation services provide a safety net when you need it most. Whether it's consolidating debt or funding a special project, we're here to help lighten your financial load. And for those who enjoy rewards while spending, our Credit Cards with Rewards offer great benefits that make every purchase more rewarding.

Digital & Online Banking

Key Features

Our online banking platform at https://www.mccu.coop/ is user-friendly and packed with features. You can easily check your account balances, view transaction history, and transfer funds between accounts. Plus, with person-to-person transfers available, sending money to friends or family is just a few clicks away. Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can also choose to receive e-statements, which not only help reduce paper clutter but also enhance the security of your financial information.

Mobile Convenience

Don't forget about our mobile application! Available for download, it allows you to manage your accounts right from your smartphone. Whether you're making mobile payments or checking your balance on the go, our app keeps everything at your fingertips. In today's fast-paced world, convenience matters. That's why we offer mobile payments as part of our services. Use your phone to pay bills or make purchases quickly and securely no more fumbling for cash or cards! With all these features combined, My Community ensures that you have everything you need for real-time account management right at your fingertips. Join us today and experience the ease of digital banking that puts you in control!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $344,693, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

The strength of My Community is also highlighted by our total share accounts 81,367, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, My Community is your trusted partner. Visit us at 721 Central Expy S Allen Tx 75013 or call (469) 675-5537 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $91,246,871 in share certificates and $16,642,748 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,676,851, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $51,805,147 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as evidenced by our $7,645 in used auto loans and $399,179,600 in total loans and leases.

Strong Capital Foundation

With a net worth of $53,968,217, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $168,964,442 in used vehicle loans and $100,900,261 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our flexible financing options can help you drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. We recognize that small businesses are vital to our community's economy and strive to support them with accessible funding solutions.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,475,450 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit cards come with competitive rates and rewards that can benefit you in the long run. Additionally, if you're considering consolidating debt or making a significant purchase, our personal loans are tailored to fit your lifestyle and budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,679,697, make buying or refinancing simple. We believe that everyone should have access to affordable housing solutions. Our team is here to guide you through the process and answer any questions you may have.

Refinancing Options

If you're looking at ways to reduce your monthly payments or secure better rates on existing loans, don't hesitate to inquire about our refinancing options. We're dedicated to finding solutions that work for you. For more information on how we can assist you with your financial needs, please visit us at our branch located at 721 Central Expy S Allen Tx 75013 in Allen, TX, or give us a call at (469) 675-5537. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to serving you!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By utilizing verified data from legitimate financial institutions, LendMesh guarantees users receive accurate information when exploring loan options.

Benefits of Using LendMesh

- Verified Data: Every loan offer comes from trusted financial institutions, enhancing transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective LendMesh can be in assisting borrowers to secure better financing terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MY COMMUNITY CREDIT UNION - Allen, TX

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