My Credit Union Mineola TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to My, your trusted financial partner located at 415 W Broad St, Mineola, TX 75773. Since our establishment in 1975, we've been dedicated to serving our community with integrity and care. With over 5,591 members and a robust asset base of $54,408,103, we pride ourselves on offering personalized banking solutions that cater to your unique financial needs. At My, we understand the importance of local engagement. Our commitment goes beyond just numbers; it's about fostering relationships within our community. Whether you're looking for auto loans, savings accounts, or even credit cards with rewards, we have a variety of services designed just for you. We currently manage $7,089,262 in deposits and have issued 2,277 loans and leases to help our members achieve their dreams. Under the leadership of our CEO, Bruce Urbanovsky, and Board President, Sharon Bailey, our team of 22 employees is here to support you every step of the way. If you need assistance or have questions about your finances, don't hesitate to reach out! You can contact us at 903-569-0303 during our lobby hours from Monday to Friday, 9 AM to 4:30 PM. While members can visit us at our branch address, official correspondence should be sent to the same location: 415 W Broad St, Mineola, TX 75773. Join us today and experience the My difference! For more information or to explore your options online, please visit our website at mycutx.com. Your financial journey starts here!

Branch History & Mission

Looking Ahead

As technology evolves, so do we. At My, we embrace digital advancements while ensuring ADA compliance and prioritizing customer service. Our online and mobile banking options make it easy for you to manage your finances on the go. Plus, with features like person-to-person payments and e-statements, we aim to simplify your banking experience. While members can visit us at 415 W Broad St Mineola Tx 75773, official correspondence should be sent to our mailing address at 415 W Broad St, Mineola, TX 75773 if it differs from our physical location. We invite you to join the My family today! Experience firsthand how we can help you achieve your financial goals while being an active part of your community. For any questions or assistance, feel free to call us at (903) 569-0303. Together, let's build a brighter future!

Our Mission

Our mission at My is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging among our members. We understand that every individual's financial journey is unique, which is why we offer a wide array of products, including personal banking accounts, auto loans, mortgages, and business banking solutions. We are here not just to help you save or borrow money but to support your dreams and ambitions. In addition to our core financial services, we actively engage in community outreach programs. Whether it's sponsoring local events or partnering with organizations that uplift our neighborhoods, we believe in giving back. We want to ensure that our success translates into meaningful support for the people we serve.

Branch Location & Accessibility

Get in Touch!

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at (903) 569-0303. We look forward to welcoming you to My soon!

Nearby Landmarks and Accessibility

Located just a stone's throw away from popular local spots, you can find us near the vibrant downtown area, making it easy to stop by while running errands or enjoying a day out. Our branch is fully equipped with ADA-compliant features, ensuring that everyone can access our services comfortably. Plus, we have ample parking available right outside, so you won't have to worry about finding a spot.

Operating Hours and Services

At My, we value your time. Our lobby hours are Monday through Friday from 9 AM to 4:30 PM, making it simple for you to visit us when it suits your schedule best. For those on the go, we also offer drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. And if you need cash after hours, our ATM is available for your convenience. We pride ourselves on offering a variety of services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we are here to help you achieve your financial goals. If you're looking for business solutions or need assistance with online banking, our friendly team is ready to assist. While members can visit us at 415 W Broad St Mineola Tx 75773, official correspondence should be sent to the same address as well 415 W Broad St, Mineola, TX 75773.

Member Eligibility

At My, we believe that joining our community is about more than just opening an account; it's about becoming part of a family that genuinely cares about your financial well-being. Membership is open to anyone who lives, works, or worships in our local area, so if you're in the neighborhood of 415 W Broad St Mineola Tx 75773, you're already on the right track! We welcome individuals from all walks of life, making it easy for you to access our range of services designed to help you thrive. To get started with your membership at My, simply give us a call at (903) 569-0303. Our friendly team will guide you through the account opening process and answer any questions you may have. We invite you to check out more detailed eligibility criteria at [this link], so you can see how simple it is to become a member. Your journey towards better financial health begins here, and we can't wait to welcome you!

Business Banking & Commercial Services

At My, we understand that running a business is no small feat. Every decision you make can impact your growth and success. That's why we're dedicated to providing tailored financial solutions that support your journey. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify transactions and help you manage payments efficiently. Imagine effortlessly processing customer payments right at your fingertips, enhancing their experience while keeping your cash flow healthy. Whether you need assistance with credit card processing or managing electronic payments, our services are here to make your operations smoother. Located at 415 W Broad St Mineola Tx 75773, in the heart of Mineola, TX, our team is ready to help you find the right financial tools for your business needs. Give us a call at (903) 569-0303 or visit us during our operating hours from Monday to Friday, 9 AM to 4:30 PM. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Enjoy basic ATM access for quick withdrawals and balance checks. Plus, our drive-thru service makes transactions easy without leaving your car perfect for busy days when time is tight! At My, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. If you're interested in learning more about any of our services or how we can assist you further, don't hesitate to reach out! Give us a call at (903) 569-0303 or visit us at our branch in Mineola. Experience the difference with My today!

Business Banking

If you're a small business owner, we have tailored solutions just for you. Our business banking services include merchant services and business loans that can help grow your enterprise while keeping your cash flow healthy.

Credit Cards and Rewards

Looking for a credit card that offers more? Our credit cards come with rewards programs that give you points for every dollar spent, making it easier to earn benefits while managing your purchases.

Digital Banking Features

With the rise of technology, we know convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can access your account, make transfers, pay bills, and even send money to friends through person-to-person payments all at your fingertips.

Personal Banking

We understand that managing your finances is essential for everyday life. That's why we offer personal banking services like checking and savings accounts designed to help you save and spend wisely. If you're planning to purchase a vehicle, our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. For those considering homeownership, our mortgage loans and refinancing options provide competitive rates and flexible terms. And if unexpected expenses arise, our personal loans and debt consolidation services can help ease your financial burden.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to view your account balances, make transfers, and pay bills with just a few clicks. Plus, if you're looking to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends or family without any hassle. Whether you're at home or on the go, managing your finances has never been easier. For those who prefer going paperless, we offer e-statements, allowing you to receive your account statements electronically. This not only saves trees but also helps you keep track of your financial activities in a more organized manner.

Stay Secure and In Control

Your security is our priority. While we currently do not support electronic signature authorization or mobile payments, our online banking platform is built with robust security measures to keep your information safe. You can have peace of mind knowing that your financial data is protected as you manage your accounts. Additionally, if you prefer handling your banking through an app, our mobile application is readily available for download. It brings all the conveniences of online banking right to your fingertips, making it even easier to stay on top of your finances. With all these features at My, accessing and managing your money has never been more convenient. Enjoy real-time account management wherever life takes you!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 9,963, showing a strong and growing member base that trusts us with their finances. This community strength fuels our ability to provide exceptional services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, My is your trusted partner. Visit us at 415 W Broad St Mineola Tx 75773 or call (903) 569-0303 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 21 full-time employees and 1 part-time employees who are always ready to assist you with a knowledgeable, committed team. Your satisfaction is our priority!

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Savings Secured

Members' savings are secured through $5,425,066 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings is a cornerstone of our service philosophy.

Our Financial Health

With a net worth of $5,903,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $5,890,553 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing investment helps us adapt to your needs while ensuring long-term stability.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $649 in used auto loans and $28,138,061 in total loans and leases, we are here to help you finance your dreams effectively. Our operational efficiency is reflected in our $31,441, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,697,150 in used vehicle loans and $7,535,809 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have options to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,128,581, make buying or refinancing simple. We provide various solutions tailored to your unique situation, ensuring you find the right fit for your family.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $238,304 in loans helping members manage their finances effectively. These cards are designed for everyday use and can help build your credit while providing rewards for your spending. If you're considering refinancing any of your current loans or are unsure about eligibility options, feel free to ask our knowledgeable staff for assistance. We strive to make the borrowing process straightforward and accessible. For more details about our loan products or to start an application, visit us at My today! Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers.

Key Benefits of Using LendMesh

LendMesh prioritizes verified data by sourcing loan offers exclusively from legitimate financial institutions. This guarantees that users are presented with trustworthy information to make informed decisions. Notably, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The platform's primary goal is to deliver unbiased results, helping users find the best deals available. Additionally, LendMesh provides real-time rate comparisons, ensuring that users have access to up-to-date loan rates from multiple institutions. This feature is crucial for making informed financial decisions in today's fast-changing lending landscape. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MY CREDIT UNION - Mineola, TX

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