My Credit Union Inver Grove Heights MN | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to My Credit Union, your trusted financial partner located at 9050 Buchanan Trl, Inver Grove Heights, MN 55076. Established in 1957, we have proudly served our community for over six decades, fostering a spirit of cooperation and support among our 23,856 members. At My Credit Union, we believe that your financial success is our mission. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 9550 Lyndale Ave S, Bloomington, MN 55420. We understand that finances can be challenging, which is why we offer a range of services designed to meet your needs whether you're looking for checking and savings accounts, auto loans, or business banking solutions. With total assets of $376,206,452 and deposits totaling $7,423,920, we have the resources to help you achieve your financial goals. Our dedicated team of 77 employees, led by CEO Gregory Worthen and Board President James Habeck, is committed to providing personalized service that makes banking easy and accessible. We take pride in being a member-focused institution with a net worth of $35,414,621 and cash in hand amounting to $1,486,615, ensuring stability and trust in every transaction. With various options for loans over 7,892 loans and leases processed we are here to assist you whether you're purchasing a new vehicle or planning for future investments. Our online and mobile banking platforms make it easy for you to manage your finances anytime, anywhere. If you're not yet a member of My Credit Union or want more information about our services, visit us online at www.mymncu.org or give us a call at 612-798-7100. We invite you to experience the credit union difference where community matters!

Branch History & Mission

At My, we take pride in our rich history and strong commitment to the community of Inver Grove Heights, MN. Established in 1957, our branch has been a cornerstone of financial support and growth for over six decades. Located at 9050 Buchanan Trl Inver Grove Heights Mn 55076, we are easily accessible for all members, just a stone's throw away from local landmarks that make our community vibrant. From the beginning, our mission has been clear: to provide exceptional financial services while fostering a sense of belonging among our members. Today, with a total membership of 23,856, we continue to uphold this vision by offering a wide range of products including personal banking, auto loans, and business services. We manage total assets amounting to $376,206,452, which reflects our stability and dedication to serving our members' needs. Our mission extends beyond mere transactions; we are here to support the community through various outreach programs and partnerships. Whether it's assisting local businesses with loans or sponsoring community events, we believe that strong communities lead to strong financial futures. At My, we understand the importance of modern banking conveniences. That's why we've integrated digital advancements into our services. Members can enjoy online banking, mobile payments, and ATM access for quick and easy transactions anytime they need. Our branch also features drive-thru service for those who prefer face-to-face interactions without leaving their vehicles. While members can visit us at 9050 Buchanan Trl Inver Grove Heights Mn 55076, official correspondence should be sent to 9550 Lyndale Ave S, Bloomington, MN 55420. Our operating hours are designed to accommodate busy schedules Monday through Friday from 9:00 AM to 6:00 PM ensuring that help is always within reach when you need it most. Join us at My and experience the benefits of being part of a credit union that truly cares about its members and the community as a whole. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to call us at (612) 798-7100. We look forward to welcoming you into our family!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking space to ensure everyone can comfortably access our services.

Call to Action

We invite you to come visit us at Inver Grove Heights! Whether you're looking for guidance on a loan or want to open an account, our team is ready to help. Feel free to give us a call at 612-798-7100 if you have any questions or need assistance before your visit. Your financial journey starts here!

Convenient Location

Nestled in the heart of Dakota County, our branch is conveniently situated near local landmarks and main roads, making it easy for you to stop by on your way home or while running errands. Whether you're visiting the nearby parks or shopping areas, we're just a short drive away.

Operating Hours

Visit us during our lobby hours from 9:00 AM to 6:00 PM, Monday through Friday. We know that life can be busy, so we aim to provide convenient hours that fit your schedule.

Services Offered

At My, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to assist you with every step of your banking journey. Need quick access? Enjoy the convenience of our ATM services and drive-thru banking for deposits and withdrawals without leaving your car.

Member Eligibility

Becoming a member of My feels like joining a warm and welcoming family dedicated to your financial well-being. If you're wondering whether you qualify, it's quite simple! Our membership is open to anyone who lives, works, worships, or goes to school in the area surrounding 9050 Buchanan Trl Inver Grove Heights Mn 55076. This means that if you're part of our vibrant community, we'd love to have you on board. With membership at My, you gain access to a range of personalized services, including checking and savings accounts, loans, and online banking options designed just for you. Ready to take the next step? Opening an account with us is easy! You can find detailed eligibility criteria by visiting our membership page. If you have any questions or need assistance along the way, feel free to reach out at (612) 798-7100 we're here to help! Join us today and experience the benefits of being part of something special at My.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,852,253, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine running your day-to-day operations smoothly, knowing you can accept payments effortlessly through various methods credit cards, digital wallets, and more. This means faster transactions and happier customers, allowing you to focus on what you do best: growing your business. Let us be your partner in success at My. Visit us at 9050 Buchanan Trl Inver Grove Heights Mn 55076 or call us at (612) 798-7100 to learn how our business banking services can benefit you!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also understand the importance of easy access to your money. Our branch provides ATM & Cash Withdrawal Services, ensuring that you can get cash when you need it. With our basic drive-thru banking option, making deposits and withdrawals becomes quick and straightforward.

Business Banking

If you're a business owner, our Business Banking services are designed with you in mind. From Merchant Services that simplify payment processing to Business Loans that support your growth plans, we're here to help your business thrive.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. You can easily access your accounts, transfer funds, and pay bills from the comfort of your home or on the go. Our mobile payments feature allows you to make purchases directly from your smartphone without any hassle.

Personal Banking

Our personal banking services include various Checking & Savings Accounts designed to help you manage your daily expenses and save for those important life moments. Need a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive off with the vehicle you've always wanted. If you're considering buying a home or refinancing your current mortgage, explore our Mortgage Loans & Refinancing solutions that provide competitive rates and flexible terms. For those unexpected expenses, our Personal Loans & Debt Consolidation can assist in managing your financial obligations with ease. Plus, don't forget about our Credit Cards with Rewards, which offer great perks every time you make a purchase!

Your Community Partner

At My, located at 9050 Buchanan Trl Inver Grove Heights Mn 55076, we are more than just a credit union; we are a partner in your financial journey. Whether you're visiting us at our branch or using our online services, we strive to make every experience smooth and friendly. If you're ready to take the next step towards better financial health or have any questions about our services, feel free to give us a call at (612) 798-7100. We look forward to serving you!

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. With features like electronic signature authorization, you can sign documents safely and efficiently without needing to visit a branch. Plus, with e-statements available, you'll have all your financial information at your fingertips while also reducing paper clutter. For those who prefer managing their finances from their mobile devices, our mobile application makes banking even more accessible. You can easily make person-to-person transfers, so sending money to friends or family is just a tap away. If you're out shopping, take advantage of our mobile payments feature to pay directly from your phone no need to fumble for cash or cards.

Security You Can Trust

At My, your security is our top priority. We utilize advanced encryption technologies to protect your personal and financial information while using our digital services. You can bank with confidence knowing that your data is safe. In a world that moves fast, we're here to help you keep pace with all your banking needs. Embrace the convenience of modern banking with us at My, where managing your finances has never been easier!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 60,097, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $387,961. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, My is your trusted partner. Visit us at 9050 Buchanan Trl Inver Grove Heights Mn 55076 or call (612) 798-7100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $28,342 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $30,696,991 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,932 in used auto loans and $325,792,919 in total loans and leases.

Secure Savings Options

Members' savings are secured through $44,943,711 in share certificates and $51,644,191 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $35,414,621, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,299,063 in used vehicle loans and $3,347,539 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $101,852,253 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your journey toward success.

Conclusion

Our loan offerings at My, located at 9050 Buchanan Trl Inver Grove Heights Mn 55076 in Inver Grove Heights, MN, are designed with your needs in mind. Whether it's buying a car or managing day-to-day expenses, we have solutions that can help you reach your financial goals. Feel free to reach out to us at (612) 798-7100 during our operating hours from 9:00 AM to 6:00 PM for more information or assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,145,074, make buying or refinancing simple. We offer various mortgage plans to fit different budgets and preferences. Plus, if you're considering refinancing an existing mortgage, we can help you explore eligibility options that might lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses is crucial for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $12,667,489 in loans helping members manage their finances effectively. Our credit cards come with rewards programs designed to give you more value every time you use them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With the financial landscape constantly changing, having a reliable tool like LendMesh ensures that you are always informed about the most competitive offers available. LendMesh is committed to accuracy in its loan comparisons. The data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent loan offers that reflect current market conditions. One key benefit of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring transparency in the information provided. Additionally, LendMesh maintains a strict policy of no sponsored listings; lenders are not prioritized based on paid promotions. This means you can trust that the results you see are truly unbiased and designed to help you make informed decisions. With real-time rate comparisons from multiple institutions, LendMesh empowers users to quickly identify the best loans for their needs. Thousands of users have already benefited from this service. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals save money and make better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MY CREDIT UNION - Inver Grove Heights, MN

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