My Credit Union Bloomington MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to My, your trusted partner in financial growth located at 4025 W Old Shakopee Rd, Bloomington, MN 55437. Since our establishment in 1957, we have proudly served our community with dedication and integrity. Our mission is to empower over 23,856 members by providing accessible financial solutions tailored to their needs. At My, we believe in building relationships that last. With a total asset base of $376,206,452, we are well-equipped to support your financial journey, whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages. Our commitment extends beyond just numbers; it reflects our desire to make a meaningful impact in the lives of our members. Under the leadership of CEO Gregory Worthen and Board President James Habeck, we strive to create a welcoming environment where everyone feels valued. With a dedicated team of 77 employees, we're here to assist you with any inquiries or services you may need. While members can visit us at our branch, official correspondence should be sent to the same address: 4025 W Old Shakopee Rd, Bloomington, MN 55437. If you have questions or need assistance, don't hesitate to reach out at 612-798-7100. We invite you to explore what My has to offer and discover how we can help you achieve your financial goals. For more information about our services or membership options, visit us at My Credit Union. Let's build a brighter financial future together!

Branch History & Mission

At My, we take pride in our rich history and unwavering commitment to serving the community of Bloomington, MN. Established in 1957, our branch has grown from humble beginnings into a trusted financial partner for over 23,856 members. With total assets now exceeding $376,206,452, we have continuously adapted to meet the changing needs of our community. Located at 4025 W Old Shakopee Rd Bloomington Mn 55437, our branch is easily accessible and surrounded by familiar landmarks, making it a convenient stop for all your banking needs. Whether you're visiting us for personal banking, auto loans, or business services, you can expect a welcoming atmosphere designed with you in mind. For those needing to send official correspondence, please note that while you can visit us at 4025 W Old Shakopee Rd Bloomington Mn 55437, our mailing address is also 4025 W Old Shakopee Rd, Bloomington, MN 55437. Our mission goes beyond just providing financial services; it's about building lasting relationships with our members and supporting the communities we serve. We believe in empowering individuals through education and access to financial resources. Our dedication to community support is evident through various outreach programs and partnerships aimed at uplifting those around us. As part of our commitment to modernization, we've embraced digital advancements like online banking and mobile payments, ensuring that our members have access to their finances anytime, anywhere. Our branch also features ADA-compliant facilities to ensure everyone can enjoy our services without barriers. With an ATM on-site and drive-thru banking available, we strive to make your banking experience as convenient as possible. At My, we're not just about numbers; we're about people. We understand that every member has unique needs, which is why we offer personalized solutions tailored just for you. Join us on this journey of growth and support become a member today and experience the benefits of being part of a community-focused credit union. For more information or assistance, feel free to reach out at (612) 798-7100. We're excited to welcome you into the My family!

Branch Location & Accessibility

Accessibility Features

At My, we prioritize accessibility for all our members. Our branch is equipped with features like ramps for easy entry and ample parking spaces, ensuring a smooth visit for everyone. We also offer drive-thru banking services for those who prefer to handle their transactions from the comfort of their vehicles.

Call to Action

We're eager to assist you with personal banking options such as checking accounts, savings accounts, auto loans, and more. Visit us at My in Bloomington today or give us a call! We're here to help you achieve your financial goals with friendly service and support every step of the way.

Operating Hours and Services

Our operating hours are currently being updated as we undergo improvements to enhance your experience. While we're working hard on our renovations, we're excited to continue serving you with essential banking services. You can reach us at 612-798-7100 if you have questions or need assistance. For your convenience, we provide ATM access right at our location. This allows you to withdraw cash or check balances anytime without stepping inside. Plus, our basic drive-thru service lets you make deposits and withdrawals quickly and easily.

Member Eligibility

At My, we believe that joining our community means becoming part of something special. We're excited to welcome you as a member! To be eligible, you simply need to live, work, or worship in the local area or have a family member who is already part of our credit union family. This inclusive approach makes it easy for many people to enjoy the benefits of membership, from competitive loan rates to personalized financial services. If you're curious about the specific eligibility details, feel free to check out more information at https://www.mymncu.org/membership. Starting your journey with us is a breeze! Simply give us a call at (612) 798-7100 or visit us at our branch located at 4025 W Old Shakopee Rd Bloomington Mn 55437. We're here to help guide you through the account opening process and answer any questions you may have. We can't wait for you to experience the advantages of being a member of My!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,852,253, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that make everyday transactions easier for you. Imagine a busy Saturday at your café: with our payment processing solutions, you can efficiently handle multiple customer orders without a hitch. From card payments to mobile wallets, we ensure that your customers have a smooth checkout experience. This not only enhances customer satisfaction but also helps you manage sales more effectively. If you're ready to take your business to the next level, visit us at 4025 W Old Shakopee Rd Bloomington Mn 55437 in Bloomington, MN, or give us a call at (612) 798-7100. Together, let's unlock the full potential of your business!

Comprehensive List Of Services

Business Banking

For business owners, we offer tailored solutions such as Merchant Services & Business Loans, helping you operate smoothly and grow your business effectively. Whether you're a startup or an established company, we understand the unique challenges you face and are here to support your financial journey.

Digital Banking

Embracing modern technology is crucial for convenience. That's why we provide robust Online & Mobile Banking services. Access your accounts anytime, anywhere, and handle transactions securely with just a few taps on your smartphone. You can also take advantage of our ATM & Cash Withdrawal Services for quick access to cash. If you prefer in-person interactions, our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your vehicle. Need cash fast? Our ATMs also enable simple balance checks and withdrawals.

Member Support

At My, we're here for you every step of the way. If you have questions about any service or need assistance, don't hesitate to reach out at (612) 798-7100. Our friendly staff is always ready to help. We invite you to explore how My can make banking more accessible and enjoyable for you. Visit us today or check out our website at Bloomington for more information about our services and how we can assist you in achieving your financial goals!

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that cater to various lifestyles and preferences. Imagine having the flexibility to manage your money effortlessly with features designed for both daily transactions and long-term savings goals. Our Auto Loans & Vehicle Financing options ensure that you can get behind the wheel of your dream car without breaking the bank. For those considering homeownership, our Mortgage Loans & Refinancing services make the journey smoother. We guide you through each step, helping you find the best rates available. If you're dealing with unexpected expenses or planning a special purchase, our Personal Loans & Debt Consolidation options allow you to consolidate debts into manageable payments. And don't forget about our Credit Cards with Rewards! Enjoy benefits as you spend while building your credit history.

Digital & Online Banking

At My, we understand that managing your finances should be simple and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to make your life easier. Whether you're at home, on the go, or anywhere in between, our online tools empower you to take control of your finances with just a few clicks. One of the highlights of our service is the convenience of 24/7 online banking. You can easily access your account anytime through our website at https://www.mymncu.org/. Check balances, pay bills, and transfer funds without stepping foot in a branch. Plus, our electronic signature authorization feature allows you to complete transactions securely from the comfort of your home. We also provide e-statements for those who prefer a paperless option. Enjoy the benefits of quick access to your statements while helping the environment it's a win-win! If you're constantly on the move, you'll love our mobile application, which makes it easy to manage your accounts right from your smartphone. With mobile payments available, paying for purchases has never been simpler or more convenient. Sending money to friends or family? Our person-to-person transfer feature lets you do that effortlessly. Just a few taps on your phone and you're set no cash needed! Security is a top priority at My. We've implemented robust measures to ensure that your information is protected while using our digital services. You can bank with peace of mind knowing that we're here to support you every step of the way. In today's fast-paced world, having real-time access to your finances is essential. At My, we're committed to providing user-friendly and accessible solutions so you can focus on what truly matters in life. Join us today and experience the convenience of modern banking!

Financial Strength

At My, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your savings and loans. With a net worth of $35,414,621, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,943,711 in share certificates and $51,644,191 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,696,991 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $1,932 in used auto loans and $325,792,919 in total loans and leases, supporting our members' financial goals across various sectors. Our $28,342 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $387,961. Total Share and Deposit Accounts: 60,097, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, My is your trusted partner. Visit us at 4025 W Old Shakopee Rd Bloomington Mn 55437 or call (612) 798-7100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,299,063 in used vehicle loans and $3,347,539 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or the latest model, we have flexible financing options to suit your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $101,852,253 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to helping you secure funding that aligns with your goals. If you're considering refinancing options or want to know about eligibility requirements for any of these products, feel free to reach out! We're here to assist you every step of the way. For further information or to discuss your loan options, please contact us at (612) 798-7100 or visit us at our branch located at 4025 W Old Shakopee Rd Bloomington Mn 55437. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,145,074, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right loan for your unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,667,489 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your spending in check.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers every time you search for a loan.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness in delivering accurate and beneficial information. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MY CREDIT UNION - Bloomington, MN

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