MWRD Employees Credit Union Cicero IL

Introduction

Welcome to the Mwrd Employees credit union, your trusted financial partner located at 6001 W Pershing Rd, Cicero, IL 60804. Since our establishment in 1953, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a strong membership base of 2,163 and total assets exceeding $40,837,826, we are dedicated to fostering financial well-being among our members. At Mwrd Employees, we understand that every member's financial journey is unique. That's why we offer a range of products and services designed to support you every step of the way. Whether you're looking for loans having issued over 130,978 loans and leases or want to grow your savings with our competitive deposit options totaling $4,496,516, we have something for everyone. Our net worth stands at an impressive $5,452,505, reflecting our solid foundation and dedication to your financial success. Led by our experienced CEO, Linda Geers, and Board President, Keri Steele, our team is here to provide personalized support and guidance. We pride ourselves on being more than just a credit union; we are a community partner invested in your success. While you can visit us at our branch location for all your banking needs, please remember that official correspondence should be sent to the same address: 6001 W Pershing Rd, Cicero, IL 60804-4112. If you have questions or need assistance, don't hesitate to reach out! Call us at 708-588-3885 or visit our website at Mwrd Employees for more information. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Commitment

Over the years, we've established partnerships and outreach programs that contribute to the well-being of Cicero and beyond. Our initiatives extend beyond traditional banking; we actively engage in community service projects and educational programs designed to enhance financial literacy among our members. We are dedicated to making a positive impact locally. In today's digital world, we understand the importance of convenience. That's why we offer online banking services that allow members to manage their finances from anywhere. While we don't have drive-thru service at this location, our ATM is available for quick access to cash and basic transactions.

Join Us

As we look forward to the future, Mwrd Employees remains committed to innovation while holding true to our core values. With dedicated staff here to assist you during our operating hours on Tuesday and Friday from 7:30 am to 3:30 pm, we invite you to visit us or call at 708-588-3885. Come experience how Mwrd Employees can help you achieve your financial dreams while being part of a caring community. Join us today and see how together we can make a difference!

Our Mission

Our mission is simple yet powerful: to provide accessible and affordable financial services that empower our members. We believe that everyone deserves a chance to achieve their financial goals, whether it's saving for a dream home, financing a vehicle, or planning for retirement. At Mwrd Employees, we strive to create an inclusive environment where all members feel valued and supported. While our branch address is 6001 W Pershing Rd, official correspondence can also be sent to our mailing address at 6001 W Pershing Rd, Cicero, IL 60804-4112.

Branch Location & Accessibility

Convenient Access and Features

At our Mwrd Employees branch, we prioritize accessibility for all members. Our location features ADA-compliant ramps and ample parking, ensuring that everyone can visit us comfortably. While we do not offer drive-thru banking services, we do have an ATM available for your convenience, allowing you to perform basic transactions like withdrawals and balance checks anytime you need.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed with your busy schedule in mind. You can visit us on Tuesdays and Fridays from 7:30 AM to 3:30 PM. If these hours don't work for you, feel free to give us a call at 708-588-3885 for assistance or inquiries outside of these times.

Stay Connected

While members can visit us at 6001 W Pershing Rd, official correspondence should be sent to the same address as our mailing address: 6001 W Pershing Rd, Cicero, IL 60804-4112. We invite you to explore our services further by visiting our website at mwrdecu.org. We look forward to welcoming you at the Mwrd Employees branch soon! Your financial journey starts here, so don't hesitate to stop by or reach out we're excited to assist you!

Member Eligibility

At Mwrd Employees, we believe that everyone deserves a supportive community where they can thrive financially. Joining us is simple and welcoming! If you're an employee or retiree of the Metropolitan Water Reclamation District, or if you have a family member who is, you're eligible to become a member. This means you can access our range of services designed to help you manage your finances better and reach your goals. We encourage you to check out more detailed eligibility criteria at http://mwrdecu.org/about-us/membership to ensure you're ready to take this exciting step. Opening an account with us is straightforward and hassle-free. You can start the process online by visiting https://www.financial-net.com/mwrdecu/lending/internetloans or give us a call at (708) 588-3885 if you have any questions. We're here to support you every step of the way as you join our community at Mwrd Employees, located at 6001 W Pershing Rd Cicero Il 60804. Come be a part of something special!

Business Banking & Commercial Services

Merchant Services That Work for You

Running a business means managing transactions efficiently. Our merchant services are designed to simplify your payment processes, allowing you to focus on what you do best growing your business. Imagine being able to accept payments easily from your customers, whether they pay with a card or digital wallet. This convenience not only enhances customer satisfaction but also streamlines your cash flow. Located at 6001 W Pershing Rd Cicero Il 60804, Cicero, IL, we're here to support your business every step of the way. Reach out at (708) 588-3885 to learn more about how our business banking and commercial services can help you thrive.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Convenience

One of the key offerings at Mwrd Employees is our ATM Services. With basic ATM access, you can easily withdraw cash or check your balance without stepping into the branch. This convenience allows you to manage your money on-the-go, whether you're running errands or enjoying a day out in town. Our ATM service ensures that you have 24/7 access to your funds, making it easier than ever to stay on top of your finances.

Call Us Today!

Your financial well-being is important to us at Mwrd Employees. If you have any questions about our services or how we can assist you further, please don't hesitate to reach out! You can call us at (708) 588-3885 during our lobby hours on Tuesday and Friday from 7:30 am to 3:30 pm. We're here to help make your financial experience as smooth as possible! Explore all that Mwrd Employees has to offer and discover how we can support you in achieving your financial dreams!

Digital Solutions

In today's world, having digital banking options is essential. At Stickney Branch Office, we offer online banking features that empower you to manage your accounts from anywhere with an internet connection. You can check balances, transfer funds, and monitor transactions all from the comfort of your home. While we currently do not offer mobile payments or a mobile application, our online banking platform provides a secure and straightforward way for you to handle your finances.

Member-Focused Approach

We pride ourselves on being member-focused. Our team is always ready to listen and assist with any questions or concerns you might have. Whether you're new to banking or looking for specific services, we take the time to explain your options clearly. This way, you can make informed decisions about your finances.

Digital & Online Banking

Convenience at Your Fingertips

Although we currently do not offer mobile payments or a dedicated mobile application, you can still enjoy the convenience of online banking through any web browser on your smartphone or tablet. Whether you're paying bills or checking your account on the go, our user-friendly interface ensures that everything is just a tap away. At Mwrd Employees, we believe that banking should empower you. That's why we focus on providing accessible and straightforward solutions for all your financial needs. Experience the ease of digital banking today by visiting us at https://www.mwrdecu.org/!

Key Features

Our online banking platform provides you with real-time account management. You can check balances, view transaction history, and transfer funds with just a few clicks. If you want to send money to friends or family, our person-to-person transfer feature makes it simple and fast. When it comes to staying organized, our e-statements are a great option. They help you keep track of your finances without the clutter of paper statements. Plus, with our commitment to security, you can rest assured that your information is protected every step of the way.

Financial Strength

At Mwrd Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you need a partner you can trust. With a net worth of $5,452,505, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,332 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,734,757 in share certificates and $675,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,357,306 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is highlighted by our $90,012 in used auto loans and $22,291,906 in total loans and leases. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 3,252, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mwrd Employees is your trusted partner. Visit us at 6001 W Pershing Rd Cicero Il 60804 or call (708) 588-3885 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,152,746 in used vehicle loans and $4,852,581 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles, ensuring that you find a financing option that fits your budget.

Credit Lines

For those who prefer more flexibility in their borrowing options, we provide credit lines with a total amount available of $500,000. This allows you to draw funds as needed while only paying interest on what you actually use. Whether you're considering refinancing any of these products or exploring eligibility options for our services, our team is ready to assist you every step of the way. You can reach us at (708) 588-3885 for more information or visit us at our branch located at 6001 W Pershing Rd Cicero Il 60804 in Cicero, IL. We're committed to supporting our members with accessible financial solutions tailored to fit diverse needs. Explore our loan offerings today and take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,689,132, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $792,367 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and no hidden fees just straightforward support when you need it most.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the information you receive reflects fair and transparent offers. By connecting with legitimate financial institutions, LendMesh provides verified data that eliminates uncertainty in your loan search.

Benefits of Using LendMesh

When using LendMesh, users benefit from several key features: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the tool is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Mwrd Employees