MUTUAL FEDERAL CREDIT UNION - Vicksburg, MS

At Mutual, located at 4210 Clay St, Vicksburg, MS 39183, we pride ourselves on being a trusted partner in your financial journey. Established in 1931, our credit union has grown to serve over 42,417 members, offering a community-focused approach that makes banking personal and accessible. With total assets reaching an impressive $488,090,681 and total deposits of $73,081,550, we are committed to safeguarding your finances while providing exceptional service. Under the leadership of our dedicated CEO, Michael Mathews, and Board President, Jerry Dean, we strive to create a welcoming environment for all members. Our team of 127 employees is here to assist you with everything from personal banking services to business loans. Whether you're looking for auto financing, mortgage options, or credit card rewards, we have tailored solutions designed to meet your needs. While members can visit us at our branch address, official correspondence should be sent to 4210 Clay St, Vicksburg, MS 39183-3438. We invite you to explore our offerings further by visiting our website at www.mutualcu.org or calling us directly at 601-638-4521. Join us today and discover how Mutual can support your financial goals with trust and reliability!

Welcome to Mutual, a cornerstone of financial support in Vicksburg, MS. Since we opened our doors in 1931 at 4210 Clay St, we have proudly served our community for over nine decades. Our journey began with a simple mission: to provide accessible financial services while fostering a spirit of cooperation and community support. Throughout our history, Mutual has grown alongside the people of Vicksburg. From humble beginnings, we now boast a total membership of 42,417 and assets totaling $488,090,681. This growth reflects the trust our members place in us and our commitment to their financial well-being. As part of our dedication to service, we have continually adapted to meet the needs of our members, introducing digital banking solutions and modern conveniences such as mobile payments and online banking. At the heart of Mutual's mission is a strong focus on community. We strive not only to provide excellent financial services but also to uplift those around us. Our efforts extend beyond banking; we actively engage in outreach programs and partnerships that benefit local organizations and initiatives. By supporting education, health care, and community development projects, we aim to make a positive impact in every corner of Vicksburg. Our branch is open Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM. We understand that convenience matters, which is why we offer ATM access and drive-thru services for quick transactions. While members can visit us at 4210 Clay St for all their banking needs, official correspondence should be sent to our mailing address at 4210 Clay St, Vicksburg, MS 39183-3438. As we look ahead, Mutual remains committed to enhancing member experiences through continuous innovation while upholding the values that have guided us since 1931. Whether you are looking for personal banking solutions or business financing options, we invite you to join our family at Mutual. Experience the difference that comes from being part of a credit union that genuinely cares about its members and the community it serves. Join us today and discover how Mutual can help you achieve your financial goals! For more information or assistance, feel free to call us at 601-638-4521 or visit our website at mutualcu.org.

Welcome to Mutual at 4210 Clay St, Vicksburg, MS! Our branch is conveniently located in the heart of Warren County, making it easy for you to access all your banking needs. Whether you're visiting us for personal banking or business services, our friendly team is here to assist you. Just a stone's throw from popular landmarks like the Vicksburg National Military Park and local dining spots, our location is not only accessible but also a part of your community. We have ample parking available, and our branch meets ADA compliance standards to ensure everyone can enjoy our services comfortably. At Mutual, we understand that your time is valuable. That's why we offer convenient operating hours from 8:30 AM to 5 PM Monday through Thursday and until 5:30 PM on Fridays. Need cash outside of business hours? No problem! We provide ATM services for quick withdrawals and balance checks. For those who prefer to drive, we also have a drive-thru banking option available for simple transactions like deposits and withdrawals. And if you're a member of another credit union, feel free to take advantage of our shared services! While members can visit us at 4210 Clay St, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to call us at 601-638-4521. We look forward to welcoming you into our branch soon!

At Mutual, we believe that becoming a member is like joining a family that supports each other through every financial journey. If you're looking to be part of our vibrant community, you'll be glad to know that eligibility is straightforward and welcoming. To join us at our Vicksburg branch located at 4210 Clay St, you simply need to meet certain criteria outlined in detail on our website. Generally, those who live, work, worship, or attend school in the Warren County area are eligible for membership. It's all about creating a space where you can thrive financially with access to friendly service and valuable resources. Opening an account with Mutual is easy! You can start the process online by visiting our account opening page. If you have any questions or need assistance along the way, don't hesitate to give us a call at 601-638-4521. For more information on eligibility criteria, feel free to check out this link. We're excited to welcome you into our community!

At Mutual, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, which empowers us to provide you with exceptional services tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $60,921,798, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,541 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,365,107 in share certificates and $72,349,052 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our impressive figures. With $41,043,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, we support your dreams with $4,757 in used auto loans and $248,563,490 in total loans and leases. This lending capacity supports members' financial goals across various sectors. Although our current net income stands at $0, this reflects our operational efficiency during challenging times. We also take pride in having 121 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, our net shares available for lending stand at $380,237, while the trust of our community is evident with a total of 75,891 share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual is your trusted partner. Visit us at 4210 Clay St Vicksburg Ms 39183 or call (601) 638-4521 to learn more about how we can help you achieve your financial goals.