Branch Location & Accessibility
Welcome to Mutual at 4210 Clay St, Vicksburg, MS! Our branch is conveniently located in the heart of Warren County, making it easy for you to access all your banking needs. Whether you're visiting us for personal banking or business services, our friendly team is here to assist you. Just a stone's throw from popular landmarks like the Vicksburg National Military Park and local dining spots, our location is not only accessible but also a part of your community. We have ample parking available, and our branch meets ADA compliance standards to ensure everyone can enjoy our services comfortably. At Mutual, we understand that your time is valuable. That's why we offer convenient operating hours from 8:30 AM to 5 PM Monday through Thursday and until 5:30 PM on Fridays. Need cash outside of business hours? No problem! We provide ATM services for quick withdrawals and balance checks. For those who prefer to drive, we also have a drive-thru banking option available for simple transactions like deposits and withdrawals. And if you're a member of another credit union, feel free to take advantage of our shared services! While members can visit us at 4210 Clay St, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to call us at 601-638-4521. We look forward to welcoming you into our branch soon!
Financial Strength
At Mutual, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, which empowers us to provide you with exceptional services tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $60,921,798, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,365,107 in share certificates and $72,349,052 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our impressive figures. With $41,043,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, we support your dreams with $4,757 in used auto loans and $248,563,490 in total loans and leases. This lending capacity supports members' financial goals across various sectors. Although our current net income stands at $1,914,369, this reflects our operational efficiency during challenging times. We also take pride in having 121 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, our net shares available for lending stand at $380,237, while the trust of our community is evident with a total of 75,891 share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual is your trusted partner. Visit us at 4210 Clay St Vicksburg Ms 39183 or call (601) 638-4521 to learn more about how we can help you achieve your financial goals.
