Mutual Security Credit Union Wilton CT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mutual Security, your trusted partner in financial success, located at 77 Danbury Rd, Wilton, CT 06897. Since our establishment in 1982, we have dedicated ourselves to serving the community with a strong commitment to excellence and member satisfaction. With over 26,000 members and $353,816,344 in total assets, we pride ourselves on being a reliable resource for all your personal and business banking needs. At Mutual Security, we understand that each member's journey is unique. Whether you're looking for competitive rates on auto loans, convenient online banking options, or personalized financial advice, we're here to help. Our services include checking and savings accounts, mortgage loans, credit cards with rewards, and much more. And with a robust total deposits of $10,416,952, you can trust that your money is safe and sound with us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 77 DANBURY RD, WILTON, CT 6897. Our friendly staff is available during lobby hours from 11:30 AM to 3:45 PM, Monday through Friday (with a break from 12:45 PM to 1:30 PM), ready to assist you. Under the leadership of CEO Henry Baum and Board President Bruce Likly, our team of 74 dedicated employees strives to make your experience seamless and enjoyable. We are proud of our strong financial foundation, reflected in our net worth of $31,679,622 and cash on hand totaling $2,533,806. Join us at Mutual Security today! Visit our website at www.mscu.net or call us at 203-837-0706 to learn more about how we can support your financial goals. Your journey to financial empowerment begins here!

Branch History & Mission

Join Us

As we continue our journey forward, we invite you to become part of the Mutual Security family. Experience firsthand how we blend financial expertise with genuine care for our members. Together, let's build a brighter future one where your financial goals are not just dreams but achievable realities. For more information or to open an account today, please call us at 203-837-0706 or visit our website. We look forward to welcoming you!

Our Journey

When Mutual Security opened its doors over four decades ago, the mission was clear: to provide accessible financial services that empower individuals and families. Over the years, we have grown significantly, now boasting total assets of approximately $353 million. This growth reflects our commitment to meeting the diverse needs of our members while maintaining a personal touch that only a credit union can offer. Our branch has adapted to the changing times with innovative services including online and mobile banking options. We understand that convenience is key in today's world, which is why we strive to make banking easy for everyone. While we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff is here during operating hours Monday through Friday from 11:30 AM to 3:45 PM to assist you with all your financial needs.

Our Mission

At Mutual Security, our mission goes beyond just providing banking services; it's about enriching lives within our community. We believe in fostering financial wellness through personalized service and educational resources. Whether it's helping you secure an auto loan or guiding you through the mortgage process, our goal is to empower you on your financial journey. We also actively engage in community outreach initiatives that make a difference. By partnering with local organizations and supporting various programs, we aim to uplift those around us and contribute positively to Wilton and its surrounding areas. While members can visit us at 77 Danbury Rd for their banking needs, official correspondence should be sent to the same address listed above.

Branch Location & Accessibility

Banking Services

At Mutual Security, we offer a range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or even credit cards with rewards, our dedicated team is ready to assist you. Plus, while we don't have ATMs or drive-thru services at this branch currently, we're committed to providing quality service inside our welcoming environment. Feel free to reach out with any questions by calling us at 203-837-0706. We invite you to stop by soon let's work together towards achieving your financial goals!

Convenient Access and Features

At Mutual Security, we understand that accessibility matters. Our branch is designed with your needs in mind, featuring ADA-compliant entryways and ample parking space to ensure easy access for everyone. While you can visit us at our main address, please note that if you need to send any official correspondence, you can mail it to the same address: 77 DANBURY RD, WILTON, CT 06897.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 11:30 AM to 3:45 PM. On bi-weekly paydays, we also open earlier at 10:30 AM for your convenience. Please remember that we close daily from 12:45 PM to 1:30 PM for a lunch break.

Member Eligibility

At Mutual Security, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple! If you live, work, or worship in the area around Wilton or even have family members who are already part of our credit union, you can easily become one of us. We're here to help you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more. The benefits of membership go beyond just great financial products; it's about being part of a community that looks out for each other. To get started on your journey with Mutual Security, visit us at 77 Danbury Rd, Wilton, CT 06897. You can also give us a call at (203) 837-0706 for any questions you might have. For detailed eligibility criteria and updates, feel free to check out our website at . We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a seamless way to accept payments from your customers, whether online or in-store. With our tools, you can focus on what you do best running your business while we handle the rest. Located at 77 Danbury Rd Wilton Ct 06897 in Wilton, CT, we're ready to partner with you on your journey to success. Reach out today at (203) 837-0706 and let's discuss how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. That's why we provide business banking services including merchant services and business loans. Our goal is to support local businesses like yours by offering flexible solutions that help you grow and thrive.

Convenient Access Anytime

One of the best parts about being a member of Mutual Security is the ease of access to our services through online and mobile banking. Need to transfer money? Pay bills? Or maybe send money to friends? Our mobile app allows you to do all this and more from your phone or tablet. While we currently don't have ATMs or drive-thru services at our location, our commitment is still centered around providing you with convenient cash withdrawal services whenever you need them. If you're ready to take control of your financial future, give us a call at 203-837-0706 or visit us in person at our Wilton branch. Let us partner with you on this journey toward financial well-being! For more details about what we offer, check out our website: www.mscu.net.

Credit Options

For those looking to consolidate debt or handle unexpected expenses, we offer personal loans that can simplify your financial obligations. And if you're keen on building your credit while enjoying great perks, check out our credit cards with rewards. You can earn points on everyday purchases while enjoying benefits tailored just for you.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options can help make that dream a reality. We provide personalized guidance throughout the process so you can find the right loan that fits your budget. Whether it's your first home or you're looking to refinance an existing mortgage, our team is ready to assist.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed for different lifestyles. Imagine opening an account that not only helps you manage your day-to-day expenses but also rewards you for saving! Our accounts come with features like online banking and e-statements, allowing you to easily track your finances from anywhere. If you're in the market for a new car or need financing for your current vehicle, our auto loans and vehicle financing options are perfect for you. We know how important it is to have reliable transportation, and our competitive rates make it easier to drive off in the car you love.

Digital & Online Banking

Key Features

Enjoy the simplicity of e-statements, which are available at your fingertips. You can go paperless and view your statements online, making it easier to keep track of your transactions while helping the environment. Plus, with electronic signature authorization, signing important documents is quick and hassle-free no more printing or mailing! For those who love mobile convenience, our mobile application makes banking even easier. With features like mobile payments and person-to-person transfers, sending money to friends or family is as simple as a tap on your phone. You can also manage your accounts directly from your smartphone, ensuring that you're always in control of your finances. At Mutual Security, we prioritize security in all our digital offerings. We employ strong security measures to protect your information so you can bank confidently knowing that your data is safe with us. Experience the ease of banking at any time with our suite of digital services tailored just for you!

Financial Strength

At Mutual Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share that our financial health allows us to provide competitive rates and services tailored for your needs. With a net worth of $31,679,622, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 894 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,599,363 in share certificates and $53,669,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,606,447, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,796,505 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,092 in used auto loans and a total of $313,934,918 in loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $6,269,607. Total Share and Deposit Accounts: 47,485, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual Security is your trusted partner. Visit us at 77 Danbury Rd Wilton CT 06897 or call 203-837-0706 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,861,655 in used vehicle loans and $37,162,950 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Credit Lines

Our credit line loans amount to $144,160,570, providing members with access to funds whenever needed. This can be particularly useful for managing cash flow or covering larger purchases without stress. If you're considering refinancing any of our loan products or are unsure about eligibility options, our team is here to assist you every step of the way. We encourage you to reach out via phone at 203-837-0706 for personalized advice tailored to your situation. For more information on our services and how we can help you meet your financial goals, visit us at Mutual Security. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $15,905,663, making it easier for you to achieve your dream of owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,693,974 in loans helping members manage their finances effectively. This is an excellent option for those who want to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the often complex world of loans with ease and clarity. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified information guarantees that users receive fair and transparent offers without hidden surprises. One of the standout features of LendMesh is its use of verified data. All loan offers come from legitimate financial institutions, which enhances transparency throughout the comparison process. Additionally, LendMesh has a strict policy against sponsored listings; lenders are not prioritized based on paid promotions. This means you can trust that the results you see are unbiased and reflect true market conditions. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This helps users make informed decisions quickly, ensuring they find the best rates suited for their needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Mutual Security