Mutual Security Credit Union Watertown CT | Top Auto Loans & Checking

Introduction

Welcome to Mutual Security, your trusted partner in financial success since 1982. Located at 764 Straits Tpke, Watertown, CT 06795, we are proud to serve our community with a commitment to providing exceptional financial services tailored to meet your needs. With a growing membership of over 26,885 individuals, we understand the importance of building strong relationships and supporting our members' financial journeys. As part of the Mutual Security family, you can enjoy a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our total assets stand at an impressive $353,816,344, showcasing our stability and dedication to member satisfaction. We also hold $10,416,952 in deposits, reflecting the trust our members place in us. At Mutual Security, leadership is key. Under the guidance of our CEO, Henry Baum, and Board President, Bruce Likly, we strive to foster a welcoming environment for all our members. With a dedicated team of 74 employees, we are here to assist you every step of the way. While members can visit us at our Watertown branch for all their banking needs, official correspondence should be sent to our mailing address: 764 STRAITS TPKE, WATERTOWN, CT 6795. Join us today and experience the difference that a community-focused credit union can make! For more information or to speak with one of our friendly representatives, please call us at 203-274-4152 or visit our website at www.mscu.net. Your financial future starts here!

Branch History & Mission

Community Engagement

While members can visit us at 764 Straits Tpke, official correspondence should be sent to 764 STRAITS TPKE, WATERTOWN, CT 6795. We are dedicated to ensuring accessibility for all; that's why we offer ATM services for convenient cash access. Although we do not have a drive-thru service or shared service center at this location, we are proud to provide comprehensive online banking options that allow members to manage their finances from anywhere. Our operating hours are designed with your convenience in mind: - Monday: 9:00 AM - 4:30 PM - Tuesday: 10:00 AM - 4:30 PM - Wednesday & Friday: 8:30 AM - 4:30 PM - Thursday: 8:30 AM - 5:00 PM - Saturday: 9:00 AM - 12:00 PM We invite you to experience what sets Mutual Security apart. Join us today and discover how our personalized approach can help you reach your financial aspirations while contributing positively to the community you love. For more information or to get started on your journey with us, please call us at 203-274-4152 or visit our website at Mutual Security.

Our Mission

At Mutual Security, our mission is clear: to provide accessible financial services while making a positive impact on the communities we serve. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer various products designed to support every stage of life whether you're buying your first car or planning for retirement. Our commitment extends beyond just banking. We actively engage with local organizations and initiatives to uplift and empower those around us. By building partnerships within the community, we strive to create lasting change and improve lives.

Branch Location & Accessibility

Accessibility Features

At Mutual Security, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces for individuals with disabilities. We strive to create an inclusive environment where everyone feels welcome.

Conveniently Located

Our branch is situated near popular landmarks such as the scenic Lake Quassapaug and the bustling Watertown Plaza, making it a convenient stop for all your banking needs. You'll find ample parking available right outside our doors, ensuring that you can visit us with ease.

Get in Touch

We invite you to come by or give us a call at (203) 274-4152. Our friendly team is ready to assist you with any questions or concerns you may have. At Mutual Security Watertown Branch, we're more than just a credit union; we're your financial partner dedicated to helping you achieve success!

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. Visit us Monday from 9:00 AM to 4:30 PM, Tuesday from 10:00 AM to 4:30 PM, Wednesday and Friday from 8:30 AM to 4:30 PM, Thursday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. No matter when you need us, we're here for you!

Services Offered

At our Watertown Branch, we offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Enjoy the convenience of online and mobile banking or make use of our ATM services for quick cash withdrawals and balance checks. While members can visit us at 764 Straits Tpke Watertown Ct 06795, official correspondence should be sent to our mailing address at 764 STRAITS TPKE, WATERTOWN, CT 6795.

Member Eligibility

Becoming a member of Mutual Security is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the Watertown area, you're already on the right track! We embrace everyone who shares our community values and aims to achieve their financial goals. Our members enjoy personalized service, competitive rates, and a wide range of products designed to fit their needs. To learn more about eligibility criteria, feel free to check out the detailed information at . Opening an account with us is straightforward and welcoming just visit us at our branch located at 764 Straits Tpke Watertown Ct 06795 or give us a call at (203) 274-4152 for assistance. We can't wait to help you embark on this exciting journey with us! For further details on how to open your account, please visit https://www.mscu.net/scholarship?hslang=en.

Business Banking & Commercial Services

Financing Options That Fuel Growth

Imagine taking your business to new heights with tailored financing solutions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer practical merchant services that make everyday transactions easier for your business. With tools that streamline payment processing, you can focus on what really matters growing your business. From accepting card payments to managing cash flow effectively, our services are tailored to meet the demands of today's marketplace. Visit us at 764 Straits Tpke Watertown Ct 06795 in Watertown, CT, or give us a call at (203) 274-4152 to discover how we can partner with you on your journey toward success. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM Services

Need cash? We've got you covered with our ATM services, which include basic access for withdrawals and balance checks. Our ATMs are conveniently located for quick access whenever you need it. At Mutual Security, we understand that banking should fit into your life easily. That's why we focus on providing services that prioritize convenience while ensuring security and trustworthiness. If you'd like to learn more about how we can assist you on your financial journey or if you're ready to take the next step in opening an account with us, don't hesitate to reach out! Feel free to call us at 203-274-4152 or visit our website at www.mscu.net today!

Auto Loans and Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Whether it's your first car or an upgrade, we're here to assist you in making that purchase easier than ever. Picture yourself driving off in your dream car with affordable monthly payments tailored just for you.

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. Our solutions are designed to fuel your growth and simplify daily operations. Think about how a tailored business loan could help expand your inventory or invest in new equipment.

Credit Cards with Rewards

Our credit cards with rewards program allows members to earn points on everyday purchases. Use these points for travel, merchandise, or cashback options making every dollar spent work harder for you.

Mortgage Loans and Refinancing

For those looking to buy a home or refinance an existing mortgage, our dedicated team offers personalized guidance throughout the process. Our mortgage loans cater to various needs, ensuring you find the right fit for your budget. Imagine securing a lower interest rate on your mortgage, saving you thousands over the life of your loan.

Online & Mobile Banking

Embracing technology means offering you convenience at your fingertips! With our online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, pay bills, and even send money to friends through person-to-person payments all from the comfort of your home or while on the go.

Personal Banking

We offer various personal banking services that make managing your finances easy and accessible. From checking and savings accounts to help you manage your day-to-day spending and saving goals, to personal loans designed for debt consolidation or unexpected expenses, we've got you covered. Imagine being able to consolidate multiple high-interest debts into one manageable payment our personal loans can help make that a reality.

Digital & Online Banking

Accessibility and Security

Security is a top priority at Mutual Security. We use advanced technology to ensure your information remains safe while you enjoy the convenience of online banking. Our user-friendly platform makes it easy for everyone no matter their tech skills to navigate their accounts confidently. In today's fast-paced world, having real-time access to your finances is crucial. With our digital banking services, you have everything you need at your fingertips. Join us at Mutual Security and experience banking that fits into your lifestyle effortlessly!

Key Features of Our Digital Banking Services

Visit us at https://www.mscu.net/ to explore all the features we offer. Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure. Want to stay updated on your finances? Sign up for e-statements! They're not only environmentally friendly but also help you keep track of your spending easily. You'll receive monthly statements directly in your inbox without the clutter of paper. For those who love convenience, our mobile application is a must-have! It allows you to make mobile payments and conduct person-to-person transfers right from your phone. Whether you're splitting the bill with friends or sending money to family, it's quick and easy.

Financial Strength

Commitment to Innovation

With $30,796,505 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $40,368,705 in used auto loans and a total of $313,934,918 in loans and leases across various sectors.

Growing Membership Base

Total Share and Deposit Accounts: 47,485, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has placed in us over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Mutual Security is your trusted partner. Visit us at 764 Straits Tpke Watertown CT 06795 or call 203-274-4152 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our net income figure of $0, allowing us to continuously focus on improving the services we offer without compromising quality. We take pride in having 73 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $85,599,363 in share certificates and $53,669,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,606,447, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $31,679,622, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 894 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan products, we offer credit lines totaling $144,160,570, which can help you with larger purchases or unexpected expenses. If you're interested in refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to ask we're here to assist! At Mutual Security Credit Union, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're dedicated to supporting our members' financial journeys with quality service and competitive rates. Feel free to visit us or call if you'd like more information about how we can help you meet your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,861,655 in used vehicle loans and $37,162,950 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, we have flexible terms to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,905,663, make buying or refinancing simple. We are here to guide you through each step of the process so that your dream home becomes a reality.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $13,693,974 in loans helping members manage their finances effectively. These cards provide you with the convenience and flexibility to handle purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers. Each listing reflects current market conditions, making it easier to identify suitable loan products.

Mutual Security