Mutual Security Credit Union Wallingford CT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mutual Security, your trusted financial partner located at Masonicare At Ashlar Village, Wallingford, CT 06492. Since our establishment in 1982, we have proudly served a vibrant community of 26,885 members, helping them achieve their financial goals and dreams. With a solid foundation of $353,816,344 in total assets and $10,416,952 in total deposits, we are committed to providing exceptional service and support tailored to each member's unique needs. At Mutual Security, our strength lies in our people. Our dedicated team of 74 employees, led by CEO Henry Baum and Board President Bruce Likly, is here to guide you through every financial decision you make. We believe in fostering lasting relationships with our members while ensuring they feel secure and valued. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans, mortgages, or credit cards with rewards, we have you covered. While members can visit us at Masonicare At Ashlar Village, official correspondence should be sent to 74 Cheshire Road, Wallingford, CT 6492. Our lobby is open every Tuesday from 9:00 AM to 3:00 PM, making it easy for you to drop by and discuss your financial needs in person. Join us today and experience the Mutual Security difference! Feel free to reach out at 203-679-5900 for any inquiries or visit our website at www.mscu.net for more information. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Mutual Security, the heart of financial support in Wallingford, CT. Founded in 1982, our branch has been a cornerstone of the community for over four decades. We began our journey with a simple mission: to provide exceptional financial services while fostering a strong sense of community. Since then, we have grown significantly and currently serve a dedicated membership of over 26,000 individuals. Located at Masonicare At Ashlar Village, Wallingford, CT 06492, our branch is easy to find and accessible for all your banking needs. While members can visit us at this address, official correspondence should be sent to our mailing address at 74 Cheshire Road, Wallingford, CT 6492. Our commitment goes beyond just banking; we strive to make a positive impact on our community. Through partnerships with local organizations and various outreach initiatives, we work tirelessly to uplift those around us. We believe that every member deserves the opportunity to achieve their financial goals whether it's buying a home, financing a vehicle, or managing day-to-day expenses. At Mutual Security, we offer a range of services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we are here to help you succeed financially. Our online and mobile banking options ensure that you can manage your finances conveniently from anywhere. We take pride in being ADA compliant and ensuring that all members can access our services without barriers. While we currently do not offer drive-thru service or shared service centers, we do provide ATM availability for your convenience. As we look ahead, our mission remains clear: to empower our members through reliable financial services while nurturing the spirit of community. With total assets exceeding $353 million, we are committed to maintaining stability and security for all who trust us with their financial journeys. Join us at Mutual Security and experience firsthand the benefits of being part of a community-focused credit union. Whether you're looking for expert advice or simply need assistance with your accounts, our friendly staff is ready to help you every step of the way. Call us today at 203-679-5900 or visit our website at www.mscu.net to learn more about how we can support you in achieving your financial dreams!

Branch Location & Accessibility

Convenient Access

We prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, ensuring everyone can easily access our services. Ample parking is available on-site, making it easy for you to stop by and meet with our team or use our ATM for quick transactions.

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 203-679-5900. We're excited to help you navigate your financial journey and look forward to welcoming you at our branch soon!

Operating Hours and Services

We understand that your time is valuable, which is why we offer lobby hours every Tuesday from 9:00 AM to 3:00 PM. Whether you're looking to open a new account, apply for an auto loan, or inquire about our credit card rewards, our dedicated staff is ready to assist you during these hours. At Mutual Security, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Plus, with ATM availability right outside our doors, you can manage your cash withdrawals or balance checks at your convenience.

Member Eligibility

Joining Mutual Security means becoming part of a caring community that truly values its members. At our Masonicare branch located at Masonicare At Ashlar Village Wallingford Ct 06492, we welcome individuals who are connected to the Masonic community, as well as their family members. This inclusive approach allows us to support one another and grow together. We believe in providing not just financial services but also a network of people who look out for each other. Becoming a member is straightforward! You can easily open an account by visiting our website at https://www.mscu.net/scholarship?hslang=en. If you have any questions or want to learn more about the eligibility criteria, feel free to give us a call at (203) 679-5900 or check out our detailed information online at . We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers seamlessly, whether they pay with credit cards, debit cards, or mobile wallets. Our services help streamline transactions so you can focus on what matters most growing your business. Visit us at Masonicare At Ashlar Village Wallingford Ct 06492 or call us at (203) 679-5900 to discover how we can support your business banking needs today!

Supporting Local Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access

At Mutual Security, convenience is key. We have ATM services available for easy cash withdrawals and balance checks whenever you need them. Our branch hours are designed with your busy schedule in mind, open on Tuesdays from 9:00 AM to 3:00 PM. If you're ready to explore how Mutual Security can help you achieve your financial goals, don't hesitate to reach out! Call us today at (203) 679-5900, or visit our website at Mutual Security for more information on our services. We look forward to serving you!

Credit Cards with Benefits

Looking to earn rewards while you spend? Our credit cards come with rewarding benefits that can enhance your purchasing power without straining your budget. With competitive rates and flexible terms, you'll find a card that aligns perfectly with your spending habits.

Financing Your Dreams

If you're in the market for a new vehicle, our auto loans and vehicle financing services are designed to get you on the road quickly and affordably. We also provide mortgage loans and refinancing options for those looking to purchase their first home or refinance their current mortgage to better suit their financial situation. Our personal loans and debt consolidation services help you manage existing debts effectively, making it easier to achieve financial freedom.

Personal Banking Made Easy

We understand that managing your finances can feel overwhelming at times. That's why we offer personal banking options like checking and savings accounts that fit seamlessly into your lifestyle. With online and mobile banking features, accessing your funds or checking your balance has never been easier. You can even make person-to-person payments directly from your phone!

Supporting Local Businesses

For small business owners, we offer specialized business banking services, including merchant services and business loans. We're dedicated to helping local businesses thrive by providing the financial tools necessary to succeed.

Digital & Online Banking

At Mutual Security, we understand that your time is valuable. That's why we've designed our digital and online banking services to be both convenient and secure, allowing you to manage your finances anytime, anywhere. Whether you're at home or on the go, our online banking platform makes it easy to stay connected with your accounts. With just a few clicks at https://www.mscu.net/, you can access a range of essential services. Need to check your balance? Want to pay bills? Our 24/7 online banking services give you the freedom to handle these tasks without needing to visit a branch. You can also sign documents securely with our electronic signature authorization feature, making transactions faster and easier. For those who prefer mobile banking, we offer a user-friendly mobile application that puts all your banking needs right in your pocket. With features like mobile payments and person-to-person transfers, sending money or paying for purchases has never been simpler. And if you're looking to keep track of your spending, e-statements are available too helping you stay organized while reducing paper clutter. At Mutual Security, we prioritize your security and ease of use. Each transaction is protected, ensuring that your information remains safe as you navigate through our services. Enjoy real-time account management that fits seamlessly into your busy lifestyle. Join us today and experience how our digital banking tools can enhance your financial journey!

Financial Strength

Commitment to Growth and Service

With $30,796,505 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases amount to $313,934,918, including $4,092 in used auto loans. This lending capacity supports our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which underscores our commitment to maintaining fiscal responsibility while still providing quality services to our members. We also take pride in having 73 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership

Total Share Accounts stand at 47,485, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $6,269,607, demonstrating our ability to support the diverse needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual Security is your trusted partner. Visit us at Masonicare At Ashlar Village Wallingford Ct 06492 or call us at 203-679-5900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings Solutions

Members' savings are secured through $85,599,363 in share certificates and $53,669,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,606,447, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $31,679,622, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 894 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've issued over $56,861,655 in used vehicle loans and $37,162,950 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our flexible terms make it easy for you to get behind the wheel.

Credit Lines

For those who need extra flexibility in their finances, our credit lines total $144,160,570. This product allows you to access funds as needed while only paying interest on what you use. It's an excellent option for managing unexpected expenses or funding ongoing projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,905,663. We aim to make buying or refinancing simple and straightforward. With competitive rates and flexible repayment terms, you can trust us to help you navigate the process smoothly.

Refinancing Options

If you're looking to lower your monthly payments or reduce interest rates on existing loans, ask us about our refinancing options. We provide personalized consultations to assess your eligibility and find the best solution tailored for your financial needs. At Mutual Security Credit Union, we're dedicated to supporting our members with reliable information and services that empower them financially. For further details about any of our loan offerings or assistance with your application process, feel free to reach out at (203) 679-5900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $13,693,974 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that your spending is under control without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. With accurate sourcing, you can trust that the information presented reflects the current market landscape.

Mutual Security

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Supporting Local Businesses

Comprehensive List Of Services

Convenient Access

Credit Cards with Benefits

Financing Your Dreams

Personal Banking Made Easy

Supporting Local Businesses

Digital & Online Banking

Financial Strength

Commitment to Growth and Service

Growing Membership

Member-Centric Savings Solutions

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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