Mutual Security Credit Union Shelton CT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mutual Security, your trusted partner in financial well-being since 1982. Located at 1000 Bridgeport Ave, Shelton, CT 06484, we pride ourselves on being more than just a credit union; we're a community-focused institution dedicated to serving the needs of our 26,885 members. With total assets of $353,816,344 and deposits reaching $10,416,952, we are here to support your financial journey with confidence and care. At Mutual Security, our mission goes beyond providing banking services. We aim to create lasting relationships with our members by offering personalized solutions that suit your individual needs. Whether you're looking for an auto loan, mortgage refinancing, or simply want to open a checking account, our experienced team is here to help you every step of the way. While you can visit us at our Shelton branch for in-person services, please note that official correspondence should be sent to our mailing address at 1000 Bridgeport Ave Ste 503, Shelton, CT 06484-4602. Our branch operates from 9:00 AM to 4:30 PM Monday through Wednesday, and extends its hours until 5:00 PM Thursday and Friday, with Saturday hours from 9:00 AM to 12:00 PM for drive-thru service. Led by our dedicated CEO, Henry Baum, and Board President, Bruce Likly, we strive to uphold the highest standards of customer service. Our team of 74 employees is committed to ensuring that your experience with us is both rewarding and fulfilling. As a member-owned institution with a net worth of $31,679,622, we believe in investing back into the community we serve. Our goal is not only to grow our financial health but also to contribute positively to the lives of those around us. We invite you to explore our wide range of services including personal banking options like checking accounts and credit cards with rewards by visiting our website at Mutual Security. If you have any questions or need assistance, don't hesitate to call us at 203-402-7400. Join us today and let's build a brighter financial future together!

Branch History & Mission

Looking Ahead

At Mutual Security, we are not just about transactions; we are about transformation. Our team embraces digital advancements and customer-centric initiatives designed to enhance your banking experience be it through mobile banking or online services. We ensure our facilities are ADA compliant so that every member feels welcome. While you can always visit us at our main branch address for personal service and support, please note that official correspondence should be directed to 1000 Bridgeport Ave Ste 503, Shelton, CT 06484-4602. Join us in this journey! At Mutual Security, you're more than just a number; you're part of a family that genuinely cares about your financial health and community welfare. Experience the benefits today by calling us at 203-402-7400 or visiting our website. Together, let's build a secure financial future!

Our Commitment to Community

As part of our dedication to making a positive impact, we focus on not just offering financial products but also building lasting relationships within Shelton and beyond. Whether it's through community events or partnerships with local organizations, we strive to give back in meaningful ways. We understand that our success is intertwined with the well-being of those we serve. Our operating hours reflect our commitment to convenience: we're open Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday until 5:00 PM, and Saturday mornings until noon for drive-thru services. Plus, with ATM availability and drive-thru banking options at your disposal, accessing your funds has never been easier.

Branch Location & Accessibility

Connect With Us!

Have questions or need assistance? Don't hesitate to give us a call at 203-402-7400. We're here to help you every step of the way! Whether you want to stop by for a service or just chat about your financial goals, we invite you to visit us today at Mutual Security in Shelton!

Easy Access and Parking

At our Shelton Branch, we prioritize accessibility for all our members. The facility is ADA compliant, featuring ramps and easy access points to ensure everyone can walk in with ease. Plus, we have ample parking available right outside, so you won't have to worry about finding a spot during your visit.

Operating Hours

We understand that life can get busy, which is why we offer flexible banking hours to suit your schedule. Our lobby is open from 9:00 AM to 4:30 PM Monday through Wednesday, and until 5:00 PM on Thursday and Friday. We even welcome you on Saturday mornings with drive-thru services from 9:00 AM to 12:00 PM!

Services Tailored for You

Mutual Security offers a variety of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Enjoy the convenience of our ATM services right at the branch. For those who prefer driving through, our drive-thru banking allows for quick deposits and withdrawals without ever leaving your car. While members can visit us at 1000 Bridgeport Ave, official correspondence should be sent to our mailing address at 1000 Bridgeport Ave Ste 503, Shelton, CT 06484-4602.

Member Eligibility

At Mutual Security, we believe in creating a welcoming community for everyone. Becoming a member is simple and opens the door to a host of financial benefits designed just for you. If you live, work, worship, or attend school in our area, you're likely eligible to join us! This means that whether you're settling down in Shelton or have strong ties to the local community, we want you as part of our family. We encourage you to check out the detailed eligibility criteria on our website at to see if you qualify. Once you're ready to take the next step, opening an account is easy! Our friendly team is here to guide you through the process. You can find all the details about account opening by visiting https://www.mscu.net/scholarship?hslang=en. If you have any questions or need assistance, don't hesitate to reach out at (203) 402-7400. Join us at Mutual Security, located at 1000 Bridgeport Ave Shelton Ct 06484, and start enjoying the benefits of being a member today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Navigating daily transactions can be a challenge, but with our merchant services, we make it easier for you to focus on what matters most running your business. Our payment processing solutions allow you to accept payments seamlessly, whether in-store or online. This means quicker sales and happier customers, enabling you to grow your revenue without the hassle of complicated systems. Visit us at 1000 Bridgeport Ave Shelton Ct 06484 in Shelton, CT or call us at (203) 402-7400 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility

At our Shelton Branch, we ensure that accessing your funds is hassle-free with both ATM availability and drive-thru service. This means whether you prefer handling transactions from your car or using an ATM for quick cash needs, we've got you covered. Our friendly team is ready to assist you with any questions or concerns. For more information about our services or to discuss how we can help meet your financial goals, feel free to give us a call at 203-402-7400. We invite you to visit us at Mutual Security in Shelton, where we are dedicated to supporting our members' financial journeys every step of the way! Explore all that we have to offer today by visiting our website at www.mscu.net.

Business Banking

For our business members, Mutual Security offers comprehensive banking solutions including merchant services and business loans to support your entrepreneurial journey. We recognize the unique challenges faced by small businesses and are committed to providing the resources needed to thrive.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features such as online and mobile banking, making it easy for you to manage your accounts anytime, anywhere. You can access ATM and cash withdrawal services at your convenience, along with basic drive-thru banking for quick deposits and withdrawals.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effectively. Need a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you're thinking about buying a home, we offer mortgage loans and refinancing solutions that can guide you through the process with ease. Additionally, our personal loans and debt consolidation services are available for those times when you need a little extra help managing expenses. We also provide credit cards with rewards that allow you to earn points on everyday purchases. Imagine traveling or shopping while earning rewards that can benefit you down the line!

Digital & Online Banking

Key Services

With our online banking services available at https://www.mscu.net/, you can easily check your balances, pay bills, and transfer money all from the comfort of your home or on the go. Our mobile application makes it even easier to manage your finances with just a few taps on your smartphone. Plus, if you prefer the ease of making payments without cash or cards, our mobile payments feature lets you complete transactions seamlessly. Need to send money quickly? Our person-to-person transfers allow you to send funds directly to friends or family without any hassle. And for those who want to streamline their banking experience, our e-statements keep all your account information organized and accessible online, reducing paper clutter.

Security and Accessibility

Security is a top priority at Mutual Security. We provide electronic signature authorization, which means you can securely sign documents online without needing to visit a branch. This feature not only saves time but also adds an extra layer of protection for your transactions. Our 24/7 online banking ensures that you have access to your account whenever you need it. Whether it's day or night, you can perform banking tasks at your convenience. The ease-of-use of our digital services empowers you to take charge of your finances without unnecessary stress. In summary, Mutual Security offers robust digital banking solutions that cater to your needs while keeping security at the forefront. Experience the freedom of managing your finances with confidence by visiting us at https://www.mscu.net/ today!

Financial Strength

At Mutual Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of having a trustworthy partner for your financial needs, and we are proud to share our strong financial standing with you. With a net worth of $31,679,622, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 894 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,599,363 in share certificates and $53,669,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,606,447, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,796,505 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial with $40,000 in used auto loans and a total of $313,934,918 in loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, demonstrating our commitment to providing value without unnecessary overhead costs. We also take pride in having 73 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares available for lending and investments stand at $6,269,607. Additionally, the trust of our community is reflected in our total number of share accounts: 47,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual Security is your trusted partner. Visit us at 1000 Bridgeport Ave Shelton CT 06484 or call 203-402-7400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

We also offer various other lending products tailored to meet diverse needs. If you're considering refinancing your existing loans or exploring eligibility options for different types of financing, our team is here to assist you every step of the way. For more information on how our loan products can help you achieve your financial aspirations or if you have any questions about our services, feel free to reach out at 203-402-7400 or visit us at 1000 Bridgeport Ave Shelton Ct 06484. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you with your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,861,655 in used vehicle loans and $37,162,950 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that can fit any budget. Plus, our easy application process ensures you can get behind the wheel without delay.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,905,663, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make. That's why we offer personalized guidance throughout the process to help you find the best loan for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's where our unsecured credit card loans come in. With a total of $13,693,974 in loans available, we provide flexible terms that allow members to handle their finances effectively while enjoying rewards on their purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent. Each lender's information is checked for accuracy, ensuring that you receive reliable loan options.

Mutual Security