Mutual Security Credit Union Norwalk CT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mutual Security, your trusted financial partner located at 541 Westport Ave, Norwalk, CT 06851. Established in 1982, we have proudly served our community for over four decades, building a solid foundation of trust and reliability. With a dedicated membership base of 26,885 members, we focus on providing personalized service tailored to meet your unique financial needs. At Mutual Security, we understand that banking is more than just transactions; it's about relationships and community impact. Our total assets stand strong at $353,816,344, reflecting our commitment to helping our members achieve their financial goals. Whether you're looking for auto loans, personal loans, or savings accounts, we have a variety of services designed to support your journey. While members can visit us at our branch for friendly service and expert guidance, official correspondence should be sent to 541 WESTPORT AVE, NORWALK, CT 6851. Our team is led by CEO Henry Baum and Board President Bruce Likly, who are passionate about ensuring that every member feels valued and supported. With total deposits amounting to $10,416,952 and a net worth of $31,679,622, you can trust that your finances are in capable hands. We also maintain $2,533,806 in cash on hand to ensure we can meet the needs of our members promptly. We invite you to connect with us at (203) 840-3186 or explore our website at www.mscu.net for more information about our services. Join us today and experience the difference that comes from being part of a cooperative community bank focused on your success!

Branch History & Mission

At Mutual Security, we take pride in our rich history and unwavering commitment to serving the community of Norwalk, Connecticut. Established in 1982, our branch has grown alongside our members, becoming a cornerstone of financial support and community engagement. Located at 541 Westport Ave, we are conveniently situated near local landmarks that make us easily accessible for all your banking needs. Over the years, Mutual Security has evolved to meet the changing needs of our members. With a current total membership of 26,885 and assets exceeding $353,816,344, we have consistently demonstrated our dedication to providing exceptional financial services. Our mission is simple yet powerful: to empower individuals and families through accessible banking solutions while actively contributing to the well-being of our community. Mutual Security is not just about transactions; it's about building relationships. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. This comprehensive approach ensures that whether you're saving for your first home or managing your business finances, you can rely on us every step of the way. Our commitment extends beyond financial services. We strive to make a positive impact through community outreach programs and partnerships that benefit those around us. We understand that when our community thrives, we all prosper together. In addition to traditional banking methods, we embrace digital advancements to enhance convenience for our members. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Plus, with features like ATM access and drive-thru services available daily from 9:00 AM to 4:30 PM, we prioritize making banking easy and accessible. For official correspondence, please note that while you can visit us at 541 Westport Ave, any mail should be directed to 541 WESTPORT AVE, NORWALK, CT 6851. As you consider your financial future, we invite you to join Mutual Security. Experience firsthand the benefits of being part of a cooperative institution that puts its members first. Together, let's build a brighter tomorrow for ourselves and our community. Reach out today at 203-840-3186 or visit us online at www.mscu.net.

Branch Location & Accessibility

Welcome to the Mutual Security branch located at 541 Westport Ave in Norwalk, CT! Our friendly team is excited to serve you in this convenient spot in Fairfield County. Whether you're coming from nearby landmarks like the Norwalk River or the vibrant shopping areas, you'll find us easily accessible and ready to assist with all your banking needs. At our branch, we prioritize your convenience. We have ample parking available, making it easy for you to drop by for a visit. Plus, our facility is designed to be welcoming for everyone, featuring ADA-compliant ramps and accessibility options. We know your time is valuable, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9 AM to 4:30 PM, and on Saturday from 9 AM to 1 PM. If you need to use our drive-thru service, it's also available during these hours, ensuring you can manage your banking efficiently without even having to leave your car! For those who prefer ATM services, we've got you covered with an ATM on-site that allows for quick cash withdrawals and balance checks. We pride ourselves on offering a range of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards all designed with your financial success in mind. If you need to get in touch with us before visiting or have any questions about our services, feel free to call us at 203-840-3186. We're here to help! While members can visit us at 541 Westport Ave, official correspondence should be sent to our mailing address: 541 WESTPORT AVE, NORWALK, CT 6851. We look forward to welcoming you at Mutual Security!

Member Eligibility

At Mutual Security, becoming a member is like joining a family that supports your financial dreams and goals. If you live, work, worship, or attend school in the area, you're already on the path to membership! We believe that everyone deserves access to financial services that are personal and helpful. Membership isn't just about accounts; it's about being part of a community that cares. You can learn more about specific eligibility requirements by visiting our website at . Opening an account with us is straightforward and welcoming! Just stop by our branch located at 541 Westport Ave Norwalk Ct 06851 or give us a call at (203) 840-3186 for any questions you might have. We're here to guide you through the process and help you get started on your journey with Mutual Security. Whether you're looking for checking accounts, loans, or simply want to learn more about our services, we can't wait to welcome you! For further details on how to open an account, check out this link: https://www.mscu.net/scholarship?hslang=en.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that help streamline payment processing and enhance customer experiences. Imagine having a solution that allows you to accept payments quickly and securely, giving your customers a hassle-free shopping experience. Our tools are designed with your success in mind, ensuring you can focus on what matters most growing your business. Visit us at 541 Westport Ave Norwalk Ct 06851 in Norwalk, CT, or contact us at (203) 840-3186 to learn how we can help your business thrive!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

At Mutual Security, we strive for accessibility through various channels. Our drive-thru service allows for quick transactions such as deposits and withdrawals without needing to leave your vehicle. And if you prefer using an ATM, we've made sure there are plenty available for basic access like balance checks and cash withdrawals. We invite you to visit us at 541 Westport Ave Norwalk CT 06851 or give us a call at 203-840-3186 during our operating hours: Monday through Friday from 9 AM - 4:30 PM and Saturday from 9 AM - 1 PM. Join us today and discover how Mutual Security can help you reach your financial goals! For more information about our services, check out our website at www.mscu.net. Your financial journey starts here!

Business Banking Services

For local entrepreneurs and business owners, our Business Banking services, including Merchant Services and Business Loans, are here to support your growth. We know how vital it is for businesses to have access to resources that can propel them forward.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards program! Enjoy the benefits of cashback or points on purchases while building your credit score at the same time. It's a win-win!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. Need to check your balance? Make a deposit? You can do it all from the comfort of your home or on-the-go with our mobile app. Additionally, our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most. With locations conveniently placed around Norwalk, getting cash has never been easier.

Personal Banking Solutions

For those managing day-to-day expenses, we offer Checking & Savings Accounts designed to help you save and spend wisely. Imagine having an account that fits your lifestyle perfectly whether you're saving for a big purchase or just need a reliable place for your everyday transactions. Our Auto Loans & Vehicle Financing options provide the support you need to drive away in your dream car. We understand how important it is to have reliable transportation, so we work with you to find loan terms that fit your budget. If home ownership is on your mind, look no further than our Mortgage Loans & Refinancing services. We can assist you through every step of the process, making it easier to find the right mortgage solution for your needs. For those unexpected expenses or plans that require extra funds, our Personal Loans & Debt Consolidation options can help ease financial stress. With flexible terms and competitive rates, we aim to make borrowing straightforward and affordable.

Digital & Online Banking

At Mutual Security, we understand that managing your finances should be as easy and secure as possible. That's why we offer a wide range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our tools give you 24/7 access to your accounts, allowing you to manage your money with just a few taps or clicks. One of the key features available is our user-friendly online banking platform, which you can access anytime at https://www.mscu.net/. Here, you can check balances, pay bills, transfer funds, and more all from the comfort of your own space. Additionally, our electronic signature authorization makes signing documents quick and hassle-free, saving you time and effort. For those who prefer paperless options, we provide e-statements that allow you to view your account statements online. This not only helps reduce clutter but also makes it easier for you to keep track of your financial activity securely. With our mobile application, banking is truly in the palm of your hand. You can make mobile payments effortlessly and enjoy the convenience of person-to-person transfers. This means sending money to friends or family is now as simple as sending a text! Security is our top priority at Mutual Security. Our digital services are designed with robust security measures to protect your personal information while ensuring ease of use. Rest assured that your data is safe with us as you navigate through real-time account management. Experience the flexibility and control that come with Mutual Security's digital banking solutions today! With everything from mobile payments to online banking available at your fingertips, managing your finances has never been easier.

Financial Strength

A Growing Community Trust

We have a strong member base with 47,485 total share accounts, which shows that more people trust us with their finances. Our net shares available for lending stand at $6,269,607, further emphasizing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual Security is your trusted partner. Visit us at 541 Westport Ave or call 203-840-3186 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $30,796,505 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $40,924,455 in used auto loans and a total of $313,934,918 in loans and leases available for our members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $85,599,363 in share certificates and $53,669,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,606,447, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $0 net income, which allows us to offer competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Foundation

With a net worth of $31,679,622, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 894 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,861,655 in used vehicle loans and $37,162,950 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, we have flexible financing options designed to fit your budget.

Credit Lines and Refinancing Options

For members seeking ongoing financial flexibility, we offer total credit lines amounting to $144,160,570. This allows you to borrow when needed without going through the full application process each time. Additionally, if you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to assist you every step of the way. Our branch operates Monday through Saturday for your convenience. You can reach us at 203-840-3186 for inquiries or to schedule a visit. For more information about our services and offerings, please visit our website at Mutual Security. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,905,663, making buying or refinancing straightforward. We can help guide you through the process and offer competitive rates so that you can invest in your future comfortably.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $13,693,974 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or simply have an additional layer of financial security at their disposal.

Loan Aggregator

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Mutual Security