Mutual Security Credit Union Danbury CT | Quick Personal Loans & Business Banking

Introduction

Welcome to Mutual Security, your trusted partner in financial well-being since 1982. Located at 100 Wooster Hts, Danbury, CT 06810, our branch is more than just a place to bank; it's a community hub where our 26,885 members come together to achieve their financial goals. With total assets of $353,816,344 and deposits reaching $10,416,952, we are committed to ensuring your hard-earned money is safe and working for you. At Mutual Security, we pride ourselves on our member-centric approach. Under the leadership of CEO Henry Baum and Board President Bruce Likly, our dedicated team of 74 employees is here to provide personalized service that meets your unique needs. Whether you are looking for an auto loan, mortgage refinancing, or personal banking services, we have options tailored just for you. While members can visit us at our Danbury location, official correspondence should be sent to 100 WOOSTER HEIGHTS, DANBURY, CT 6810. We invite you to explore all that we offer through our website at www.mscu.net, where you can also find information on how to open an account or apply for loans online. Join us in making a difference in our community as we continue to grow together. If you have any questions or would like to learn more about how we can assist you financially, don't hesitate to call us at 203-797-5718. Let's work towards a brighter financial future together!

Branch History & Mission

Community Engagement

Mutual Security is more than just a bank; we are an integral part of the Danbury community. Over the years, we have actively participated in numerous outreach programs and partnerships aimed at enhancing local life. We believe that by investing in our community's growth and prosperity, we can help create a brighter future for all.

Join Us Today!

We invite you to become part of the Mutual Security family. Experience firsthand how our dedicated team can help you achieve your financial goals while staying connected to the heart of the Danbury community. Reach out today at 203-797-5718 or explore more about what we offer on our website here. Join us in making a difference!

Modern Banking Solutions

In addition to traditional banking services, we embrace modern technology to enhance your banking experience. With options like online banking, mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier or more convenient. While members can visit us at 100 Wooster Heights, official correspondence should be sent to 100 WOOSTER HEIGHTS, DANBURY, CT 6810 if it differs from our branch address.

Our Mission

Our mission at Mutual Security is straightforward: to empower our members through exceptional financial services while giving back to the community. We believe that everyone deserves access to quality banking options. That's why we offer various products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We focus on building lasting relationships with our members and aim to foster a sense of belonging. Our dedicated team is committed to ensuring that each member feels valued and supported throughout their financial journey.

Branch Location & Accessibility

Convenient Access and Amenities

Finding us is a breeze! With ample parking available right outside the branch, you won't have to worry about searching for a spot. Our building is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can feel welcome. Although we don't have drive-thru service, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Operating Hours That Work for You

We understand that life can get busy. That's why our lobby hours are set from Monday to Friday, opening at 12:30 PM and closing at 4 PM. This schedule allows you to come in during the afternoon when it's most convenient for you. If you have any questions or need assistance, don't hesitate to call us at 203-797-5718. Our team is always ready to help!

Visit Us Today!

While members can visit us at 100 Wooster Hts, official correspondence should be sent to the same address as our mailing address remains unchanged. We invite you to stop by and discover all the services we offer from checking and savings accounts to loans and credit cards tailored just for you. Experience the friendly atmosphere of Mutual Security today; we look forward to serving you!

Member Eligibility

At Mutual Security, we believe that everyone deserves a chance to be part of a community that supports their financial journey. Joining us is easy and welcoming! If you're a resident of Fairfield County or work in the area, you're likely eligible for membership. We also extend our arms to immediate family members of current members, making it simple for your loved ones to benefit from our services too. The great news is that becoming a member not only gives you access to competitive rates on loans and savings accounts but also connects you with personalized service from our dedicated team. To get started, just visit us at 100 Wooster Hts, Danbury, CT 06810, or give us a call at 203-797-5718. For more detailed information on eligibility criteria, check out our website at . When you're ready to open an account, you can find all the necessary details at https://www.mscu.net/scholarship?hslang=en. We can't wait to welcome you into the Mutual Security family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with efficient payment processing that keeps customers happy. Our merchant services allow you to accept various forms of payment, making it easier for your clients to do business with you. This not only streamlines operations but also boosts customer satisfaction. Located at 100 Wooster Hts Danbury Ct 06810 in Danbury, CT, we're here to help you navigate the financial landscape and achieve your business goals. Reach out to us at (203) 797-5718 to learn more about how we can support your business today!

Comprehensive List Of Services

Business Banking Services

If you own a business, we've got you covered too! Our business banking services, including merchant services and business loans, are aimed at helping local entrepreneurs thrive. We're here to support your growth with tailored solutions that meet the unique challenges of running a business.

Convenient Access

At Mutual Security, we believe that banking should be accessible. With an ATM on-site for quick cash withdrawals and balance checks, you can conveniently manage your finances without hassle. While we don't currently offer drive-thru service, our lobby hours are set up for your convenience: Monday through Friday from 12:30 PM to 4 PM. Whether you're looking for personal banking solutions or business support, Mutual Security is committed to serving the Danbury community with integrity and care. If you have any questions about our services or want to get started today, please don't hesitate to call us at 203-797-5718 or visit our website at www.mscu.net. Let us help you achieve your financial dreams!

Financing Options

If you're considering purchasing a new car or need assistance with vehicle financing, our auto loans provide competitive rates and flexible terms. You can think of us as your partner in navigating the car-buying process. Additionally, for those looking to purchase a home or refinance an existing mortgage, our mortgage loans offer various options to fit your financial goals.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds via our convenient online and mobile banking platforms, making it simple to check balances or transfer money on the go. Our digital features also allow you to make mobile payments and utilize person-to-person payment options for quick transactions with friends and family.

Personal Loans and Credit Cards

For unexpected expenses or debt consolidation needs, our personal loans are designed to give you peace of mind. Plus, with our credit cards featuring rewards programs, you can earn benefits while making everyday purchases. Imagine using points from your card for cash back or travel rewards it's an easy way to make your spending work for you!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! Our mobile application makes it even simpler to manage your finances right from your smartphone. Want to send money to a friend? Our person-to-person transfers allow you to do just that with a few taps on your phone. Plus, with our mobile payments feature, making purchases is quick and convenient. You can even sign documents electronically with our electronic signature authorization, making paperwork hassle-free.

Security and Accessibility

Your security is our top priority. We use advanced technology to keep your information safe while providing easy access to your accounts. You'll also appreciate the option for e-statements, which not only help reduce clutter but also allow you to view your statements whenever you need them. At Mutual Security, we strive to provide services that are accessible, user-friendly, and tailored to meet the needs of our members. Experience the ease of managing your finances digitally today!

Financial Strength

Commitment to Growth and Innovation

With $30,796,505 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $40,924,000 in used auto loans and a total of $313,934,918 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Opportunities

Members' savings are secured through $85,599,363 in share certificates and $53,669,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,606,447, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $31,679,622, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 894% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at an impressive 47,485, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $6,269,607, we have the flexibility to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Mutual Security is your trusted partner. Visit us at 100 Wooster Hts Danbury Ct 06810 or call 203-797-5718 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,861,655 in used vehicle loans and $37,162,950 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles. Plus, if you're considering refinancing an existing auto loan, we can assist you with that too.

Credit Lines

For members seeking additional financial flexibility, we offer credit lines totaling $144,160,570. This can be a great option for managing larger expenses or unexpected costs. At Mutual Security, we pride ourselves on our transparent lending process and commitment to member service. Whether you're interested in auto loans, mortgages, or credit lines, we're here to help you every step of the way. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Mutual Security for more information about our loan offerings and how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,905,663, making buying or refinancing simple. We aim to provide you with straightforward options that fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,693,974 in loans helping members manage their finances effectively. These cards are designed for those who need extra purchasing power without tying up their assets.

Loan Aggregator

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Mutual Security