Mutual Security Credit Union Danbury CT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mutual Security, your trusted partner in financial services since 1982. Located at 97 Newtown Rd, Danbury, CT 06810, our Danbury Branch is dedicated to serving the community with a personal touch. With over 26,000 members and $353,816,344 in total assets, we are committed to helping you reach your financial goals. At Mutual Security, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to fit your needs from checking and savings accounts to auto loans and mortgages. Our expertise has helped many in the Danbury area achieve their dreams through responsible lending practices and community-focused banking. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to our mailing address: 97 NEWTOWN RD, DANBURY, CT 6810. Led by our CEO, Henry Baum, and Board President Bruce Likly, our team of 74 employees is here to ensure you receive the highest level of service. We take pride in being a member-owned institution where your success is our priority. Ready to experience personalized banking? Feel free to call us at 203-743-7545 or visit our website at Mutual Security. Let us help you navigate your financial journey with confidence!

Branch History & Mission

Commitment to Service

Our operating hours are designed with your convenience in mind: Monday and Wednesday from 9:00 AM to 4:30 PM, Tuesday from 10:00 AM to 4:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We also offer ATM services and drive-thru banking for quick transactions. With a focus on accessibility and innovation, we proudly provide online and mobile banking options that allow you to manage your finances anytime, anywhere. At Mutual Security, we understand that our success is measured by the satisfaction of our members. This is why we prioritize creating a customer-centric environment where everyone feels valued. Whether it's through convenient banking services or community involvement initiatives, we strive every day to make a positive impact. Join us at Mutual Security in Danbury and experience the difference that comes with being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For more information or inquiries, feel free to reach out at (203) 743-7545 or visit our website at www.mscu.net.

Our Mission

Our mission is simple yet powerful: we aim to enhance the financial well-being of our members while fostering community growth. We believe that by offering personalized banking solutions from checking and savings accounts to auto loans and mortgages we can empower individuals and families to achieve their financial goals. Additionally, we are dedicated to giving back to our local community through various outreach programs and partnerships that support local initiatives. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 97 NEWTOWN RD, DANBURY, CT 6810.

Branch Location & Accessibility

Accessibility and Features

At our Danbury Branch, we prioritize accessibility for all members. The branch is equipped with ADA-compliant features including ramps and wide entryways to ensure everyone can visit us comfortably. We offer ample parking space right outside our doors, making your visit hassle-free. For those who prefer a quick stop, we also provide drive-thru banking services. Whether you need to make a deposit or withdrawal, our drive-thru is designed for your convenience. Plus, our ATM is available for easy cash access anytime you need it.

Call to Action

We invite you to come see us soon! If you have questions or want more information about our services before your visit, feel free to call us at 203-743-7545. At Mutual Security's Danbury Branch, we're dedicated to helping you achieve your financial goals with ease and convenience!

Operating Hours

Our doors are open at convenient hours to serve you better! You can visit us on Mondays and Wednesdays from 9:00 AM to 4:30 PM, on Tuesdays from 10:00 AM to 4:30 PM, and on Thursdays and Fridays from 9:00 AM to 6:00 PM. We even welcome you on Saturdays from 9:00 AM to 1:00 PM for those busy weekdays when you can't find the time!

Services Offered

At Mutual Security, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards we have something for everyone. Our team is here to assist you with online and mobile banking solutions as well. While members can visit us at our branch location for any inquiries or transactions, if you need to send official correspondence, please use our mailing address at 97 NEWTOWN RD, DANBURY, CT 6810.

Member Eligibility

At Mutual Security, we believe that everyone deserves a chance to be part of a community that cares. Joining us is not just about banking; it's about becoming part of a supportive family. If you live, work, worship, or attend school in Fairfield County, you are likely eligible to become a member! We welcome individuals from all walks of life and provide various financial services tailored to meet your needs. The benefits of membership include lower fees, competitive loan rates, and access to personalized service that puts you first. Getting started is simple! You can learn more about eligibility criteria by visiting this link for the most up-to-date information. If you're ready to open an account or have any questions, feel free to reach out to us at 203-743-7545. Our friendly team at our branch located at 97 Newtown Rd Danbury Ct 06810 is here to help guide you through the process and welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having the ability to accept payments effortlessly from your customers. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. With secure payment processing options tailored for your needs, you can enhance customer satisfaction and boost sales. Located at 97 Newtown Rd Danbury Ct 06810, Danbury, CT, our team is ready to partner with you on your journey to success. Reach out at (203) 743-7545 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, Mutual Security offers specialized business banking services including merchant services and business loans. We understand the unique challenges businesses face and are committed to providing support that helps them thrive.

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we feature robust online and mobile banking options so you can manage your finances wherever you are. Need cash? Our ATM services provide easy access for withdrawals and balance checks. For quick transactions like deposits or simple withdrawals, take advantage of our basic drive-thru banking service.

Credit Options Tailored for You

We also believe in rewarding our members with great benefits. Our credit cards with rewards allow you to earn points on everyday purchases that can be redeemed for various perks perfect for those who enjoy getting something back while they spend.

Join Us Today!

At Mutual Security in Danbury, CT, we're dedicated to ensuring that all your financial needs are met under one roof. With friendly staff ready to assist you and a variety of services designed for ease and accessibility, we invite you to join us today! Feel free to call us at 203-743-7545 or visit our website at www.mscu.net for more information about how we can serve you better. Your journey towards financial well-being starts here!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that are tailored to fit your lifestyle. Imagine easily managing your finances with online and mobile banking features that allow you to check your balance, transfer funds, or pay bills right from your smartphone. For those looking to purchase a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms, making it simpler for you to drive away in your dream car. When it comes to home ownership, our mortgage loans and refinancing services are designed with you in mind. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we offer guidance throughout the entire process. Plus, if you're looking to consolidate debt or fund personal projects, our personal loans can provide the financial support you need.

Digital & Online Banking

Key Features

With our online banking services available 24/7 at https://www.mscu.net/, you can check your account balance, transfer funds, pay bills, and much more all from the comfort of your own device. Our user-friendly mobile application allows you to access your accounts anytime, anywhere. Plus, with features like person-to-person transfers, sending money to friends and family is quick and hassle-free. Security is our top priority. We offer electronic signature authorization for added peace of mind when signing documents online. You can also opt for e-statements to keep your financial records organized without the clutter of paper statements. If you prefer using your smartphone for payments, our mobile payments feature makes it simple to make purchases securely with just a tap. And if you have questions or need assistance, our friendly staff is just a phone call away at (203) 743-7545. At Mutual Security, we're committed to providing accessible and easy-to-use tools that empower you to manage your finances in real-time. Join us today and experience the freedom of modern banking!

Financial Strength

Commitment to Growth

With $30,796,505 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $40,922,000 in used auto loans and a total of $313,934,918 across loans and leases, we support your financial goals across various sectors.

Growing Membership Base

We currently serve 47,485 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our focus on member satisfaction allows us to grow together as a community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual Security is your trusted partner. Visit us at 97 Newtown Rd Danbury Ct 06810 or call 203-743-7545 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secured through $85,599,363 in share certificates and $53,669,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,606,447, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $31,679,622, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $56,861,655 in used vehicle loans and $37,162,950 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we're here to help make your purchase as affordable as possible.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $13,693,974 in loans helping members manage their finances effectively, our credit cards come with rewards and features that enhance your spending power while keeping costs manageable.

Financial Insights

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. This transparency ensures that you can trust us to provide you with competitive rates and sound financial advice. Whether you're a first-time borrower or looking to expand your financial portfolio, Mutual Security is committed to supporting you every step of the way. Visit us today or give us a call at 203-743-7545 to learn more about how we can help you reach your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,905,663, making buying or refinancing simple. We provide flexible terms and competitive rates that fit your budget. If you are considering refinancing your current mortgage, we can assist with that too just ask about our eligibility options!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing means that users receive fair and transparent offers every time they compare loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Mutual Security