Mutual First Credit Union Omaha NE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mutual First, your trusted financial partner located at 8073 Blondo St, Omaha, NE 68134. Established in 1949, we have proudly served our community for over seven decades, helping 11,434 members achieve their financial goals. Our commitment to providing personalized service and a range of banking solutions has allowed us to grow our total assets to an impressive $121,160,637. At Mutual First, we understand that every member's journey is unique. Whether you're looking for a new auto loan or want to open a savings account, our dedicated team is here to assist you. With 33 employees working diligently to support our members' needs, you can trust that you're in good hands. Under the leadership of CEO Kevin Straub and Board President Lowell Wilhite, we strive to maintain a culture of transparency and integrity. Our financial strength is demonstrated by our total loans amounting to 5,344 and total deposits reaching $8,862,496. We also maintain a strong net worth of $9,895,166, ensuring that we are well-equipped to serve our members today and into the future. Additionally, with $670,595 in cash on hand, we're ready to meet your immediate banking needs. While members can visit us at our branch location for personal service, official correspondence should be sent to the same address: 8073 Blondo St, Omaha, NE 68134. Feel free to reach out at 402-697-8200 for any inquiries or assistance you may need. Join us at Mutual First and experience the difference that comes from being part of a credit union that truly cares about its community. Whether you want to learn more about becoming a member or explore our services further, visit us online at mutualfirst.com. We look forward to serving you!

Branch History & Mission

Community Impact

Mutual First thrives on community engagement and outreach. We actively seek partnerships that allow us to give back through local events and initiatives aimed at enhancing the quality of life in Omaha. Whether it's financial education workshops or support for local charities, we're here to lend a helping hand. As part of our commitment to modern banking solutions, we offer online banking and mobile applications so that you can manage your finances anytime and anywhere. Join us at Mutual First today! Experience firsthand how we can help you reach your financial dreams while being part of a caring community. For more information or assistance, feel free to contact us at 402-697-8200 or visit us online at Mutual First. Together, let's build a brighter future!

Our Journey

Since opening our doors, Mutual First has been dedicated to providing personal and business banking solutions tailored to meet the unique needs of our members. Over the decades, we have expanded our offerings and evolved with the changing times while maintaining a focus on exceptional customer service. Today, we manage total assets of $121,160,637, reflecting our solid financial foundation and commitment to helping our members achieve their financial goals.

Our Mission

At Mutual First, our mission is simple yet powerful: we aim to empower individuals and families in Omaha by providing accessible financial services and fostering community growth. We believe that everyone deserves a chance to thrive financially, which is why we offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our goal is not just about numbers; it's about building lasting relationships with our members and supporting them through every stage of life. We are also committed to accessibility. While we do not currently offer ATM services at this location, we provide drive-thru banking options for your convenience. Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Accessibility Features

At Mutual First, we believe that everyone should have access to quality banking services. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure all members can visit us comfortably. Parking is ample and convenient, making it hassle-free for you to stop by.

Call to Action

We invite you to come visit us at Mutual First in Omaha! Experience firsthand how we can support your financial goals. If you're looking for more information or want to explore membership options, check out our website at www.mutualfirst.com. We can't wait to meet you!

Operating Hours

We know that life can get busy, so we've made our hours flexible to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. For those who prefer drive-thru service, we're here for you even earlier on weekdays starting at 7 AM!

Services Offered

Mutual First offers a variety of services tailored for both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need assistance? Feel free to call us at 402-697-8200 or swing by; our team is ready to help with all your banking needs.

Member Eligibility

Joining the Mutual First community is a fantastic way to access personalized financial services while becoming part of a supportive network. To be eligible for membership, you simply need to meet a few straightforward criteria. Whether you're living, working, or attending school in the area, you can become a member and enjoy all the benefits we offer. Plus, it's not just about banking; it's about being part of something bigger where your needs come first and your voice is heard. For detailed eligibility information, feel free to check out our resource at http://www.mutualfirst.com/join/membership/become-a-member . Becoming a member is easy! You can start the account opening process online through this link: https://mutualfirst.myori.com/app/ola/ola-consumer-loan-type . If you have any questions along the way or want to learn more about what we offer, don't hesitate to call us at (402) 697-8200. We're here to help you every step of the way as you take this exciting leap into membership at Mutual First, located at 8073 Blondo St Omaha Ne 68134. Welcome aboard!

Business Banking & Commercial Services

Financing That Fits Your Needs

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $68 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $587,552, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, our merchant services provide the tools you need to manage transactions effortlessly. Imagine processing payments quickly and securely, allowing you to focus on what you do best running your business. With our services, you can streamline operations and enhance customer satisfaction. Visit us at 8073 Blondo St Omaha Ne 68134 in Omaha, NE, or call us at (402) 697-8200 to discover how we can partner with you on your journey toward success!

Comprehensive List Of Services

Business Banking

If you run a business, you'll appreciate our business banking services, which include merchant services and business loans. We know that every business is unique, so we work closely with you to ensure your financial needs are met.

Credit Cards

Our credit cards with rewards allow you to earn while you spend, making everyday purchases more rewarding. Whether it's cash back on groceries or travel points for your next vacation, our credit card options are designed with our members in mind.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why Mutual First offers robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking your balance on the go or transferring money between accounts from the comfort of your home. We also provide safe and secure options like person-to-person payments, making it easy to send money quickly without hassle.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions, our branch offers basic drive-thru banking where you can handle deposits, withdrawals, and simple transactions efficiently. While we do not currently have ATM services available at this location, our drive-thru ensures that getting the cash you need is straightforward. At Mutual First, located at 8073 Blondo St Omaha Ne 68134, we're here for all your financial needs. Our friendly team is ready to assist you with any questions or concerns. Feel free to call us at (402) 697-8200 for more information about our services or visit us during our lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Ready to take the next step? Explore more about becoming a member by visiting our website. Join us today at Mutual First, where your financial success is our priority!

Personal Banking

When it comes to personal banking, we offer a variety of options designed for everyday life. Our checking and savings accounts provide you with easy access to your funds while helping you save for important goals. If you're in the market for a new car, our auto loans and vehicle financing solutions make it easier than ever to drive away in the vehicle you want without stretching your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing options are tailored to fit various financial situations. We also provide personal loans and debt consolidation services that can help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Features

One of the highlights of our digital banking experience is the ability to set up e-statements. This means you can view your account statements electronically rather than waiting for them in the mail. It's not only faster but also helps you stay organized and eco-friendly. And yes, we do offer e-statements at Mutual First! If you enjoy sending money to friends or family, you'll appreciate our person-to-person transfer feature. It allows you to quickly send funds without needing to write checks or handle cash. It's a simple way to split bills or send gifts. For those who prefer using their mobile devices, we have a user-friendly mobile application that makes banking on the go a breeze. You can download it easily and manage your accounts right from your smartphone. While mobile payments aren't currently available, rest assured that we're continually exploring ways to enhance your digital banking experience.

Security and Convenience

At Mutual First, security is our top priority. We use advanced technology to keep your information safe so that you can bank with peace of mind. Plus, with electronic signature authorization not offered yet, every transaction remains straightforward and secure. With all these features at your fingertips, managing your finances has never been easier or more convenient. We invite you to explore our digital banking services today and discover how Mutual First can help you take control of your financial journey!

Financial Strength

Building Trust Together

With net shares available for lending and investments totaling $2,865,314, along with a growing member base reflected by 19,099, Mutual First stands as a trusted partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual First is your trusted partner. Visit us at 8073 Blondo St Omaha Ne 68134 or call (402) 697-8200 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $4,268,004 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,135 in used auto loans and $91,099,140 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $17,803,952 in share certificates and $15,800,844 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,978,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-569,543, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 5 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $9,895,166, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $817 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,103,951 in used vehicle loans and $11,594,037 in new vehicle loans already helping members get on the road. We provide flexible terms to make it easier for you to drive away with the vehicle you want.

Credit Lines and Unsecured Credit Cards

If you're looking for additional financial flexibility, consider our credit lines loans totaling $30,428,265. We also offer flexible terms on unsecured credit card loans, with a total of $3,245,151 in loans helping members manage their finances effectively. These options can assist with unexpected expenses or everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,539,321, make buying or refinancing simple. We guide you through each step of the process to ensure you find a solution that fits your budget.

Refinancing Options

If you already have a loan but feel like you're paying too much or want to change your payment terms, we offer refinancing options that could potentially save you money and ease your monthly payments. For any questions or to explore your eligibility for these offerings, please contact us at 402-697-8200 or visit us at our branch located at 8073 Blondo St Omaha Ne 68134. You can also find more information on our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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MUTUAL FIRST FEDERAL CREDIT UNION - Omaha, NE