Mutual First Credit Union Elkhorn NE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mutual First, your trusted financial partner in Elkhorn, Nebraska. Located at 18282 Evans St, we have been serving our community since 1949, providing reliable banking solutions tailored to meet the needs of our members. As a proud member of the Mutual First family, you join over 11,434 fellow members who benefit from our commitment to exceptional service and financial growth. At Mutual First, we understand that your financial journey is unique. That's why we offer a range of services designed to empower you whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions. With total assets exceeding $121 million and total deposits of $8,862,496, our stability allows us to focus on what truly matters: you. Our dedicated team of 33 employees, led by CEO Kevin Straub and Board President Lowell Wilhite, is here to ensure that your experience with us is nothing short of excellent. We are proud to maintain a net worth of $9,895,166 and a solid cash reserve of $670,595, which reflects our commitment to the financial well-being of our members. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 14510 F St, Omaha, NE 68137. You can reach us at 402-697-8200 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. We invite you to explore the opportunities we provide by visiting our website at mutualfirst.com. Here at Mutual First, you're not just a member; you're part of a community that values trust and support. Come join us today!

Branch History & Mission

At Mutual First, we pride ourselves on a rich history that began in 1949 in Elkhorn, NE. Over the decades, we have grown alongside our community, evolving from humble beginnings into a trusted financial institution with a mission to serve our members. Our branch, located at 18282 Evans St, Elkhorn, NE 68022, stands as a testament to our commitment to providing exceptional service and support to the people of our area. As we celebrate over 70 years of service, Mutual First has steadily expanded its reach and offerings. Today, we are proud to serve 11,434 members with total assets exceeding $121 million. Our journey has been marked by milestones that reflect our dedication to fostering financial wellness and strengthening community ties. We prioritize not just banking services but also community outreach initiatives that uplift and empower those we serve. Our mission is clear: we aim to provide our members with reliable financial services while being an active participant in the Elkhorn community. We believe that by supporting local initiatives and partnerships, we can help create a stronger, more vibrant community for everyone. Whether through personal banking solutions like checking accounts and auto loans or business services tailored for local entrepreneurs, Mutual First remains focused on meeting the diverse needs of our members. While members can visit us at 18282 Evans St, official correspondence should be sent to 14510 F St, Omaha, NE 68137. We offer convenient operating hours from 9:00 AM to 5:00 PM on weekdays, ensuring accessibility for all your banking needs. Additionally, our ATM availability means you can manage your finances effortlessly, even outside of regular hours. As technology evolves, so do we. Mutual First is committed to enhancing your banking experience through online and mobile banking options. These advancements ensure you have access to your accounts wherever you are while maintaining ADA compliance so that all our members can bank with ease. Join us in making a difference! At Mutual First, you're not just a member; you're part of a family that values relationships and invests in community growth. Experience the benefits of membership today by visiting our website at Mutual First or calling us at 402-697-8200. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect with Us

We invite you to come in and see how Mutual First can assist you with all your banking needs! If you have any questions or would like more information about our services before visiting, don't hesitate to give us a call at 402-697-8200. Your financial journey starts here stop by today!

Finding Us

Located near popular local landmarks, our branch is just a short drive from the bustling Elkhorn Town Center, ensuring that you can quickly stop by while running errands or enjoying a day out. Our location features ample parking with easy access for all members, including those who may require ADA-compliant facilities such as ramps.

Hours and Services

At Mutual First, we want to make your banking experience as smooth as possible. Our lobby hours are from 9:00 AM to 5:00 PM, Monday through Friday. Whether you need assistance with personal banking, auto loans, or credit card services, our friendly staff is ready to help during these hours. While you're here, take advantage of our ATM availability for quick cash withdrawals and balance checks. Although we do not offer drive-thru banking at this location, we are committed to providing excellent service inside the branch. If you need to send us official correspondence, please use our mailing address at 14510 F St in Omaha, NE.

Member Eligibility

At Mutual First, we believe that becoming a member is like joining a close-knit family that truly cares about your financial well-being. If you're wondering how to join us at our Elkhorn branch located at 18282 Evans St, you're in the right place! We welcome anyone who lives, works, worships, or attends school in the communities we serve. It's really that simple! By becoming a member, you'll gain access to a variety of services designed to help you achieve your financial goals, from checking and savings accounts to auto loans and mortgages. Opening an account is straightforward. You can find all the details on how to get started by visiting our website at http://www.mutualfirst.com/join/membership/become-a-member. Should you have any questions or need assistance along the way, feel free to give us a call at (402) 697-8200. We're excited to welcome you into the Mutual First community!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine running your business with ease accepting payments seamlessly and managing transactions without hassle. Our merchant services provide you with the tools to do just that. From card processing solutions to online payment options, we ensure your business can cater to customers effortlessly. This not only enhances customer satisfaction but also boosts your bottom line. Let us partner with you on this journey. Visit us at 18282 Evans St, Elkhorn, NE 68022, or call us at 402-697-8200 to learn how we can support your business dreams today!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $68 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $587,552, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community Focused Approach

We are proud to be part of the Elkhorn community and strive to serve our members with integrity and care. Our knowledgeable staff is always ready to assist you with any questions or guidance you may need regarding our services. If you're ready to experience personalized banking tailored just for you, reach out today! Call us at 402-697-8200 or visit our website at Mutual First for more information about opening an account or applying for loans. Join us at Mutual First where your financial goals become a reality!

Business Banking Services

For business owners, we offer robust banking solutions tailored to meet your needs. Our business banking services include merchant services and business loans, which can help streamline operations and support growth. We understand how vital it is for businesses to have reliable financial support.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Mutual First, we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With online and mobile banking, accessing your account is just a click away. You can check balances, transfer funds, or pay bills from the comfort of your home or on-the-go. Additionally, our ATM services ensure you have access to cash when you need it most. Whether it's simple withdrawals or balance checks, our ATMs are available for basic transactions whenever you need them.

Personal Banking Solutions

Our personal banking services are designed with you in mind. With options for checking and savings accounts, we make it easy for you to manage your money while earning interest on your deposits. If you're considering purchasing a vehicle, our auto loans and vehicle financing can help get you behind the wheel without breaking the bank. We also offer mortgage loans and refinancing to assist you in securing that perfect home or lowering your current mortgage payments. Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation options come into play. These solutions can help you consolidate debts or cover those unplanned costs without stress. Plus, our credit cards with rewards provide not just spending power but also perks that can enhance your lifestyle.

Digital & Online Banking

At Mutual First, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With 24/7 online banking access, you can check balances, transfer funds, and manage your accounts whenever it suits you day or night. Explore the convenience of our online banking platform at https://www.mutualfirst.com/welcome. You'll find features that make everyday banking a breeze. Need to send money to a friend? Our person-to-person transfers allow you to quickly and safely send funds without any hassle. Plus, with our mobile application available for download, you can handle your banking right from your smartphone or tablet. We also offer e-statements for those who prefer going paperless. This not only helps the environment but also keeps your information organized and easily accessible. As an added layer of security, we ensure that all transactions are protected, giving you peace of mind while managing your money online. While we currently do not support mobile payments or electronic signature authorization, our commitment remains strong in providing user-friendly services that put you in control. Our platform is designed for ease-of-use so that everyone regardless of tech-savviness can benefit from modern banking solutions. Whether you're at home or on the go, Mutual First makes it easy to stay connected with your finances anytime, anywhere. Experience how simple banking can be!

Financial Strength

Commitment to Growth

Our $4,268,004 in undivided earnings reflects our commitment to reinvesting in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,135 in used auto loans and $91,099,140 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

We have built a strong community with a total of 19,099 share accounts. This growing member base trusts us with their finances because they know we are dedicated to their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mutual First is your trusted partner. Visit us at 18282 Evans St Elkhorn Ne 68022 or call (402) 697-8200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Your savings are secure with us. We proudly hold $17,803,952 in share certificates and $15,800,844 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,978,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $-569,543, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $9,895,166, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $817 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,103,951 in used vehicle loans and $11,594,037 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience smooth and hassle-free.

Credit Lines and Business Loans

Our total credit lines amount to $30,428,265, providing additional resources for personal or business needs. For business owners specifically, our outstanding commercial loans totaling $587,552 offer vital capital to grow and expand operations. At Mutual First, we believe in transparency and accessibility. If you're considering refinancing or want to know about eligibility options for any of our loans, feel free to reach out! We're here to help you navigate through these choices. For more information about our services or if you're ready to apply for a loan today, please contact us at 402-697-8200 or visit us at 18282 Evans St Elkhorn Ne 68022. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,539,321, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right solution for your unique situation.

Unsecured Credit Card Loans

For those looking for more flexibility in managing their finances, we also offer unsecured credit card loans with a total of $3,245,151 in loans helping members effectively handle their expenses. These cards come with competitive interest rates and no annual fees, making them an excellent choice for everyday purchases.

Loan Aggregator

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Mutual First