MUNICIPAL CREDIT UNION - Yonkers, NY

Welcome to Municipal, your trusted credit union located at 66 Main St, Yonkers, NY 10701. Established in 1917, we have proudly served our community for over a century, building strong relationships with our 624,091 members. At Municipal, we understand that financial services are not just about numbers; they are about people and the lives they lead. With a robust asset base of $4,375,444,724, and total deposits amounting to $510,417,628, we are committed to providing our members with the best banking experience possible. Our CEO, Kyle Markland, and Board President, Thomas Canty, lead our dedicated team of 585 employees who work tirelessly to ensure that you receive personalized service tailored to your needs. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also provide convenient online and mobile banking options so you can manage your finances on your terms. If you ever need assistance or have questions about our offerings, feel free to reach out at 212-693-4900. While members can visit us at our branch for in-person support, official correspondence should be sent to the same address: 66 Main St, Yonkers, NY 10701. Join us at Municipal today and discover how we can help you achieve your financial goals! Visit our website at NYMCU.ORG for more information or to open an account easily online. Your journey toward better financial health starts here!

Welcome to the Municipal branch, located conveniently at 66 Main St in Yonkers, NY! We understand that accessibility and location matter when it comes to your banking needs. Our branch is nestled right in the heart of Yonkers, making it easy for you to stop by while running errands or exploring the area. You can find us near popular spots like the Yonkers Public Library and only a short drive from the stunning waterfront at Pier 2. Our branch is designed with your convenience in mind. Parking is readily available, so you won't have to worry about finding a spot. The facility is ADA compliant, ensuring that everyone can access our services comfortably. At Municipal, we offer a range of services tailored to meet your personal and business banking needs. You can visit us during our lobby hours from Monday to Friday, 8:30 AM to 4:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. Whether you're interested in opening a new account or applying for an auto loan, our friendly team is here to assist you. For those who prefer cash withdrawals or balance checks without stepping inside, we're pleased to inform you that we have an ATM available on-site. While we currently do not offer drive-thru banking or shared service centers, we are dedicated to providing quality service within our branch. If you need any assistance or have questions about becoming a member, don't hesitate to give us a call at 212-693-4900. We look forward to welcoming you into our community!

Joining the Municipal family is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. If you live, work, or worship in the area around 66 Main St Yonkers Ny 10701, you're likely eligible to become a member! We welcome individuals from various backgrounds and walks of life, ensuring everyone can access our range of services designed to empower you financially. To learn more about specific eligibility criteria, feel free to visit our detailed page at https://www.nymcu.org/join/becoming-a-member?hslang=en . Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can easily start your membership online by visiting https://digital.nymcu.org/registration or give us a call at (212) 693-4900 if you have any questions. We're excited to have you join us and enjoy all the benefits that come with being a member of Municipal!

At Municipal, we understand that every business has unique needs and aspirations. Whether you're launching a startup or expanding an established enterprise, we're here to support your journey. Our commercial loan options are designed to fuel your growth and help you achieve your goals. Imagine having the capital to invest in new equipment, hire additional staff, or expand your physical location. With our tailored lending solutions, you can turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services allow you to streamline payment processing and enhance customer satisfaction. Imagine accepting payments seamlessly whether online or in-store making transactions easier for both you and your customers. Visit us at 66 Main St Yonkers Ny 10701 in Yonkers, NY, and discover how we can empower your business today!

At Municipal, we understand that banking should be as convenient and secure as possible. That's why we offer a full suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home, on the go, or anywhere in between, managing your finances has never been easier. With our 24/7 online banking services, you can access your accounts anytime. From checking your balance to transferring funds, everything is just a click away. You can visit us at https://www.nymcu.org/ to get started! Our platform is user-friendly, ensuring that you can navigate it with ease. Our mobile application allows you to take your banking with you wherever you go. Need to pay someone quickly? Use our person-to-person transfers feature to send money instantly. Plus, with the option for mobile payments, shopping has never been simpler just tap and go! Security is a top priority for us. While we do not currently offer electronic signature authorization, you can rest assured that your data is protected through robust security measures. We also provide e-statements, helping you stay organized while reducing paper clutter. In addition to these features, our online banking lets you manage your accounts in real time, giving you complete control over your finances. With all these tools at your fingertips, staying on top of your financial health is easier than ever. Join us at Municipal and experience the freedom of digital banking today!

At Municipal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that we can provide the best services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $495,848,089, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $452,855,051 in share certificates and $200,559,935 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $421,017,156 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,879 in used auto loans and a total of $2,681,228,266 in loans and leases. Our operational efficiency is reflected in our $62,770,493, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,951,616. Total Share and Deposit Accounts: 1,184,013, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal is your trusted partner. Visit us at 66 Main St Yonkers Ny 10701 or call (212) 693-4900 to learn more about how we can help you achieve your financial goals.