Municipal Credit Union Staten Island NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Municipal, your trusted financial partner located at 2626 Hylan Blvd, Staten Island, NY 10306. With a rich history dating back to 1917, we have proudly served our community for over a century, growing alongside our members and adapting to their needs. As part of the New York Municipal Credit Union family, we prioritize your financial well-being and strive to provide exceptional service tailored just for you. At Municipal, we believe in building lasting relationships with our members. With a total membership of 624,091, we have cultivated a strong community spirit that reflects our commitment to supporting each other. Our assets stand at an impressive $4,375,444,724, allowing us to offer competitive rates on loans and savings while ensuring your money is in safe hands. We currently manage a robust loan portfolio comprising 253,626 loans and leases, while our deposits exceed $510,417,628. Our dedicated team of 585 employees, led by CEO Kyle Markland and Board President Thomas Canty, is here to assist you with all your banking needs. We offer a range of services from personal banking options like checking and savings accounts to vehicle financing and mortgage solutions. You can also enjoy the convenience of online and mobile banking services. While you can visit us at our branch location for assistance or inquiries, please note that official correspondence should be directed to our mailing address: MCU, PO Box 3205, New York, NY 10008. We're excited to help you achieve your financial goals! Whether you're looking for advice on saving for the future or exploring loan options that suit your lifestyle, feel free to reach out. Call us today at 212-693-4900 or visit our website at NYMCU.org for more information. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

Throughout the years, we've built strong partnerships within the community by actively participating in local events and outreach programs. We believe that supporting local initiatives strengthens the bonds within our neighborhoods and enhances the lives of those around us. As we look back on our history, it's evident that every milestone achieved has been made possible by the trust placed in us by our members. Together, we've navigated challenges and celebrated successes as a united community.

Join Us

As we continue this journey together, we invite you to become part of the Municipal family. Experience firsthand how our commitment to service can help you reach your financial goals while also contributing positively to our community. Whether you're looking to open an account or need assistance with a loan, we're here for you. For more information or assistance, please call us at 212-693-4900 during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 1:00 PM. Discover the difference with Municipal where your financial success is our priority!

Our Mission

At Municipal, our mission is clear: to provide exceptional financial services with a focus on community welfare. We understand that each member has unique financial goals and challenges. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage refinancing, all designed to help you achieve your dreams. We are committed to ensuring accessibility for everyone in our community. Our branch features ADA compliance standards, making it easier for all members to use our facilities without barriers. Digital advancements allow us to meet you where you are whether that's online banking through our website or mobile app, offering convenient services like person-to-person payments.

Branch Location & Accessibility

Connect With Us

Have questions or want more information? Don't hesitate to reach out! Give us a call at (212) 693-4900 or visit our website at http://www.NYMCU.ORG. We can't wait to welcome you at Municipal your trusted partner in achieving financial success!

Nearby Landmarks

Situated near popular spots in Richmond, our branch is just a stone's throw away from local favorites, making it a breeze to incorporate your banking errands into your day. Enjoy the ease of popping in on your way home from work or while out running errands.

Operating Hours

We understand that life can get busy, so we offer flexible operating hours for your convenience. Stop by Monday through Friday from 8:30 AM to 4:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. We're here when you need us!

Services Offered

At Municipal, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly staff is ready to assist you in finding the right solutions for your financial goals. We also offer online and mobile banking options for those who prefer managing their finances on the go. If you're looking for an ATM, you're in luck! We have ATM availability at this location, ensuring quick and easy access to your cash whenever you need it.

Member Eligibility

Becoming a member of Municipal is like joining a warm, welcoming family that truly cares about your financial well-being. To be eligible, you can be a resident of Staten Island or work for one of the many organizations we partner with. We want to make this process as easy and inclusive as possible because we believe everyone deserves access to excellent financial services. If you're interested in learning more about the eligibility requirements, feel free to check out our detailed information at https://www.nymcu.org/join/becoming-a-member?hslang=en. Once you know you're eligible, opening an account is just a few clicks away! You can start your journey with us by visiting https://digital.nymcu.org/registration to complete your application online. If you have any questions along the way, don't hesitate to call us at (212) 693-4900. We're excited to welcome you to our community at Municipal, located at 2626 Hylan Blvd Staten Island Ny 10306, where you'll find not only great banking options but also a supportive environment ready to help you achieve your financial goals.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Whether you need help processing payments or managing cash flow, our services can streamline operations so you can focus on what you do best growing your business. With us at Municipal, you're not just getting a financial partner; you're gaining a team committed to your success. Reach out today at (212) 693-4900 and let's explore how we can support your business dreams!

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances can be challenging. That's why we offer comprehensive Business Banking services, including merchant services and business loans that help your company thrive. Whatever your business needs, we're here to support you.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Mcu - New Dorp Beach, we proudly offer robust Online & Mobile Banking features so you can manage your accounts anytime, anywhere. This includes mobile payments and person-to-person transfer options, ensuring that accessing your funds is just a click away. Additionally, our ATM & Cash Withdrawal Services are available for when you need cash quickly. With basic ATM access for withdrawals and balance checks, you'll have peace of mind knowing that your money is accessible whenever you need it.

Get Started Today!

To explore all these fantastic services and more at Municipal, give us a call at (212) 693-4900 or visit us in person. Our team is ready to assist you from Monday through Friday from 8:30 AM to 4:30 PM and Saturdays from 9 AM to 1 PM. Join us today and experience the benefits of being part of the Municipal family!

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer Personal Banking services that include checking and savings accounts tailored to fit various lifestyles. Whether you're saving for a vacation or just need a safe place for your everyday spending, we have options that work for you. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing can make the process stress-free. With competitive rates and flexible terms, you'll be on the road in no time. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services provide guidance every step of the way. Need extra funds for unexpected expenses? Our Personal Loans & Debt Consolidation options can help you manage those costs without breaking the bank. Plus, don't forget to check out our Credit Cards with Rewards a great way to earn points while making everyday purchases.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. If you prefer using your mobile device, our mobile application is ready to assist you with all the same great features right in your pocket. Plus, with our mobile payments feature, making purchases is as simple as a tap on your phone. For added peace of mind, we provide secure person-to-person transfers, making it easy to send money to friends and family quickly. And if you're looking to simplify how you manage statements, opt for e-statements they're not only eco-friendly but also help keep your financial information organized and easily accessible.

Security and Ease of Use

While convenience is key, we prioritize your security too. Our platform includes features that protect your information while offering an intuitive experience. You won't need to worry about complicated processes; everything is designed with ease-of-use in mind. In summary, whether you're conducting everyday transactions or exploring more complex financial options, our digital banking services at Municipal are tailored for a seamless experience that empowers you to manage your finances effectively. Visit us today at https://www.nymcu.org/ to learn more!

Financial Strength

A Growing Community

With a total of 1,184,013 share accounts, we have built a strong and growing member base that trusts us with their finances. This illustrates our commitment to providing a safe and supportive banking environment for everyone. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal is your trusted partner. Visit us at 2626 Hylan Blvd Staten Island Ny 10306 or call (212) 693-4900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $20,718,008, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $421,017,156 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $20,879 in used auto loans and $2,681,228,266 in total loans and leases.

Secure Savings Options

Members' savings are secured through $452,855,051 in share certificates and $200,559,935 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $495,848,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $406,510,736 in used vehicle loans and $143,326,950 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we can guide you through the process with competitive rates and flexible terms.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $717,458,331. This option provides you with access to funds when you need them most while allowing you to pay interest only on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,703,975, make buying or refinancing simple. We aim to provide clear information about eligibility and help you navigate the steps toward securing your dream home.

Refinancing Options

If you're considering refinancing your current loans, we have tailored solutions available that can potentially lower your monthly payments and reduce your overall interest costs. Our team is here to discuss eligibility requirements and help streamline the process. For any inquiries or assistance regarding our loan products, feel free to reach out at (212) 693-4900. We're located at 2626 Hylan Blvd Staten Island Ny 10306, Staten Island, NY, ready to assist you during our operating hours: Mon-Fri 8:30 AM - 4:30 PM and Sat 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Municipal, we're committed to supporting your financial journey every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $205,441,038 in loans helping members manage their finances effectively. These cards are designed for convenience and accessibility, allowing you to make purchases without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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MUNICIPAL CREDIT UNION - Staten Island, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Staten Island, NY (10306)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Ease of Use

Financial Strength

A Growing Community

Operational Efficiency

Reinvestment for Better Services

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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