Municipal Credit Union New York NY | Reliable ATM Services & Access

Introduction

Welcome to Municipal, your trusted credit union located at 22 Cortlandt St, New York, NY 10007. Since our establishment in 1917, we have been dedicated to serving our community and providing financial solutions tailored to meet the needs of our members. With a strong membership base of 624,091, we pride ourselves on being more than just a financial institution; we are a community partner committed to helping you achieve your financial goals. At Municipal, we understand that trust is essential in any financial relationship. That's why we've built a solid reputation over the years, with total assets exceeding $4,375,444,724 and total deposits amounting to $510,417,628. Our net worth stands at an impressive $495,848,089, reflecting our stability and commitment to responsible banking practices. Under the leadership of CEO Kyle Markland and Board President Thomas Canty, our dedicated team of 585 employees is here to support you every step of the way. Whether you're looking for loans over 253,626 have already been issued or simply need assistance managing your accounts, we strive to provide personalized service that makes banking easier for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 22 Cortlandt St, New York, NY 10007-3107. We invite you to explore all that Municipal has to offer by visiting our website at NYMCU.ORG. If you have questions or want to learn more about how we can assist you financially, please feel free to call us at 212-238-3300 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Looking Forward

While members can visit us at 22 Cortlandt St, official correspondence should be sent to 22 Cortlandt St, New York, NY 10007-3107. We invite you to reach out via phone at 212-238-3300 during our operating hours of 9:00 AM - 5:00 PM, Monday through Friday. As we look toward the future, we remain committed to enhancing the member experience through ongoing digital advancements and customer-centric initiatives. We do not have ATM or drive-thru services currently available; however, we provide essential banking services that cater directly to your needs. Join us at Municipal and experience the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Municipal has steadily evolved to meet the changing needs of our community. Over the years, we have achieved remarkable milestones that reflect our commitment to providing exceptional service. Today, our total assets stand at an impressive $4,375,444,724, showcasing our strength and stability in the financial landscape. Our headquarters are located in New York, NY, where we continue to innovate and expand our offerings. We understand that modern banking demands convenience and accessibility; therefore, we offer online banking services alongside traditional methods to ensure all members can manage their finances effortlessly.

Our Mission

At Municipal, our mission goes beyond just providing financial services. We strive to empower our members by offering tailored solutions that promote financial literacy and responsibility. Our goal is to foster a supportive environment where every member feels valued and understood. We also believe in giving back to the community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us and contribute positively to society. Whether it's through educational workshops or community events, we are dedicated to making a real difference in people's lives.

Branch Location & Accessibility

Convenient Access

Finding us is a breeze! Our location offers ample parking options nearby and is fully equipped with ADA-compliant features to ensure everyone can visit us comfortably. While members can stop by at our main address for their banking needs, please note that any official correspondence should be sent to the same address: 22 Cortlandt St, New York, NY 10007-3107.

Operating Hours

We understand that your time is valuable. That's why we keep our doors open from 9:00 AM to 5:00 PM, Monday through Friday. This allows you to manage your finances at a time that suits you best.

Reach Out

Have questions? Feel free to give us a call at 212-238-3300. Our dedicated staff is eager to help you with all your banking needs. We invite you to visit us at the Municipal branch today and experience the difference in personalized service!

Services Offered

At Municipal, we pride ourselves on providing essential services tailored to meet your needs. While we currently offer ATM services only at this branch, our team is ready to assist you with any inquiries or transactions during your visit. We also have no drive-thru service available, but rest assured that our lobby hours are designed to accommodate busy schedules.

Member Eligibility

Becoming a member of Municipal is like joining a friendly community that truly cares about your financial well-being. If you're looking to enjoy a supportive environment where your needs come first, we'd love to welcome you! To be eligible for membership, you simply need to live, work, worship, or attend school in the area we serve. It's really that simple! You can find more detailed information about the eligibility criteria by visiting our website at https://www.nymcu.org/join/becoming-a-member?hslang=en. Once you see that you qualify, opening an account is easy and straightforward. Just head over to our online registration page at https://digital.nymcu.org/registration, or feel free to call us at (212) 238-3300 if you have any questions. Our team is here to help you every step of the way. We look forward to having you join the Municipal family at our branch located at 22 Cortlandt St New York Ny 10007!

Business Banking & Commercial Services

At Municipal, we understand that every business has its unique story and needs. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to support your journey. Imagine securing a loan that allows you to upgrade your equipment or open a new location this is the kind of impact our financial products can have. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions, making it easier for you to accept payments and manage cash flow. Picture this: a customer walks into your store, makes a purchase, and with just a quick swipe or tap, the payment processes smoothly allowing you to focus on what you do best. Located conveniently at 22 Cortlandt St New York Ny 10007, New York, NY, we're here to provide personalized service tailored to your business needs. Contact us today at (212) 238-3300 or visit us online at https://www.nymcu.org/ to learn how we can partner in your success!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, convenience is crucial, and that's why we offer robust digital banking features. With our online banking platform, managing your finances has never been easier. You can check your balance, transfer funds, or pay bills from the comfort of your home or on-the-go using your mobile device. Our mobile application supports mobile payments and person-to-person transfers, making everyday transactions smooth and efficient.

Get Started Today!

Your financial well-being starts here at Municipal! For more information about how we can assist you or to explore additional services tailored just for you, please visit us online at https://www.nymcu.org/ or call us at (212) 238-3300. We look forward to serving you soon!

Member Support

We know that having access to support is just as important as having the right tools. Our friendly staff is available during regular hours, Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with any inquiries or concerns. Whether you're a long-time member or new to Mcu - Cortlandt St, we strive to make your experience positive and informative.

Personal Banking Solutions

One of our primary offerings includes essential ATM Services Only. This means you have access to cash whenever you need it, without the hassle. Imagine being out and about in New York and needing cash for a quick purchase or an unexpected expense; our ATM services ensure you're never left without options.

Your Financial Partner

At Municipal, we see ourselves as more than just a credit union; we're your financial partner. We understand that each member's needs are unique, which is why we're committed to offering tailored solutions that fit your lifestyle. If you're looking for assistance with budgeting or planning for major life events like buying a home or saving for retirement, don't hesitate to reach out.

Digital & Online Banking

Key Features

Enjoy the benefits of E-Statements which provide a quick and easy way to access your account statements digitally. This not only helps reduce paper clutter but also enhances security by allowing you to view your statements from any device. Plus, if you ever need to sign documents, our electronic signature authorization option simplifies the process just sign and send without the hassle of printing! For those on the go, our mobile application makes banking even more accessible. With features like mobile payments, you can make purchases directly from your phone. Plus, our person-to-person transfers allow you to send money easily to friends or family no cash needed!

Security & Support

We prioritize your security with advanced measures in place to keep your information safe while you're banking online. At Municipal, we strive to create an environment where you feel confident in managing your finances. Whether you're checking your balance at home or making a quick payment while out shopping, our digital banking options are designed for real-time account management that fits seamlessly into your life. Join us today and experience how simple banking can be!

Financial Strength

Commitment to Innovation

With $421,017,156 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $20,879 in used auto loans and $2,681,228,266 in total loans and leases.

Operational Efficiency

Our $62,770,493 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $452,855,051 in share certificates and $200,559,935 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $495,848,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnerships

Net Shares (Funds available for lending and investments): $8,951,616. Total Share and Deposit Accounts: 1,184,013, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal is your trusted partner. Visit us at 22 Cortlandt St New York Ny 10007 or call (212) 238-3300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $406,510,736 in used vehicle loans and $143,326,950 in new vehicle loans already helping members get on the road. With total auto loans amounting to $41,758, we're committed to supporting your automotive needs.

Credit Lines

For those who prefer flexibility, our credit lines totaling $717,458,331 are designed to give you access to funds when you need them most. This can be an excellent way to manage cash flow while providing peace of mind. If you're considering refinancing or want to know about eligibility options for any of our loan products, don't hesitate to ask our knowledgeable staff when you visit us at Municipal or call us directly at (212) 238-3300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,703,975, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find a solution that works for you.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $205,441,038 in loans helping members manage their finances effectively. This option can provide the extra cushion you need for unexpected expenses or planned purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from reliable institutions guarantees that users receive fair and transparent offers.

Municipal

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Looking Forward

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Reach Out

Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Digital Banking Features

Get Started Today!

Member Support

Personal Banking Solutions

Your Financial Partner

Digital & Online Banking

Key Features

Security & Support

Financial Strength

Commitment to Innovation

Operational Efficiency

Secure Savings Options

Strong Financial Health

Trusted Partnerships

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community