Municipal Emps CU Oklahoma City OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mecu South, the trusted branch of Municipal Emps Cu Of Oklahoma City, located at 8812 S Walker Ave, Oklahoma City, OK 73139. Since our establishment in 1934, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With a total membership of 9,894 and assets reaching an impressive $160,885,370, we are dedicated to ensuring that every member feels valued and supported. Our team of 43 employees is here to assist you with everything from personal banking like checking and savings accounts to auto loans, mortgages, and business banking solutions. We understand the importance of financial security and strive to empower our members through responsible lending. At Mecu South, we believe in transparency and accountability. With total deposits amounting to $20,767,031 and a net worth of $15,791,586, you can trust that your money is in safe hands. Our CEO, John Cummings, along with Board President Wiley Williams, leads our organization with a focus on community impact and member satisfaction. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 8812 S WALKER, OKLAHOMA CITY, OK 73139. Explore our website at http://WWW.MECUOKC.ORG for more information about our services or give us a call at 405-813-5550 to speak with one of our friendly representatives. We invite you to join us on this journey toward achieving your financial goals together!

Branch History & Mission

Community Engagement

We understand that the needs of our members extend beyond traditional banking services. That's why we embrace technology with features like online banking and mobile payments to enhance accessibility. Our branch is ADA compliant, ensuring everyone can access our services comfortably. By being actively involved in local events and initiatives, we foster relationships within our community that go beyond transactions creating lasting connections that benefit all. Our partnerships aim to uplift those around us while ensuring that every member feels valued and supported. As we look toward the future, we invite you to join us on this journey of growth and empowerment. Experience the difference at Municipal Emps Cu Of Oklahoma City where your financial well-being is at the forefront of everything we do. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 405-813-5550 or visit us online at www.mecuokc.org.

Mission Statement

Our mission is simple yet profound: to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to affordable banking solutions that can help them achieve their dreams and improve their quality of life. Through partnerships with local organizations and outreach programs, we strive to make a meaningful impact on the lives of our members. While members can visit us at 8812 S Walker Ave, official correspondence should be sent to 8812 S WALKER, OKLAHOMA CITY, OK 73139 if different from the branch address. We are committed to making your banking experience as convenient as possible. Our lobby hours are designed with your schedule in mind: Mondays and Fridays from 8:30 AM to 6:00 PM, and Tuesdays through Thursdays from 8:30 AM to 5:00 PM. If you prefer drive-thru services, we're open Monday through Friday from 7:30 AM to 6:00 PM and Saturdays from 8:00 AM to noon.

Branch Location & Accessibility

Accessibility Features

At Municipal Emps Cu Of Oklahoma City, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces. Whether you're using our drive-thru service or visiting inside, we strive to make every aspect of your experience comfortable and accommodating.

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to suit your schedule. Our lobby is open on Mondays and Fridays from 8:30 AM to 6:00 PM, and from 8:30 AM to 5:00 PM Tuesday through Thursday. For those who prefer the convenience of drive-thru banking, we're here for you Monday through Friday from 7:30 AM to 6:00 PM and Saturdays from 8:00 AM to noon.

Services Offered

At Municipal Emps Cu Of Oklahoma City, we take pride in offering a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need assistance with personal loans or credit cards? Our knowledgeable staff is ready to help you navigate your options. We also provide online and mobile banking services for those who prefer managing their accounts on-the-go. If you have any questions or need further assistance, don't hesitate to reach out! You can call us at (405) 813-5550 or simply drop by during our operating hours. We look forward to welcoming you at Mecu South!

Member Eligibility

At Municipal Emps Cu Of Oklahoma City, we believe that everyone deserves the chance to join a caring community focused on your financial well-being. If you're wondering whether you can become a member, you'll be happy to know that eligibility is open to various groups, including municipal employees and their families. To learn more about who can join us, feel free to check out our detailed membership criteria at https://mecuokc.org/membership/. Getting started is simple! Once you find out you're eligible, opening an account with us is just a few clicks away. Visit our account opening page at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03503177/927?isframed=f&cuid=03503177&loanlistid=927&channelid=4868279205258215107&locationid=3197526500320154440 or give us a call at (405) 813-5550 if you have any questions. We're located at 8812 S Walker Ave Oklahoma City Ok 73139, and we can't wait to welcome you into the Municipal Emps Cu Of Oklahoma City family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. With an outstanding commercial loan portfolio of $93,381, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced market, having the right tools can make all the difference. Our merchant services provide practical solutions for managing payments efficiently. Imagine being able to accept payments seamlessly from customers while keeping track of sales data all in one place. This not only simplifies transactions but also helps you focus more on growing your business. Located at 8812 S Walker Ave Oklahoma City Ok 73139 in Oklahoma City, OK, we invite you to visit us or give us a call at (405) 813-5550 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Made Simple

For our business members, we offer robust solutions including merchant services and business loans tailored to support your entrepreneurial journey. With our expertise, you can focus on growing your business while we take care of the financial side.

Convenient Online & Mobile Banking

Understanding that convenience is key in today's world, we have invested in powerful online and mobile banking features. You can easily manage your accounts from anywhere at any time whether it's checking balances, transferring funds, or paying bills. Our ATM and cash withdrawal services further enhance accessibility, allowing you to access cash whenever you need it.

Drive-Thru and ATM Access

We also cater to members who prefer face-to-face interaction with basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs provide quick access for withdrawals and balance checks without needing to step inside. At Municipal Emps Cu Of Oklahoma City, we're dedicated to making banking as straightforward as possible. If you're ready to take advantage of these services or have questions about how they can work for you, don't hesitate to reach out! Call us at (405) 813-5550 or visit us at our branch location in Oklahoma City. We look forward to assisting you on your financial journey!

Financial Assistance When You Need It

Life can throw unexpected challenges your way, which is why we provide personal loans and debt consolidation options to help you regain control of your finances. Additionally, our credit cards with rewards offer a great way to earn benefits on everyday purchases while managing your spending effectively.

Personal Banking Solutions

Our personal banking services are crafted with you in mind. We offer checking and savings accounts that help you manage your day-to-day expenses while also saving for the future. If you're considering purchasing a car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services can guide you through every step of the process.

Digital & Online Banking

Accessibility and Convenience

Managing your account has never been easier or more accessible. Whether you're at home or out and about, our services are designed to give you real-time access to your financial information. The convenience of online banking means you can focus more on what matters most in your life while we take care of the details. Join us today at Municipal Emps Cu Of Oklahoma City and experience how our digital banking solutions can make managing your finances simpler than ever!

Key Features

Our online banking platform provides a user-friendly experience that lets you manage your accounts with just a few clicks. You can check balances, transfer funds, and pay bills effortlessly. Plus, if you're on the go, our mobile application is available for download, making it even easier to handle your finances from anywhere. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick no need for cash or checks! For those moments when time is of the essence, our mobile payments feature allows you to make purchases directly from your smartphone. Security is our top priority. We offer electronic signature authorization, so you can sign documents safely without having to visit us in person. Additionally, e-statements are available to help you keep track of your financial activity while reducing paper clutter.

Financial Strength

At Municipal Emps Cu Of Oklahoma City, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial position, which allows us to serve you effectively and efficiently. With a net worth of $15,791,586, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 982% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $35,456,396 in share certificates and $9,090,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,163,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,529,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $127,009,365 in total loans and leases and 1,555 used auto loans. Our $262,270 net income reflects our operational efficiency and helps us continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share and Deposit Accounts stand at 17,011, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal Emps Cu Of Oklahoma City is your trusted partner. Visit us at 8812 S Walker Ave Oklahoma City Ok 73139 or call 405-813-5550 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Offerings

For those interested in business opportunities, our outstanding commercial loans totaling $93,381 provide the capital needed to grow and expand your business. We understand that every venture is different, which is why we work closely with our members to find the best financing solutions. In addition to these products, we also offer various refinancing options. If you're considering refinancing an existing loan, please reach out to us for more information about eligibility and how we can assist you. If you're ready to explore our loan offerings further or have any questions, feel free to contact us at (405) 813-5550 or visit us at our branch located at 8812 S Walker Ave Oklahoma City Ok 73139 in Oklahoma City, OK. Let us help you find the right loan for your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,486,563 in used vehicle loans and $30,089,956 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget, ensuring you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,953,604, make buying or refinancing simple. We guide you through every step of the process, making it easier than ever to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,924,530 in loans helping members manage their finances effectively. This is an excellent option for those looking to build credit or consolidate debt without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. By pulling data from legitimate institutions, LendMesh guarantees that all listed loan options are credible and trustworthy.

MUNICIPAL EMPS CU OF OKLAHOMA CITY CREDIT UNION - Oklahoma City, OK

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