Municipal Emps CU Oklahoma City OK | Best Auto Loans & Business Banking

Introduction

Welcome to Mecu-downtown Drive Thru, a dedicated branch of the Municipal Emps Cu Of Oklahoma City, conveniently located at 616 Colcord Dr Ste 101, Oklahoma City, OK 73102. Established in 1934, we have built a strong foundation of trust and reliability in our community, proudly serving over 9,861 members. At Mecu-downtown Drive Thru, we understand that financial needs can vary widely among individuals and businesses alike. With total assets reaching an impressive $166,080,421, we are committed to offering personalized solutions tailored to your unique circumstances. Whether you're looking for auto loans, personal banking services, or business financing options, our dedicated team is here to help. Under the leadership of CEO John Cummings and Board President Wiley Williams, our branch employs a talented staff of 48 individuals who are passionate about supporting our members' financial journeys. We pride ourselves on maintaining a strong net worth of $15,955,715 and total deposits amounting to $26,177,103, which demonstrates our stability and commitment to sound financial practices. While members can visit us at our physical location for convenient drive-thru banking from Monday to Friday between 8:30 AM and 5:30 PM, official correspondence should be sent to our mailing address: 616 COLCORD DR SUITE 101, OKLAHOMA CITY, OK 73102. We invite you to explore our wide array of services designed with your needs in mind. From checking and savings accounts to competitive loan options and online banking facilities, we are here to empower you financially. Feel free to reach out to us at (405) 278-7870 for any inquiries or visit our website at http://WWW.MECUOKC.ORG for more information. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Municipal Emps Cu Of Oklahoma City, where our story is woven into the fabric of the Oklahoma City community. Established in 1934, we have proudly served our members for nearly nine decades. Our branch, located at 616 Colcord Dr Ste 101, Oklahoma City, OK 73102, stands as a testament to our commitment to providing reliable financial services and support to those who work tirelessly for our city. Over the years, Municipal Emps Cu Of Oklahoma City has grown significantly, now boasting a membership of 9,861 individuals. Our total assets have reached an impressive $166,080,421, reflecting our dedication to responsible management and growth. We are more than just a financial institution; we are a community partner that believes in uplifting every member through various services tailored to meet their needs. Our mission is straightforward yet profound: to empower our members with the financial tools they need while fostering a strong sense of community. We offer a range of services, including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Through these offerings, we aim not only to help you manage your finances but also to achieve your dreams whether that's buying a new home or starting a business. At Municipal Emps Cu Of Oklahoma City, we embrace innovation while keeping our roots firmly planted in customer service. Our digital advancements include online and mobile banking options that make managing your finances easier than ever. For those who prefer face-to-face interactions, we provide drive-thru banking services from Monday to Friday, 8:30 AM - 5:30 PM, ensuring convenience for all our members. We take pride in being ADA compliant and accessible to everyone in the community. Moreover, our shared service center allows us to extend our reach and provide essential services even when you are away from your home branch. As part of our commitment to giving back, we actively engage in community outreach initiatives that support local causes and organizations. We believe that strong communities foster strong individuals, and we're dedicated to making Oklahoma City a better place for all. If you're looking for a financial partner that truly cares about your well-being and success, look no further than Municipal Emps Cu Of Oklahoma City. Join us today and experience the difference of being part of a credit union that prioritizes its members and the community. Visit us at our branch or check out our website at http://WWW.MECUOKC.ORG for more information on how you can become part of our family!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all our members. We have ADA-compliant features in place, including ramps for easy entry and exit. Whether you're coming in for personal banking services or simply need assistance, our friendly staff is here to help.

Nearby Landmarks

We are situated near popular landmarks like the Devon Tower and the Myriad Botanical Gardens, making it easy for you to swing by while exploring downtown. Our location offers ample parking options so you can visit us without worry.

Operating Hours

Our drive-thru service operates Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you can manage your banking tasks with ease during your busy schedule. While we currently do not have ATM services available, our drive-thru allows for quick deposits and withdrawals along with other simple transactions.

Services Offered

We offer a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to provide solutions that work for you. Additionally, if you're a member of a partner credit union, you can take advantage of shared branch transactions right here at our location. While members can visit us at 616 Colcord Dr Ste 101 Oklahoma City Ok 73102, official correspondence should be sent to our mailing address at 616 COLCORD DR SUITE 101, OKLAHOMA CITY, OK 73102. Feel free to reach out to us at 405-278-7870 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

At Municipal Emps Cu Of Oklahoma City, we believe that everyone deserves access to a supportive financial community. Joining us is simple! If you live, work, or worship in the Oklahoma City area, or if you are a family member of an existing member, you're eligible to become part of our credit union family. We pride ourselves on offering personalized service and a range of benefits designed to help you achieve your financial goals. By becoming a member at Municipal Emps Cu Of Oklahoma City, you'll enjoy lower loan rates, higher savings yields, and a host of additional services tailored just for you. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find all the details about eligibility and how to join by visiting our website at https://mecuokc.org/membership/. If you have any questions or need assistance, feel free to give us a call at (405) 278-7870. We're here to help you start your journey towards better banking at our branch located at 616 Colcord Dr Ste 101 Oklahoma City Ok 73102!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $89,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is essential. Our merchant services provide businesses with the tools they need to accept payments easily and securely. Whether you're at a local farmers market or running an e-commerce site, our solutions ensure you can focus on what matters most serving your customers. If you're interested in learning more about how Municipal Emps Cu Of Oklahoma City can support your business journey, stop by our location at 616 Colcord Dr Ste 101 Oklahoma City Ok 73102 in Oklahoma City, OK, or give us a call at (405) 278-7870. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized banking services including merchant services and business loans. These tools can help you manage cash flow, make transactions easier, and support your business's growth.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to handle transactions from anywhere at any time. With capabilities like e-statements, person-to-person payments, and mobile payments, managing your finances has never been easier.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions or need quick service on the go, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without the need for an appointment. Additionally, as part of our commitment to community banking, we support basic shared branch transactions for members of partner credit unions. No matter what financial journey you're on, Municipal Emps Cu Of Oklahoma City is here to assist you every step of the way. Our friendly staff is ready to answer any questions you may have about our services or how we can help you reach your financial goals. If you're ready to explore all that we have to offer or if you have any questions about becoming a member, feel free to give us a call at (405) 278-7870 or visit us at 616 Colcord Dr Ste 101 Oklahoma City Ok 73102 in Oklahoma City. We look forward to serving you!

Personal Banking Solutions

We offer a variety of personal banking options to help you achieve your financial goals. Whether you're looking to open a checking or savings account, our accounts come with no hidden fees and great interest rates. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you're looking to buy a home or refinance your existing mortgage, our mortgage loans are designed with competitive rates and flexible terms.

Smart Financing Options

Life can be unpredictable, which is why having access to personal loans and debt consolidation options can be invaluable. We provide solutions that fit your lifestyle, helping you manage unexpected expenses or consolidate debts into one manageable payment. Plus, our credit cards come with rewards that can benefit your everyday spending.

Digital & Online Banking

At Municipal Emps Cu Of Oklahoma City, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easy and secure. With our 24/7 online banking access, you can check your balances, pay bills, and transfer money anytime, anywhere all from the comfort of your home or on the go. Explore our online banking features at http://WWW.MECUOKC.ORG. From viewing e-statements to authorizing transactions with electronic signatures, we've streamlined the process so you can focus on what matters most. Plus, if you prefer using your mobile device, our mobile application lets you manage your account right in the palm of your hand. You can even make mobile payments with just a few taps! Need to send money to friends or family? Our person-to-person transfer service makes it quick and easy to send funds without needing cash or checks. Whether it's splitting a dinner bill or helping out a friend, you can do it all effortlessly. Security is also a top priority for us. You can feel confident knowing that all your transactions are protected with state-of-the-art security measures. We take pride in making sure your financial information stays safe while providing you with user-friendly tools to manage your accounts effectively. At Municipal Emps Cu Of Oklahoma City, we believe banking should be accessible and convenient for everyone. With our digital and online banking services, staying on top of your finances has never been easier!

Financial Strength

A Reliable Team

We take pride in having 36 full-time employees and 12 part-time employees. Our dedicated staff ensures that our branches are always ready to serve you with a knowledgeable team committed to your needs.

Commitment to Growth

Our financial strength is also reflected in our ability to reinvest in our community. With $15,823,209 in undivided earnings, we invest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,637 in used auto loans and $128,120,672 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share Accounts: 16,967, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is highlighted by our $32,406, which enables us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal Emps Cu Of Oklahoma City is your trusted partner. Visit us at 616 Colcord Dr Ste 101 Oklahoma City Ok 73102 or call (405) 278-7870 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Options

Members' savings are secured through $36,839,475 in share certificates and $8,624,000 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,169,234, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $15,955,715, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,711,018 in used vehicle loans and $28,068,837 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $89,356 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are dedicated to offering tailored solutions that foster growth. We also offer refinancing options for most of our loan products, allowing you to potentially lower your payments or access additional funds based on your current financial situation. If you're interested in exploring eligibility options for any of these loans, please don't hesitate to reach out. For more information about our loan offerings or to speak with one of our friendly representatives, call us at (405) 278-7870. We're here to help you find the right loan product for your needs! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, we offer total credit lines amounting to $55,368,174. Additionally, our unsecured credit card loans have helped many members effectively manage their spending with a total of $5,619,808 available. These options provide peace of mind knowing that you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,611,181, make buying or refinancing simple. We can help navigate the complexities of securing a mortgage so you can focus on making your house a home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By focusing on transparency and accuracy, LendMesh ensures that you receive the most reliable information to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing verified data means users can trust that they are seeing legitimate loan options. One of the key benefits of using LendMesh is its emphasis on verified data. All loan offers come from legitimate financial institutions, which promotes transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach ensures that users receive unbiased results tailored to their needs. LendMesh provides real-time rate comparisons, displaying up-to-date loan rates from multiple institutions. This feature empowers users to compare different offers side-by-side and choose the one that best fits their financial situation. Thousands of users have already benefited from this service. For example, one member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to navigate the loan market efficiently and transparently, LendMesh is a trusted tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MUNICIPAL EMPS CU OF OKLAHOMA CITY CREDIT UNION - Oklahoma City, OK

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