Municipal Emps CU Oklahoma City OK | Best Auto Loans & Business Banking

Introduction

Welcome to Municipal Emps Cu Of Oklahoma City, your trusted partner in financial well-being! Conveniently located at 101 N Walker Ave, Oklahoma City, OK 73102, we have been serving our community since 1934. With a strong commitment to our members, we have grown to support nearly 9,894 members and manage assets totaling an impressive $160,885,370. At Municipal Emps Cu Of Oklahoma City, we believe in empowering our members through tailored financial solutions. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or business banking services, we've got you covered. Our total deposits currently stand at $20,767,031, reflecting the trust our community places in us. Under the leadership of CEO John Cummings and Board President Wiley Williams, our team of 43 dedicated employees is here to ensure you receive the best service possible. We understand that every financial journey is unique, which is why we offer a range of products including mortgages, credit cards with rewards, and debt consolidation loans. While members can visit us at 101 N Walker Ave, official correspondence should be sent to the same address as we maintain consistency in communication. We invite you to explore how we can help you achieve your financial goals by visiting our website at www.mecuokc.org or giving us a call at 405-813-5500. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

At Municipal Emps Cu Of Oklahoma City, we take pride in our rich history and unwavering commitment to serving the community. Established in 1934, our branch has grown alongside Oklahoma City, evolving to meet the financial needs of our members over the decades. With a strong foundation built on trust and integrity, we have cultivated a membership base of nearly 10,000 individuals who rely on us for their banking services. Located at 101 N Walker Ave in Oklahoma City, OK 73102, our branch stands as a beacon of support for local residents. Whether you're visiting us for personal banking services or seeking assistance with auto loans and mortgages, you can expect a warm welcome from our dedicated team. Our operating hours reflect our commitment to accessibility: the lobby is open Monday and Friday from 8:30 AM to 5:30 PM, and Tuesday through Thursday from 8:30 AM to 5:00 PM. For those on the go, we offer drive-thru service from Monday to Friday starting at 7:30 AM. Our mission is simple yet powerful: to provide exceptional financial services while supporting our community's growth. We believe in empowering our members through various offerings, including checking and savings accounts, vehicle financing, credit cards with rewards, and business banking services. We strive not only to be a financial institution but also an active participant in local initiatives that uplift those around us. While members can visit us at 101 N Walker Ave Oklahoma City Ok 73102, official correspondence should be sent to 101 N WALKER, OKLAHOMA CITY, OK 73102 if different. We also embrace digital advancements that enhance your banking experience. From online banking and mobile payments to e-statements and person-to-person transfers, we're here to make your transactions easier. Our commitment extends beyond just banking; we actively engage in community outreach efforts that strengthen relationships with local organizations. By partnering with various groups, we aim to create a supportive environment that fosters economic growth and development. As we look ahead, we invite you to join us on this journey. Become part of a credit union that not only cares about your financial success but also invests in the betterment of our community. Reach out today by calling us at (405) 813-5500 or explore more about what we offer at our website. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all members. You will find ample parking available nearby, along with ADA-compliant features such as ramps for easy entry. Whether you're coming in for personal banking services or to discuss your financial goals, we've designed our space to be welcoming and user-friendly.

Operating Hours

We understand that your time is valuable! Our lobby hours are set up to accommodate your busy schedule: we're open Monday and Friday from 8:30 AM to 5:30 PM, and Tuesday through Thursday from 8:30 AM to 5:00 PM. If you prefer drive-thru services, we're ready to assist you Monday through Friday from 7:30 AM to 6:00 PM.

Services Offered

At Municipal Emps Cu Of Oklahoma City, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit every member's situation. Additionally, our drive-thru allows for quick transactions such as deposits and withdrawals without having to leave your vehicle. Plus, with shared services available, members can access basic transactions at partner credit unions. If you have any questions or need assistance, feel free to call us at 405-813-5500. We're here to help you make the most of your banking experience! Come visit us soon we look forward to serving you!

Member Eligibility

At Municipal Emps Cu Of Oklahoma City, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think. If you live or work in Oklahoma County or are an employee of the City of Oklahoma City, you're likely eligible to join us! We welcome individuals from various backgrounds who share our commitment to mutual support and financial well-being. Plus, once you're a member, you'll enjoy exclusive benefits like personalized banking services and competitive loan rates. To learn more about the eligibility criteria, feel free to visit our website at https://mecuokc.org/membership/. Joining is simple! Just stop by our branch located at 101 N Walker Ave Oklahoma City Ok 73102, or give us a call at (405) 813-5500 for assistance with opening your account. You can also find all the details about starting your membership online at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03503177/927?isframed=f&cuid=03503177&loanlistid=927&channelid=4868279205258215107&locationid=3197526500320154440. We're excited to help you take this step towards a brighter financial future with us at Municipal Emps Cu Of Oklahoma City!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we provide essential merchant services that simplify daily operations. Whether you're looking to accept card payments or manage payroll efficiently, our solutions are designed with the busy entrepreneur in mind. Imagine effortlessly processing transactions while keeping your cash flow steady this is what our merchant services can do for you. Located at 101 N Walker Ave Oklahoma City Ok 73102 in Oklahoma City, OK, we are here to help your business thrive. Reach out at (405) 813-5500 to learn how we can assist you today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $93,381, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. These tools can help streamline operations and provide the capital needed to grow your business.

Credit Cards & Rewards

Who doesn't love rewards? With our credit cards, you can earn points for every dollar spent, giving you more value from your everyday purchases. Whether you're planning a family trip or just want to enjoy some local dining, our rewards program makes every purchase count.

Drive-Thru & Shared Branch Services

At Municipal Emps Cu Of Oklahoma City, we also offer basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those busy days when time is tight. If you're visiting from another credit union, take advantage of our shared branch services for effortless deposits and withdrawals. We invite you to experience all that Municipal Emps Cu Of Oklahoma City has to offer! If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to reach out at (405) 813-5500. Our team is eager to assist you in achieving your financial dreams! Visit us today or explore more about our offerings at http://WWW.MECUOKC.ORG.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your accounts anytime, anywhere. With online and mobile banking options available, you can check balances, transfer funds, and pay bills with just a few taps on your smartphone. Plus, our ATM services ensure easy cash access whenever you need it.

Personal Banking

Our personal banking services are designed to make managing your money straightforward and convenient. With checking and savings accounts, you can easily keep track of your finances and earn interest on your savings. Need funds for a new vehicle? Our auto loans and vehicle financing options offer competitive rates and flexible terms, making it easier than ever to drive away in the car of your choice. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans provide the support you need. Our experts will guide you through the process, ensuring that you find the right solution that fits your budget. We also offer personal loans for debt consolidation or unexpected expenses, helping you regain control of your finances.

Digital & Online Banking

Convenient Payment Options

Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family in no time. And if you're out shopping, our mobile payments feature allows you to pay directly from your phone no need for cash or cards. At Municipal Emps Cu Of Oklahoma City, we're committed to making banking as convenient as possible for you. Explore all our digital banking services today at http://WWW.MECUOKC.ORG and experience how easy it can be to manage your finances!

Secure Transactions

Security is our top priority. That's why we provide options like electronic signature authorization for hassle-free document signing and e-statements for easy access to your financial records without the paper clutter. You can trust that your personal information and transactions are protected with us.

User-Friendly Features

Our online banking platform is not only user-friendly but also packed with features that enhance your banking experience. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our mobile application, managing your finances has never been easier or more accessible.

Financial Strength

A Growing Community

Total Share Accounts stand at 17,011, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further solidifying our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal Emps Cu Of Oklahoma City is your trusted partner. Visit us at 101 N Walker Ave Oklahoma City Ok 73102 or call (405) 813-5500 to learn more about how we can help you achieve your financial goals.

Investing in Growth

With $15,529,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $1,555 in used auto loans and $127,009,365 in total loans and leases, supporting members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $35,456,396 in share certificates and $9,090,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,163,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $32,406, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $15,791,586, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Municipal Emps Cu Of Oklahoma City, we understand that financial needs can vary from member to member. That's why we offer a diverse range of loan products designed to support you in achieving your goals. Whether you're looking to buy a new vehicle, secure a home, or manage everyday expenses, our lending options are crafted to fit your needs. With over 5960 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, our competitive rates will serve you well. We currently have $30,089,956 in new vehicle loans and $30,486,563 in used vehicle loans helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,953,604, making buying or refinancing simple and accessible for you. For those managing their finances with credit cards, we also provide flexible terms on unsecured credit card loans. With a total of $5,924,530 in unsecured credit card loans available, our offerings help you navigate your financial responsibilities effectively. If you're a business owner seeking capital for growth, consider our outstanding commercial loans totaling $93,381. These loans are designed to support your entrepreneurial journey and help expand your business. We encourage you to explore refinancing options as well. Whether it's consolidating debt or adjusting loan terms to better suit your circumstances, we are here to assist you in finding the right solution. To learn more about our loan offerings or discuss eligibility requirements further, feel free to reach out at 405-813-5500 or visit us at 101 N Walker Ave Oklahoma City OK 73102. You can also check out our website at http://WWW.MECUOKC.ORG for detailed information on all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step in your financial journey!

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MUNICIPAL EMPS CU OF OKLAHOMA CITY CREDIT UNION - Oklahoma City, OK

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