Municipal Empl Credit Union Pikesville MD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Municipal Empl.credit Union Of Balt, your trusted financial partner located at 1777 Reisterstown Rd Pikesville Md 21208 in the heart of Pikesville, MD. Since our establishment in 1936, we've been dedicated to supporting our community and fostering financial well-being. With over 102,023 members, we pride ourselves on being more than just a credit union; we're a community-focused institution committed to helping you achieve your financial goals. At Commercentre Branch, we understand that financial decisions can be daunting, which is why we offer personalized services designed with you in mind. Our total assets of $1,237,900,198 and robust member deposits totaling $24,686,001 reflect our strong commitment to providing reliable and secure banking solutions. Whether you're looking for auto loans, mortgages, or business banking services, we've got you covered with total loans amounting to 44,880. Under the guidance of our experienced CEO, John Hamilton, and Board President, Roman Clark, we are focused on growing your wealth while maintaining a solid net worth of $156,004,327. Our team of 307 dedicated professionals is here to ensure you receive top-notch service every time you visit us. While members can visit us at 1777 Reisterstown Rd Pikesville Md 21208, official correspondence should be sent to our mailing address: 1777 Reisterstown Rd, Pikesville, MD 21208. For any inquiries or assistance, feel free to reach out to us at (410) 752-8313 or visit our website at https://www.mecu.com . Join us at Municipal Empl.credit Union Of Balt where your financial future matters! We invite you to stop by today and see how we can help you thrive financially.

Branch History & Mission

Join Us

The Municipal Empl.credit Union Of Balt invites you to become part of our growing family. Experience first-hand how we combine personal service with cutting-edge technology designed just for you. Together, let's build a brighter financial future! For more information or assistance, please call us at 410-752-8313 or visit us online at mecu.com. Join us today and see how we can help you achieve your financial goals!

Our Mission

At Municipal Empl.credit Union Of Balt, our mission goes beyond just providing financial products. We are dedicated to empowering our members by promoting financial literacy and fostering economic stability within our community. Whether you're looking for personal banking options like checking and savings accounts or need support with auto loans and mortgages, we are committed to helping you make informed decisions. We also believe in giving back. Through various partnerships and outreach programs, we strive to support local initiatives that enhance the lives of those around us. Our shared service center allows us to extend our reach further while ensuring that everyone has access to vital financial services. While members can visit us at 1777 Reisterstown Rd, official correspondence should be sent to the same address as our mailing address for any inquiries or documentation.

Our Story

Nestled at 1777 Reisterstown Rd, our branch is not just a place for transactions; it's a hub for community connection and support. We've seen significant milestones throughout our history from expanding our services to introducing modern digital banking solutions. As we moved into the digital age, we ensured that all members could access their accounts and manage their finances conveniently through mobile banking and online platforms. Our total assets now stand at an impressive $1,237,900,198, reflecting the trust and commitment of our members. With dedicated staff ready to assist you from Monday through Friday from 12:00 PM to 7:00 PM and on Saturdays from 9:00 AM to 1:00 PM, we are here to help you navigate your financial journey. Members can also enjoy the convenience of our 24-hour ATM availability and drive-thru banking services.

Branch Location & Accessibility

Call to Action

Whether you're looking to open a new account or need assistance with an existing one, we invite you to stop by or give us a call at 410-752-8313. Experience friendly service and a commitment to helping you reach your financial goals at the Municipal Empl.credit Union Of Balt!

Nearby Landmarks and Accessibility

Situated near local favorites and landmarks, our branch is just a short drive from the bustling Pikesville Town Center, where you can find shops and eateries to visit before or after your banking needs. We understand that accessibility is important, so our location is equipped with ADA-compliant features, including ramps for easy access and ample parking spaces right outside our doors.

Operating Hours & Services Offered

We are here for you during convenient hours: Monday through Friday from noon to 7 PM and Saturday from 9 AM to 1 PM. Our dedicated team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Plus, enjoy the convenience of our ATM available 24/7 for cash withdrawals anytime you need it. If you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals. While members can visit us at 1777 Reisterstown Rd, official correspondence should be sent to the same address since it doubles as our mailing address.

Member Eligibility

Becoming a member of Municipal Empl.credit Union Of Balt is like joining a friendly neighborhood where everyone is valued and supported. If you live, work, worship, or attend school in the area, you're likely eligible to join our community! We welcome individuals who share our mission of fostering financial well-being and mutual assistance. With benefits like competitive rates on loans and personalized service, membership here means more than just banking; it's about building relationships that matter. To start your journey with us, you can learn more about the eligibility criteria by visiting this link. If you're ready to open an account or have any questions, feel free to reach out at (410) 752-8313. We're located at 1777 Reisterstown Rd Pikesville Md 21208, and we look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $72 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,123,638, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services designed to make transactions easier for your business. Imagine being able to accept payments from customers seamlessly whether they prefer credit cards, mobile payments, or cash. Our services not only enhance customer satisfaction but also streamline your operations, allowing you to focus on what truly matters: growing your business. Located conveniently at 1777 Reisterstown Rd Pikesville Md 21208, Pikesville, MD 21,208, our team is ready to partner with you on your journey toward success. For more information or to discuss how we can assist you further, call us at (410) 752-8313. Let's build a brighter future together!

Comprehensive List Of Services

Accessibility and Convenience

Accessibility is key at Municipal Empl.credit Union Of Balt. We offer 24/7 ATM services for quick cash withdrawals and balance checks. Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle perfect for those busy days! Additionally, members can take advantage of basic shared branch transactions for added convenience when visiting partner credit unions. If you need assistance or have questions about any of our services, don't hesitate to reach out! Call us at (410) 752-8313 during our lobby hours: Monday through Friday from 12:00 PM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM.

Business Solutions

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to meet your specific needs. We recognize the hard work that goes into running a business and aim to provide resources that simplify banking so you can focus on growth.

Debt Management

Managing debt can be daunting, but with our Personal Loans & Debt Consolidation services, we provide strategies to help ease financial burdens. Whether it's consolidating high-interest loans or funding a personal project, we're dedicated to helping you find the right path forward. Additionally, if you're interested in credit options that come with perks, consider our Credit Cards with Rewards. These cards not only offer great benefits but also help build your credit score over time.

Get Started Today!

Your financial success is within reach with the diverse range of services offered at Municipal Empl.credit Union Of Balt. Visit us today at 1777 Reisterstown Rd Pikesville Md 21208, or explore more about what we have to offer by visiting our website at Commercentre Branch. We're excited to partner with you on this journey toward achieving your financial goals!

Personal Banking

One of our core offerings is Personal Banking, which includes checking and savings accounts that help you manage your finances effectively. Imagine having the flexibility to access your funds anytime through our user-friendly online and mobile banking platforms. You can easily check your balance, transfer money, and pay bills from the comfort of your home or on the go. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options make purchasing that dream car simple and straightforward. With competitive rates and personalized service, we guide you through the process so you can drive off with confidence. For those looking to buy a home or refinance an existing mortgage, we offer Mortgage Loans & Refinancing solutions that fit various budgets and lifestyles. Our experienced team is here to walk you through each step, ensuring you understand all available options.

Digital & Online Banking

Convenient Online Services

Visit us at https://www.mecu.com to explore our robust online banking services. Whether you're looking to check your balance, transfer funds, or pay bills, our online system makes it simple and straightforward. Plus, with e-statements available, you can keep track of your financial activities without the hassle of paper statements.

Fast Transfers and Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature lets you do just that in a matter of moments. And with real-time account management through our online banking portal, you'll always have up-to-date information about your finances. At Municipal Empl.credit Union Of Balt, we're committed to making banking convenient and accessible for all our members. With easy-to-use digital tools and around-the-clock service, managing your money has never been easier!

Secure Transactions Anytime

Security is a top priority for us. Our electronic signature authorization allows you to complete transactions safely from the comfort of your home. And if you're on the go, our mobile application provides all the features you need to manage your accounts securely from your smartphone. You can even enjoy mobile payments for quick and easy transactions at participating merchants.

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 296 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 178,002, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal Empl.credit Union Of Balt is your trusted partner. Visit us at 1777 Reisterstown Rd Pikesville Md 21208 or call (410) 752-8313 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $154,735,855 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $12,645 in used auto loans and $809,504,500 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $1,023,121, which allows us to keep providing competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $237,084,890 in share certificates and $75,967,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $156,004,327, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,260 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $253,400,609 in used vehicle loans and $55,628,345 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $62,123,638 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive.

Credit Lines and Unsecured Credit Cards

For those who want flexibility in their spending, our credit lines total $403,916,500, allowing you to access funds when you need them most. We also offer flexible terms on unsecured credit card loans, with a total of $37,337,663 in loans helping members manage their finances effectively. These options can be especially useful for unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $73,497,832, make buying or refinancing simple. We provide personalized assistance throughout the process, ensuring that you feel comfortable and informed every step of the way.

Refinancing Options

If you're looking to lower your monthly payments or secure better rates, our refinancing options could be a perfect fit. We encourage you to reach out for more details on eligibility and potential savings. At Municipal Empl.credit Union Of Balt, we are committed to offering competitive rates and flexible terms that cater to your needs. For more information or personalized assistance, please don't hesitate to contact us at (410) 752-8313. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or just exploring your options, we're here to help you navigate your financial journey with confidence!

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MUNICIPAL EMPL.CREDIT UNION OF BALT CREDIT UNION