Municipal Empl Credit Union Catonsville MD | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Charles L. Benton Jr. Westview Branch of the Municipal Empl.credit Union Of Balt, where we have been dedicated to serving our community since 1936. Nestled at 5910 Baltimore National Pike, Catonsville, MD 21228, our branch is more than just a financial institution; it's a place where you can find support and guidance for your financial journey. With over 102,000 members and total assets reaching an impressive $1,237,900,198, we are committed to providing personalized services that meet your unique needs. At our branch, we understand that every member's financial situation is different. That's why we offer a wide array of services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards all designed to help you achieve your financial goals. Our team of 307 dedicated employees, led by CEO John Hamilton and Board President Roman Clark, works tirelessly to ensure that each member feels valued and understood. While you can visit us at our branch location for face-to-face service, official correspondence should be directed to the same address: 5910 Baltimore National Pike, Catonsville, MD 21228. You can also reach us by phone at 410-234-3700 or explore our offerings online at mecu.com. With a robust net worth of $156,004,327 and total deposits amounting to $24,686,001, we pride ourselves on our solid financial foundation that allows us to serve you better. Whether you're looking for loans totaling up to 44,880 or simply want assistance with everyday banking needs through our convenient drive-thru services or 24-hour ATM access, we are here for you. Join us today and discover how the Charles L. Benton Jr. Westview Branch can make a positive impact on your financial life. We invite you to stop by or give us a call we're excited to help you start your journey towards financial success!

Branch History & Mission

Join Us!

As we continue to grow and evolve alongside our community in Catonsville, we invite you to become part of our story. Experience the benefits of membership at Municipal Empl.credit Union Of Balt today! Whether you're looking for personal banking solutions or business services tailored to your needs, we are here for you every step of the way. For more information or to get started with us today, call us at 410-234-3700 or visit our website. Your journey toward financial empowerment begins here!

Our Journey

Located at 5910 Baltimore National Pike, just a short drive from the vibrant heart of Catonsville, our branch has witnessed significant milestones over the decades. From the very start, we have focused on providing affordable financial services tailored to meet the needs of our members. As we expanded, so did our offerings today, we provide a wide array of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. In addition to traditional banking services, we've embraced modern advancements. Our commitment to digital accessibility means you can manage your finances online or through our mobile app anytime, anywhere. We prioritize convenience with a drive-thru service for quick transactions and ATMs available 24/7 for cash withdrawals and balance inquiries.

Our Mission

At Municipal Empl.credit Union Of Balt, our mission is simple yet profound: to empower individuals and families by providing them with accessible financial resources while fostering a sense of community. We believe that every member deserves not just financial success but also support during life's challenges. This commitment drives us to participate actively in local outreach programs and partnerships aimed at strengthening our neighborhoods. While members can visit us at 5910 Baltimore National Pike for all their banking needs, official correspondence should be sent to the same address for your convenience. We are open Monday through Thursday from 8:30 AM to 5:30 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking available right outside, along with ADA-compliant features such as ramps and designated parking spaces for those who need them. We want everyone to feel welcome and comfortable when they visit us.

Operating Hours

We know that life can get busy, so we've made it easy for you to visit us at times that work best for you. Our lobby hours are Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. If you prefer the convenience of drive-thru banking, we're open Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 9:00 AM to 5:30 PM as well. For those late-night transactions or early morning withdrawals, our ATM is available 24 hours a day!

Services Offered

At our Charles L. Benton Jr. Westview Branch, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got you covered. Our friendly staff is always ready to assist you with any questions or transactions you may have. So why wait? We invite you to stop by our branch or give us a call at 410-234-3700 today! Your financial journey starts here with us at Municipal Empl. Credit Union of Baltimore where your needs come first!

Member Eligibility

At Municipal Empl.credit Union Of Balt, we believe that everyone deserves access to a supportive financial community. If you're looking to join us at our branch located at 5910 Baltimore National Pike Catonsville Md 21228, becoming a member is easier than you might think! We welcome individuals who are part of specific groups, including employees from certain municipalities and their families. This means if you work for a qualifying organization or have a family member who does, you're likely eligible to join our credit union. You can find all the details about eligibility on our website [here](). Once you're ready to take the next step, opening an account with us is simple! Our team is here to guide you through the process, ensuring it's smooth and straightforward. If you have any questions or need assistance, feel free to reach out at (410) 234-3700. Join us today and enjoy the benefits of being part of Municipal Empl.credit Union Of Balt where your financial well-being is our top priority!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $72 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,123,638, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced environment, efficient payment processing is vital. Our merchant services streamline transactions, allowing you to focus more on your customers and less on paperwork. Imagine quickly accepting payments from various sources, whether online or in-person, without the hassle of complicated systems. This ease not only saves time but enhances customer satisfaction an essential ingredient for any thriving business. Visit us at 5910 Baltimore National Pike Catonsville Md 21228 in Catonsville, MD or give us a call at (410) 234-3700 to learn how our tailored solutions can meet your business needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks without hassle. With 24/7 access at various locations, getting cash when you need it is simple.

Business Banking

For business owners, Municipal Empl.credit Union Of Balt offers comprehensive business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we understand what it takes to run a successful enterprise.

Convenient Digital Banking

In today's fast-paced world, we know convenience matters. That's why we provide robust online and mobile banking options. You can manage your accounts anytime, anywhere pay bills, transfer funds, and even send money to friends with ease through our person-to-person payment feature.

Drive-Thru Services

Prefer face-to-face service without leaving your car? Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions efficiently. At Municipal Empl.credit Union Of Balt, we strive to make your financial journey as smooth as possible by offering these essential services all under one roof. For more information or assistance, please feel free to contact us at (410) 234-3700. We're here to help you every step of the way!

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation, building an emergency fund, or managing everyday expenses, our accounts provide the flexibility and features you need. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. Need a home? Our mortgage loans and refinancing solutions offer competitive rates that can help you secure your perfect home or lower your current mortgage payments. For those looking to consolidate debt or cover unexpected expenses, our personal loans are a great solution. Plus, our credit cards come with rewards that let you earn while you spend on everyday purchases.

Digital & Online Banking

Key Features

Our digital banking services include electronic signature authorization, which allows you to sign documents from anywhere without the hassle of printing and scanning. This feature saves time while keeping your information secure. For those who prefer paperless options, we provide e-statements, ensuring you have quick access to your financial statements without cluttering your mailbox. You can view them at your convenience and always stay updated. If you're looking for ways to make payments easier, our mobile payments feature lets you pay directly from your smartphone. With our mobile application available for download, managing your finances has never been simpler. Additionally, person-to-person transfers mean you can send money to friends and family quickly and securely without needing cash or checks. Whether it's splitting a dinner bill or sending a birthday gift, it's all just a few taps away. And remember, with 24/7 online banking services at Municipal Empl.credit Union Of Balt, you're never far from your finances. Our commitment to accessibility means you can take control of your account management whenever it suits you best. Explore all these features and more by visiting us at https://www.mecu.com . Experience a new level of banking that's designed around you!

Financial Strength

Commitment to Growth

With $154,735,855 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12,645 in used auto loans and a total of $809,504,500 in loans and leases.

Member-Focused Savings

Members' savings are secured through $237,084,890 in share certificates and $75,967,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,023,121 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 296 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $156,004,327, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,260 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts stand at 178,002, showing a strong and growing member base that trusts us with their finances. This trust is not taken lightly; it fuels our commitment to maintaining an environment where members can thrive financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal Empl.credit Union Of Balt is your trusted partner. Visit us at 5910 Baltimore National Pike Catonsville Md 21228 or call (410) 234-3700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those considering business ventures, our outstanding commercial loans totaling $62,123,638 provide the capital needed to grow and expand. We also have various credit line options available totaling $403,916,500 to help you manage cash flow effectively. If you're interested in refinancing any of these loan products or learning about eligibility options, don't hesitate to contact us at (410) 234-3700. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at 5910 Baltimore National Pike Catonsville Md 21228 in Catonsville, MD, where we can discuss how our loan offerings can fit into your financial plans.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $253,400,609 in used vehicle loans and $55,628,345 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have financing options that make it easy for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $73,497,832, make buying or refinancing simple. We aim to guide you through the process so you can secure your dream home without unnecessary stress.

Unsecured Credit Cards

Managing everyday expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $37,337,663 in loans helping members manage their finances effectively. Enjoy convenience and peace of mind as you make purchases or handle unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers are fair and transparent. Every listed loan comes from legitimate institutions, allowing you to trust the accuracy of the information you receive.

MUNICIPAL EMPL.CREDIT UNION OF BALT CREDIT UNION