Municipal Empl. Credit Union Baltimore MD | Best Auto Loans & ATM Services

Introduction

Welcome to Harry Deitchman Pjm Center, a proud branch of the Municipal Empl.credit Union Of Balt located at 312 Martin Luther King Jr Blvd, Baltimore, MD 21201. Since our establishment in 1936, we've been dedicated to serving our community with trust and transparency. With over 102,000 members and a robust financial foundation boasting total assets of $1,237,900,198, we are committed to supporting the financial well-being of individuals and families in Baltimore. At Harry Deitchman Pjm Center, we understand that banking is not just about transactions it's about relationships. Our team of 307 employees is here to provide personalized service and advice tailored to your unique needs. Whether you're looking for competitive auto loans, mortgage options, or business banking solutions, we have you covered. While members can visit us at our branch for services ranging from personal banking accounts to business loans, official correspondence should be directed to the same address: 312 Martin Luther King Jr Blvd, Baltimore, MD 21201. Our leadership team, including CEO John Hamilton and Board President Roman Clark, shares a vision of ensuring that every member feels valued and empowered. We pride ourselves on having a solid net worth of $156,004,327, which reflects our commitment to stability and growth. With total deposits reaching $24,686,001 and cash in hand amounting to $15,304,259, we are well-positioned to meet your banking needs. Our offerings include online and mobile banking services for convenience, as well as an ATM available 24/7 for easy access to your funds. Ready to take the next step? Call us today at 410-659-3120 or visit our website at mecu.com to learn more about how we can help you achieve your financial goals. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Engagement

Beyond providing financial products, we are deeply committed to giving back to the community. Our outreach efforts include partnerships with local organizations aimed at enhancing financial literacy and supporting those in need. We believe that when our community thrives, so do we. If you want to be part of a community-focused institution that values your goals as much as you do, we invite you to join us at Municipal Empl. Credit Union Of Balt. Experience firsthand how we can support your financial journey and help you achieve your dreams! For more information or assistance, feel free to contact us at 410-659-3120 or visit our website at mecu.com.

Our Mission

The mission of Municipal Empl. Credit Union Of Balt is simple yet impactful: we aim to improve the financial well-being of our members by offering a wide range of services tailored to their needs. From personal banking solutions like checking and savings accounts to auto loans, mortgage loans, and business banking options our offerings are designed with you in mind. We also prioritize digital advancements, ensuring that our members can easily access services through online and mobile banking platforms. While members can visit us at our physical location for personalized assistance during our operating hours Monday through Wednesday from 7:30 AM to 4:00 PM; Thursday from 9:00 AM to 4:00 PM; Friday from 7:30 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM our ATM is available 24 hours a day for added convenience.

Branch Location & Accessibility

Contact Us Today!

For any questions or assistance, feel free to reach out at 410-659-3120. We invite you to visit the Municipal Empl. Credit Union of Baltimore today! Experience personalized service and discover how we can help you achieve your financial goals in a welcoming environment.

Convenient Access and Amenities

At our branch, we prioritize accessibility for all our members. The facility is ADA compliant, featuring ramps and designated parking spots for those who need them. While you're here, you can take advantage of our ATM services available 24 hours a day, ensuring that your banking needs are met whenever it suits you.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Wednesday from 7:30 AM to 4:00 PM, Thursday from 9:00 AM to 4:00 PM, Friday from 7:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping by for personal banking services or inquiring about loans and financing options, our friendly team is ready to assist you.

Member Eligibility

At Municipal Empl.credit Union Of Balt, becoming a member means joining a friendly community that genuinely cares about your financial well-being. If you live, work, or worship in the Baltimore area, or have family members who are already part of our credit union, you're likely eligible to join us. We believe in making banking accessible for everyone, and we offer a range of benefits that can help you achieve your financial goals. Whether it's personal banking, loans, or convenient online services, our team is here to support you every step of the way. Getting started is simple! You can learn more about our eligibility criteria by visiting this link. If you're ready to open an account or have any questions, don't hesitate to give us a call at (410) 659-3120. We're excited to welcome you into the Municipal Empl.credit Union Of Balt family and help you take control of your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $69 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $72 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $62,123,638, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a suite of merchant services designed to simplify transactions and enhance customer experiences. Picture this: accepting payments effortlessly from your customers while managing your finances all in one place. Our merchant services provide just that, allowing you to focus more on running your business and less on payment processing headaches. Located at 312 Martin Luther King Jr Blvd Baltimore Md 21201 in Baltimore, MD, our team is ready to partner with you on your journey toward success. Whether you're looking for financing or efficient payment solutions, Municipal Empl.credit Union Of Balt is here to help! For more information, feel free to contact us at (410) 659-3120.

Comprehensive List Of Services

Business Banking

If you're a business owner, we have tailored solutions just for you. Our business banking services include merchant services to help you accept payments easily and business loans to support your growth plans.

Credit Cards and Rewards

We understand that using a credit card can be more than just a payment method; it's an opportunity to earn rewards! Our credit cards not only offer convenience but also come with rewards programs that let you earn points for everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or making payments, everything is just a few taps away on your smartphone or computer. For quick cash access, our ATM services are available 24 hours a day. You can easily withdraw cash or check your account balance without waiting in line. At Municipal Empl.credit Union Of Balt, we're committed to serving our members with friendly service and reliable financial solutions. If you have questions or want to learn more about any of our services, don't hesitate to reach out! Call us at (410) 659-3120 today or visit us during our operating hours: Monday through Wednesday from 7:30 AM to 4:00 PM, Thursday from 9:00 AM to 4:00 PM, Friday from 7:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Let us help you achieve your financial goals!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make it simple to manage your money while earning interest. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates and terms that fit your budget. Additionally, if you find yourself in need of extra cash for unexpected expenses, our personal loans and debt consolidation options can provide the financial relief you're seeking.

Digital & Online Banking

Key Features of Our Online Banking

Our online banking platform is not only user-friendly but also packed with features that enhance your banking experience. You can enjoy the convenience of e-statements, which are available to help you keep track of your transactions without the clutter of paper. Plus, if you're always on the go, our mobile application allows you to manage your accounts directly from your smartphone. For those who love quick transactions, our person-to-person transfer feature makes sending money to friends or family a breeze. Whether splitting dinner costs or sending a gift, it's all just a few taps away. And if you're looking for an easy way to make payments, we support mobile payments so you can shop without carrying cash or cards.

Security You Can Trust

Security is our top priority. With electronic signature authorization available, signing documents is straightforward and safe. You can feel confident knowing your sensitive information is protected as you navigate through our digital services. At Municipal Empl.credit Union Of Balt, we believe in making banking accessible for everyone. Our online banking features ensure that whether you're at home or on the move, you'll have real-time access to your financial needs. Experience hassle-free banking today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 178,002, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Municipal Empl.credit Union Of Balt is your trusted partner. Visit us at 312 Martin Luther King Jr Blvd Baltimore Md 21201 or call (410) 659-3120 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operational efficiency is reflected in our $1,023,121, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 296 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $154,735,855 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,645 in used auto loans and $809,504,500 in total loans and leases.

Secure Savings for Members

Members' savings are secured through $237,084,890 in share certificates and $75,967,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $156,004,327, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,260 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $253,400,609 in used vehicle loans and $55,628,345 in new vehicle loans already helping members get on the road. Whether you are considering purchasing a brand-new vehicle or opting for a reliable used one, our flexible financing options are designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $62,123,638 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, our dedicated team is ready to assist you.

Credit Lines

In addition to traditional loans, we offer credit lines totaling $403,916,500, giving our members access to funds when they need them most. This feature offers flexibility for unexpected expenses or planned purchases without taking on additional debt unnecessarily. If you're interested in refinancing any existing loans or exploring eligibility options for our products, please reach out! Our knowledgeable staff at 312 Martin Luther King Jr Blvd Baltimore Md 21201, Baltimore, MD, is ready to help you navigate your options. For any questions or further details about our loan offerings, feel free to call us at (410) 659-3120. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $73,497,832, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $37,337,663 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while ensuring that you can keep your spending under control.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By using reliable data sources, LendMesh guarantees that the loan comparisons you see are accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see and compare. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, enabling informed decisions about borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective our platform is in helping individuals save money while securing loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Municipal Emplcredit Union Of Balt