Mtcu Midland TX Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Mtcu, your trusted partner in financial well-being since 1955! Located at 3100 N Big Spring St, Midland, TX 79705, we are proud to serve our community with a commitment to providing exceptional banking services tailored to meet your needs. With a total membership of over 7,235 individuals, we strive to create lasting relationships built on trust and integrity. At Mtcu, we understand that financial decisions can be overwhelming. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage refinancing to help you navigate your financial journey. Our total assets of $135,930,358 reflect our stability and dedication to serving you better. With total deposits reaching $8,559,829, we ensure that your money is safe and accessible whenever you need it. Our leadership team is committed to fostering a welcoming environment for all members. Under the guidance of CEO Justin Marler and Board President Betty Merritt, our team of 33 employees is here to assist you every step of the way. Whether you prefer visiting us in person or using our convenient online banking services, we're always ready to help. While members can visit us at 3100 N Big Spring St, official correspondence should be sent to our mailing address: PO Box 7309, Midland, TX 79708. We invite you to explore our website at mtcu.org for more information about our offerings or call us at 432-688-7300 with any questions. Experience the difference with Mtcu where your financial success is our priority!

Branch History & Mission

Join Us

As we look ahead, we invite you to be part of our journey. Experience the benefits of membership at Mtcu where your financial goals are supported with care and expertise. Visit us today or call 432-688-7300 to learn more about how we can help you achieve your dreams. Together, let's build a brighter future for Midland!

Our Journey

Mtcu started as a small credit union with a vision to provide affordable financial services to all. Over the years, we have expanded our offerings and improved our facilities to better serve you. With advancements in technology, we now provide online banking and mobile applications that make managing your finances easier than ever. We also offer ATM services for your convenience and maintain drive-thru banking options for quick transactions. While members can visit us at 3100 N Big Spring St, official correspondence should be sent to PO Box 7309, Midland, TX 79708 if necessary.

Our Mission

At Mtcu, our mission is simple: to empower our members through exceptional financial services while fostering a sense of community support. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. Whether it's helping you secure an auto loan or offering personal loans for debt consolidation, we are here every step of the way. We take pride in not just being a financial institution but also an active participant in community outreach efforts. From local partnerships to educational initiatives, we strive to uplift those around us and create positive impacts in Midland.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We know how busy life can get, which is why our operating hours are designed with you in mind. Join us for lobby hours from 9:00 AM to 5:30 PM on Mondays and Fridays, and from 9:00 AM to 5:00 PM on Tuesdays, Thursdays, and Wednesdays. If you're looking for drive-thru service, we're here from 8:30 AM to 5:30 PM on Mondays and Fridays, and from 8:30 AM to 5:00 PM Tuesday through Thursday.

Call Us Anytime

If you have questions or need assistance, feel free to call us at (432) 688-7300. Our friendly team is always ready to help! While members can visit us at 3100 N Big Spring St Midland Tx 79705, official correspondence should be sent to PO Box 7309, Midland, TX 79708 if necessary. We invite you to come in and see how Mtcu can support your financial goals with services like checking accounts, auto loans, mortgages, and more. We're excited to welcome you soon!

Convenient Access

Accessibility is important to us. Our branch features ample parking and is fully compliant with ADA standards, ensuring everyone can easily access our services. For those on the go, we offer a drive-thru option, making it quick and easy to handle your banking transactions without leaving your car. Plus, you'll find an ATM available on-site for added convenience whenever you need cash or want to check your balance.

Member Eligibility

At Mtcu, we believe that everyone deserves a supportive community where their financial needs are understood and met. Becoming a member is simple and welcoming! If you live, work, or worship in the Midland area, you're already eligible to join us. We embrace individuals from various backgrounds, making it easy for you to access our services designed with your best interests in mind. For more detailed information about eligibility criteria, feel free to explore our website at http://mtcu.org/about/about-mtcu/become-a-member . Joining is just the beginning of your journey with Mtcu. Once you're a member, you'll enjoy benefits like competitive rates on loans, personalized service, and a variety of financial products tailored for you. Opening an account is straightforward; you can start the process online by visiting http://mtcu.org/borrow/apply-online/mtcu-in-house-conventional-mortgage , or simply give us a call at (432) 688-7300 if you have any questions. We're excited to welcome you to our family at Mtcu located at 3100 N Big Spring St Midland Tx 79705!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café or a busy retail shop our merchant services can help simplify transactions, making it easier for you to focus on what you do best: serving your customers. With tools tailored for every type of business, we provide the resources you need to manage payments efficiently and effectively. Join us at Mtcu, located at 3100 N Big Spring St Midland Tx 79705 in Midland, TX. Reach out today at (432) 688-7300 to discover how we can help your business thrive!

Comprehensive List Of Services

Accessibility

We also offer basic drive-thru banking services for quick deposits, withdrawals, and simple transactions ideal for those who prefer not to enter the lobby. Our drive-thru hours are designed with your busy schedule in mind.

Business Banking Solutions

For entrepreneurs, we provide essential business banking services, including merchant services that help simplify transactions for your customers and business loans for those looking to expand their ventures. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts from anywhere at any time. With just a few clicks, you can check balances, transfer funds, or pay bills without having to visit the branch. And if you're on the go, our ATM services provide quick access for cash withdrawals and balance checks whenever needed.

Personal Banking Services

Managing your finances should be straightforward and convenient. That's why we offer a variety of checking and savings accounts tailored to fit different lifestyles. If you're planning to buy a car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle without breaking the bank. For those thinking about homeownership, our mortgage loans and refinancing services can guide you through the process, making it less daunting. If you find yourself in need of some extra cash, consider our personal loans and debt consolidation options. These solutions can help streamline your payments and reduce financial stress. Plus, don't forget about our credit cards with rewards, which allow you to earn benefits on your everyday purchases.

Visit Us Today!

With all these services available at Mtcu Big Spring Street Branch, there's no reason not to explore what we can do for you! Whether you're opening a new account or seeking advice on financing options, our team is here to assist you. Don't hesitate to reach out by calling us at (432) 688-7300 or visiting us at our branch in Midland, TX. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Key Features

One of the standout features is our user-friendly online banking service, which allows you to manage your accounts anytime, anywhere. With just a few clicks, you can check your balance, pay bills, and transfer money between accounts without stepping foot in the branch. Plus, our person-to-person transfer option makes sending money to friends or family effortless and quick. For those who prefer mobile banking, we've got you covered with our dedicated mobile application. It's available for download so you can enjoy all the benefits of online banking right from your smartphone. You can access your accounts and perform transactions securely while you're out and about.

Security and Convenience

Your security is our top priority. Although we currently do not support electronic signature authorization, rest assured that all online transactions are protected by advanced security measures to keep your information safe. Additionally, we provide e-statements for those who wish to go paperless; this feature not only helps the environment but also makes it easier for you to track your financial activity. With our commitment to accessibility and ease-of-use, managing your finances has never been simpler. From instant updates on your account activity to convenient mobile payments if you're looking for a reliable way to handle your finances, Mtcu offers everything you need in one place. Join us today and experience the future of banking!

Financial Strength

A Dedicated Team

We also take pride in having 32 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 14,310, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mtcu is your trusted partner. Visit us at 3100 N Big Spring St Midland Tx 79705 or call (432) 688-7300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $14,176,745 in share certificates and $19,906,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for Your Benefit

With $16,259,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth allows us to adapt to your needs while maintaining high standards of service.

Solid Financial Health

With a net worth of $16,497,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,212 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $793 in used auto loans and $79,830,872 in total loans and leases available. This means whether you're looking to purchase a vehicle or need support for personal projects, we've got you covered. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,464,326 in used vehicle loans and $15,554,338 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that will work for you.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $5,000,000. This option allows you to access funds as needed while maintaining control over your borrowing. If you're considering refinancing any of your existing loans or want to explore eligibility options for our products, our team is here to assist you. We encourage potential borrowers to contact us at (432) 688-7300 or visit us at 3100 N Big Spring St Midland Tx 79705 in Midland, TX for personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're making big purchases or managing day-to-day expenses, Mtcu is committed to providing financial solutions that meet your needs. Reach out today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,499,173, make buying or refinancing simple. We aim to support you through every step of the home buying process, offering guidance and resources to help you make informed decisions.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $668,819 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament illustrates how effective LendMesh can be in helping individuals secure better financing options. Ready to find competitive loan rates? Compare real-time loan offers today at LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers displayed are fair and transparent. Each lender featured on the platform is vetted for legitimacy, so you can trust that the information you receive is accurate.

MTCU CREDIT UNION - Midland, TX