Mtcu Midland TX Credit Union | Affordable Auto Loans & Checking

Introduction

Welcome to Mtcu, your trusted financial partner in Midland, Texas! Located at 1505 N Midland Dr, our credit union has been serving the community since 1955. With a strong commitment to member satisfaction and community development, we take pride in providing personalized financial solutions tailored to your unique needs. At Mtcu, we understand that every member is important. Our membership has grown to over 7,235 individuals who rely on us for a wide range of services, from checking and savings accounts to auto loans and mortgages. Currently, we manage total assets of $135,930,358 and offer total deposits of $8,559,829, ensuring that your hard-earned money is safe and sound with us. Our experienced team of 33 employees, led by CEO Justin Marler and Board President Betty Merritt, is dedicated to helping you achieve your financial goals. We believe in the power of community, which is why we work tirelessly to support local initiatives while offering competitive rates on loans currently totaling 4,362 for our valued members. While you can reach us at our branch address for all your banking needs, if you wish to send official correspondence, please use our mailing address: PO Box 7309, Midland, TX 79708. We invite you to explore everything Mtcu has to offer. Whether you're looking to open an account or apply for a loan, visit us online at mtcu.org or give us a call at 432-688-7300. Join us today and discover how we can help you secure a brighter financial future!

Branch History & Mission

Community Engagement

Over the years, we have actively engaged with local organizations and events, aiming to uplift those around us. From sponsoring educational initiatives to supporting local charities, we are more than just a credit union; we are part of this community's fabric. Our commitment goes beyond transactions; it extends into building relationships that strengthen our neighborhood. While members can visit us at 1505 N Midland Dr Midland Tx 79703, official correspondence should be sent to PO Box 7309, Midland, TX 79708 if different. If you're looking for a financial institution that truly cares about its members and their future, look no further than Mtcu. We invite you to join us today! Experience the benefits of being part of a community-focused credit union where your financial well-being is our top priority. Call us at (432) 688-7300 or visit our website at https://www.mtcu.org/ to learn more about becoming a member or exploring our services. Together, let's build a brighter future!

Our Mission

At the heart of Mtcu is our mission: to provide exceptional financial services while fostering a sense of belonging and support within our community. We believe in empowering our members through personal banking solutions, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our goal is not just to meet your financial needs but also to help you achieve your dreams. Our dedicated team is here to guide you every step of the way. We prioritize customer service and ensure that every interaction leaves you feeling valued and understood. As we move forward in this digital age, we remain committed to providing user-friendly online and mobile banking options that make managing your finances easier than ever.

Branch Location & Accessibility

Get In Touch!

We invite you to stop by and experience the warm atmosphere at Mtcu. If you have any questions or want more information about our services, feel free to call us at (432) 688-7300. We look forward to welcoming you soon!

Operating Hours

Our operating hours are designed with your busy schedule in mind. You can visit our lobby from 9:00 AM to 5:30 PM on Mondays and Fridays, and from 9:00 AM to 5:00 PM on Tuesdays and Thursdays. For midweek convenience, we welcome you on Wednesdays from 10:00 AM to 5:00 PM. If weekends work better for you, swing by our drive-thru on Saturdays from 9:00 AM to 12:00 noon.

Parking & Accessibility

We understand that accessibility is important. Our branch offers ample parking and features that comply with ADA standards, ensuring everyone can comfortably access our services. If you prefer the convenience of drive-thru banking, we have that option available for quick transactions without leaving your vehicle.

Services Offered

At Mtcu, we pride ourselves on providing a comprehensive range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we offer solutions that empower you financially. Plus, enjoy easy access to ATMs for withdrawals or balance checks anytime you need them.

Member Eligibility

Becoming a member of Mtcu is like joining a family that truly cares about your financial well-being. If you live, work, worship, or go to school in Midland County, you're already on the right track! Our membership is open to anyone who meets these simple criteria. This means that whether you're new to the area or have been here for years, we welcome you with open arms. As a member of Mtcu, you'll enjoy personalized service and access to a variety of financial products designed just for you, including checking accounts, loans, and more. To start your journey with us, simply check out the detailed eligibility requirements at http://mtcu.org/about/about-mtcu/become-a-member . When you're ready to open an account, our process is straightforward and hassle-free just visit us online at http://mtcu.org/borrow/apply-online/mtcu-in-house-conventional-mortgage or give us a call at (432) 688-7300 if you have any questions. We're located at 1505 N Midland Dr Midland Tx 79703, and we can't wait to help you become part of our community!

Business Banking & Commercial Services

Loan Options for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly without worrying about payment processing. Our merchant services enable you to accept payments easily, whether through credit cards or mobile transactions. This means your customers can pay how they prefer, which can lead to increased sales and customer satisfaction. Let us be your partner in success! Visit us at 1505 N Midland Dr Midland Tx 79703, Midland, TX, or call us at (432) 688-7300 to learn more about how we can help your business thrive.

Comprehensive List Of Services

Business Banking Services

For business owners in Midland, we have not forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your company thrive. Whether you're launching a startup or expanding an existing venture, we offer solutions that fit your needs.

Convenient Digital Banking Options

In today's fast-paced world, convenience is key. That's why at Mtcu, we prioritize online and mobile banking solutions. With these features, you can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments right from your phone. Our location at 1505 N Midland Dr Midland Tx 79703 is equipped with an ATM for quick cash withdrawals and balance checks whenever you need it. Plus, our drive-thru service makes it easy to handle deposits and simple transactions without leaving your car.

Financial Support When You Need It

In times when unexpected expenses arise, our personal loans and debt consolidation services can offer much-needed relief. We know that life can throw curveballs, and having access to funds can make all the difference in managing those challenges effectively. Additionally, if you're looking for a way to reward yourself while spending, check out our credit cards with rewards. They allow you to earn points on everyday purchases which can be redeemed for exciting rewards.

Get In Touch!

Ready to explore how Mtcu can support your financial journey? Feel free to reach out at (432) 688-7300 or visit us in person at our branch in Midland, TX. We're excited to help you take the next step toward financial success! For more information about all our services, please visit our website.

Personal Banking Solutions

Starting with personal banking, we provide both checking and savings accounts that suit various lifestyles. Imagine easily managing your day-to-day expenses while also saving for future adventures or emergencies. Our accounts come with features designed to make banking straightforward and beneficial. If you're thinking about purchasing a new car or need a reliable vehicle, our auto loans and vehicle financing options are tailored just for you. We aim to simplify the buying process so you can hit the road without any worries. For those considering homeownership, our mortgage loans and refinancing services can guide you through every step. Picture moving into your dream home or saving money through refinancing your current mortgage our team is here to assist you along the way.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking allows you to view your account balances, track transactions, and manage your finances with just a few clicks. You can also set up e-statements to stay organized and reduce paper clutter great for the environment too! And for those who enjoy the convenience of mobile banking, our mobile application is available, providing a user-friendly experience right in the palm of your hand. Need to send money quickly? No problem! Our person-to-person transfer feature makes it simple to send money to friends or family without any hassle. Just a few taps on your phone, and you're done!

Security and Accessibility

We take your security seriously. While we don't currently offer electronic signature authorization, our online banking services are built with strong security measures to protect your information. Plus, our user-friendly interface ensures that even if you're not tech-savvy, you can easily navigate through all the features. With Mtcu, you can enjoy real-time account management from anywhere. Whether you're at home or on the go, our online banking services make it easy to stay on top of your finances without needing to visit a branch. In summary, Mtcu is committed to providing you with innovative digital banking solutions that enhance your banking experience while ensuring security and convenience every step of the way. Dive into the world of online banking with us today!

Financial Strength

Growing Member Base

As part of our growing community, we are proud to have 14,310 total share accounts that showcase the trust placed in us by our members. This trust enables us to manage funds effectively while continuing to enhance the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mtcu is your trusted partner. Visit us at 1505 N Midland Dr Midland Tx 79703 or call (432) 688-7300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Opportunities

Members' savings are secured through $14,176,745 in share certificates and $19,906,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on you rather than non-member deposits at $0 we can provide better loan rates, lower fees, and exclusive perks that truly benefit our community.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 1 part-time employees ready to serve you with knowledgeable support.

Reinvestment for Growth

With $16,259,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $793 in used auto loans and $79,830,872 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $16,497,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,212 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you every step of the way. We want to ensure that you have access to all possible resources and benefits available through our services. Our commitment at Mtcu, located at 1505 N Midland Dr Midland Tx 79703, Midland, TX, is to provide personalized service that meets your unique financial needs. For more information or assistance, don't hesitate to contact us at (432) 688-7300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,464,326 in used vehicle loans and $15,554,338 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options can make it easier for you to drive away satisfied.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $5,000,000. These lines of credit allow you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,499,173, make buying or refinancing simple. We offer flexible terms and competitive rates so you can secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $668,819 in loans helping members manage their finances effectively. This option is ideal if you need quick access to funds without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages to help users make informed decisions: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare options effectively. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how real users have benefited from utilizing this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By using verified data from legitimate financial institutions, LendMesh promotes transparency in every aspect of the loan comparison process.

Mtcu

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Get In Touch!

Operating Hours

Parking & Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options for Every Stage

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking Options

Financial Support When You Need It

Get In Touch!

Personal Banking Solutions

Digital & Online Banking

Key Features of Our Online Banking Services

Security and Accessibility

Financial Strength

Growing Member Base

Member-Centric Savings Opportunities

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Loan Offering

Additional Support

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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