MTC Credit Union Greenville SC | Best Auto Loans & Business Banking

Introduction

Welcome to Mtc at 201 Brookfield Pkwy, Greenville, SC 29607! Since our establishment in 1976, we have been dedicated to serving the financial needs of our community. With a robust membership of 16,731 individuals, we take pride in being a trusted partner for all your banking needs. At Mtc, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you, including personal banking accounts, auto loans, and mortgage options. With total assets reaching an impressive $281,244,430 and total deposits of $25,047,389, our financial strength reflects our commitment to helping you achieve your goals. Led by our CEO, William Love, and Board President, Marion King, our team of 79 employees is here to provide personalized support and guidance. Whether you're looking to buy a new car with one of our competitive auto loans or need assistance with personal loans and debt consolidation, we're ready to help you every step of the way. While members can visit us at our branch location for friendly service during our operating hours from 8:00 AM - 5:00 PM (M-F), official correspondence should be sent to PO Box 1944, Greenville, SC 29607 if different from the branch address. Ready to take the next step? Call us at 864-908-3400 or visit us online at mtcfederal.com to learn more about how we can assist you. Join us today and experience the Mtc difference!

Branch History & Mission

Community Focus

Mtc is not just a credit union; we're a part of this community's fabric. We actively participate in various initiatives aimed at supporting local causes and organizations. Our partnerships strengthen the bond between us and our members, creating a supportive environment where everyone can thrive. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of Mtc where your financial goals are our priority. Whether you're looking for personal banking services or business solutions, we are here to help you succeed. Contact us today at 864-908-3400 or visit us online at mtcfederal.com to learn more about how we can serve you!

Our Mission

At the heart of Mtc's mission is a dedication to empowering individuals and families with the tools they need for financial success. We believe that everyone deserves access to quality financial services, whether it's opening a checking account, obtaining an auto loan, or planning for future investments. Our mission goes beyond just banking; we aim to uplift our community through outreach programs and partnerships with local organizations. While members can visit us at 201 Brookfield Pkwy, official correspondence should be sent to PO Box 1944, Greenville, SC 29607. Our branch operates Monday through Friday from 8:00 AM to 5:00 PM, ensuring that we are available when you need us most. We understand that today's world requires innovation and convenience. That's why we've embraced digital advancements such as online banking and mobile applications to make managing your finances easier than ever. Our focus on ADA compliance ensures that all members can access our services comfortably.

Branch Location & Accessibility

Welcome to Mtc at 201 Brookfield Pkwy, Greenville, SC! Our branch is conveniently located near popular spots like the beautiful Falls Park on the Reedy and just a short drive from local shopping centers. Whether you're coming in for personal banking or exploring loan options, we're here to make your experience smooth and enjoyable. At our Greenville branch, you'll find easy parking and accessible entry points, ensuring that everyone can visit us without hassle. We are proud to be compliant with ADA standards, featuring ramps and wide doorways for your convenience. Our lobby hours are set to fit your busy schedule, open from 8:00 AM to 5:00 PM Monday through Friday. If you have any questions or need assistance, don't hesitate to give us a call at 864-908-3400. While members can visit us at our branch address, please note that official correspondence should be sent to PO Box 1944, Greenville, SC 29607. Although we do not currently offer ATM services or drive-thru banking at this location, our team is dedicated to providing a full range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, with online and mobile banking options available, managing your finances has never been easier. We invite you to stop by Mtc today and discover how we can assist you with your financial needs. Our friendly staff is ready to help you every step of the way!

Member Eligibility

At Mtc, we believe that joining our community means gaining a partner in your financial journey. We welcome individuals who live, work, or worship in the Greenville area to become members. Whether you're looking for a supportive place to save, borrow, or simply learn more about managing your finances, we're here for you. By becoming a member at Mtc, you not only enjoy competitive rates and personalized service but also access to a range of products designed to help you achieve your goals. Becoming a member is straightforward! To see if you qualify, check out our eligibility criteria at http://www.mtcfederal.com/membership-agreement/ . If you have any questions or need assistance, feel free to reach out to us at (864) 908-3400. We're excited to welcome you to our family at Mtc, located at 201 Brookfield Pkwy Greenville Sc 29607!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds you need for that new project or equipment upgrade. With our commercial loans, you can turn your business dreams into reality.

Merchant Services

Managing transactions smoothly is crucial for any business. That's where our merchant services come in. We offer practical tools that simplify payment processing, making it easier for you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with everything you need to serve your customers better. At Mtc, we're not just about numbers; we're about building relationships and supporting your journey every step of the way. Visit us at 201 Brookfield Pkwy Greenville Sc 29607 or call us at (864) 908-3400 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM availability at our branch, rest assured that our cash withdrawal services are designed to keep your funds accessible when you need them. If you're ready to experience personalized service and support from dedicated professionals who care about your financial well-being, reach out to us at (864) 908-3400. We're here to help you navigate all aspects of your banking journey. At Mtc, we believe that everyone deserves access to quality financial services without the hassle. Join us today and discover how we can assist you in achieving your financial goals! For more information about our offerings or to get started with any of our services, visit us online at Brookfield.

Business Banking

For our business members, we offer specialized support through our Business Banking services, which include Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we provide the financial tools necessary for success.

Home Financing

Purchasing a home is a significant step in anyone's life, and at Mtc, we understand its importance. Our Mortgage Loans & Refinancing services are here to guide you through the process with ease, ensuring you find the right mortgage solution for your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services. With just a few clicks or taps on your smartphone, you can access your accounts anytime, anywhere. Our digital banking features include easy fund transfers and account management tools that simplify your financial life.

Personal Banking

Our personal banking services are designed to help you manage your money effectively. We offer Checking & Savings Accounts that fit your lifestyle, making it easy to save for that dream vacation or manage day-to-day expenses. If you're looking to finance a new car or refinance an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can help you regain control of your finances. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you more value for your spending.

Digital & Online Banking

E-Statements and Mobile Application

Say goodbye to paper clutter! Our e-statements feature gives you easy access to your account statements right from your device. You'll receive notifications when new statements are ready, making it easier than ever to stay organized and informed. For those who prefer managing their finances through their smartphones, our mobile application is here for you. With this app, you can carry out everyday banking tasks right in your pocket. Whether it's checking balances or making person-to-person transfers, everything is just a tap away.

Features at Your Fingertips

While mobile payments aren't currently supported, our app still offers essential features like fund transfers and real-time account management. You can easily send money to friends or family using our person-to-person transfer option perfect for splitting bills or sending gifts! At Mtc, we're committed to providing you with accessible, efficient, and secure banking solutions that fit into your lifestyle. Explore all that our digital banking services have to offer today!

Online Banking Services

Our 24/7 online banking service at https://www.mtcfederal.com/ allows you to check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. No more waiting in lines or rushing to the bank before closing time. You can access your accounts whenever it suits you!

Secure Transactions

Security is paramount when it comes to online banking. At Mtc, we utilize advanced encryption technology to protect your personal information and ensure secure transactions. Plus, with electronic signature authorization available, you can sign documents safely and conveniently without needing to visit a branch.

Financial Strength

Commitment to Growth

With $37,810,383 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,138 in used auto loans and $169,084,378 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $56,654,815 in share certificates and $64,576,856 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $499,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $38,007,671, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mtc is your trusted partner. Visit us at 201 Brookfield Pkwy Greenville Sc 29607 or call (864) 908-3400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,596,109 in used vehicle loans and $10,304,382 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a pre-owned vehicle, we have financing options that can fit your budget.

Credit Lines

For those who need extra flexibility, our credit lines totaling $85,740,250 are available to help cover unexpected expenses or larger purchases. This option allows you to borrow what you need when you need it without the hassle of reapplying each time. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out. We're here to provide support and information tailored to your specific situation. Contact us at (864) 908-3400 or visit us at 201 Brookfield Pkwy Greenville Sc 29607, Greenville, SC for more details about our loan offerings. You can also check out our website for more information: https://www.mtcfederal.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,259,471, make buying or refinancing simple. We provide personalized service and expert guidance throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $18,917,717 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MTC FEDERAL CREDIT UNION