MTC Credit Union Ardmore OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mtc, your trusted financial partner in Ardmore, Oklahoma! Located at 2001 12Th Ave Nw, our credit union has been serving the community since 1976. With a dedicated team of 79 employees led by our CEO, William Love, and Board President, Marion King, we are committed to providing exceptional financial services tailored to your needs. At Mtc, we pride ourselves on being more than just a financial institution; we are a part of your community. With over 16,731 members and total assets reaching an impressive $281,244,430, we strive to create a supportive environment where everyone can thrive. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. Our financial strength is evident through our robust offerings: currently holding $25,047,389 in deposits and managing a total of 15,982 loans. We understand the importance of having your funds secured and accessible when you need them most. That's why our cash in hand stands at $1,568,962, ensuring that we can meet your needs promptly. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location. Our friendly staff is here to assist you from Monday through Friday during lobby hours from 8 AM to 6 PM (and drive-thru services until 6 PM) making it easier for you to manage your finances around your schedule. Join us today and experience the difference at Mtc. For inquiries or assistance, feel free to reach out via phone at 580-223-9374 or explore our website at mtcfederal.com for more information on how we can support your financial journey!

Branch History & Mission

Community Engagement

We are not just a bank; we are your neighbor. Mtc actively participates in local events and initiatives designed to strengthen community ties and support important causes. Our team works tirelessly to foster relationships within Ardmore while promoting financial literacy among members of all ages. While you can visit us at 2001 12th Ave NW for all your banking needs, please note that any official correspondence should be sent to the same mailing address.

Join Us Today!

We invite you to become part of the Mtc family today! Experience personalized service from dedicated staff who genuinely care about your financial well-being. Together, let's build a brighter future for you and our community. For inquiries or assistance, don't hesitate to reach out at (580) 223-9374 during our operating hours: Monday through Friday from 9 AM to 5 PM (with extended drive-thru hours from 8 AM to 6 PM). Let's embark on this journey together!

Our Mission

At Mtc, our mission extends beyond traditional banking. We believe in supporting our members not just financially but also socially. We strive to create a positive impact through various community outreach programs and partnerships that uplift the lives of those around us. We understand that each member's journey is unique; therefore, we tailor our services to fit your needs be it checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. Our commitment to innovation keeps us at the forefront of modern banking. From mobile applications to online banking services, we ensure that your experience with us is as convenient as possible. Additionally, we take pride in maintaining ADA compliance across all our facilities so everyone feels welcomed and valued.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important for all our members. Our branch is equipped with features like ramps and wide entrances to ensure everyone can visit us comfortably. Plus, ample parking is available right outside the building, so you won't have to worry about finding a spot when you come by.

Contact Us

If you have any questions or need assistance, don't hesitate to call us at 580-223-9374. Our friendly staff is ready to help you navigate your financial journey with ease. Come visit us at Mtc in Ardmore today! We look forward to welcoming you into our community-focused family.

Operating Hours and Services

At Mtc, we want to make banking as convenient as possible for you. Our lobby hours are from 8 AM to 5 PM Monday through Friday, perfect for your busy schedule. If you're on the go, take advantage of our drive-thru service which operates until 6 PM on weekdays, allowing you to handle quick transactions without leaving your vehicle. We offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help. Need cash? Our ATM is available for quick withdrawals and balance checks anytime.

Member Eligibility

At Mtc, becoming a member means joining a warm and welcoming community that values you. We're excited to offer membership to anyone who lives, works, worships, or attends school in the Ardmore area. This means that if you're part of our vibrant community, you're eligible to join us! Plus, as a member, you'll enjoy personalized banking services tailored to fit your needs, whether it's saving for a big purchase or applying for an auto loan. To learn more about the specific eligibility requirements and how to get started on opening your account, feel free to visit our website at http://www.mtcfederal.com/membership-agreement/. If you have any questions or need assistance, don't hesitate to reach out to us at (580) 223-9374. We're here to help you every step of the way!

Business Banking & Commercial Services

At Mtc, we understand that every business has unique needs and aspirations. Whether you're a startup looking for your first loan or an established company seeking to expand, our business banking services are designed to support your journey. Imagine walking into your local store and being greeted by familiar faces, knowing that they have the financing options to help them grow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. But it doesn't stop at loans. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From credit card transactions to payroll services, we provide tools that make managing finances easier. Visit us at 2001 12Th Ave Nw Ardmore Ok 73401 in Ardmore, OK or call us at (580) 223-9374 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our network of ATMs provides convenient access for withdrawals and balance checks. Additionally, our basic drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for those busy days! At Mtc, we believe banking should be straightforward and accessible. Our team is here to assist you with any questions or concerns regarding these services. Feel free to reach us at (580) 223-9374 during business hours or visit us in person at 2001 12Th Ave Nw Ardmore Ok 73401. We're excited to support you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our competitive Auto Loans & Vehicle Financing options make it easier than ever. With flexible terms, we help you drive away in the vehicle of your dreams without breaking the bank. Plus, with our straightforward application process, you can get pre-approved quickly and start shopping with confidence.

Business Banking Services

For our business-minded members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These services are designed to help local businesses thrive by providing the financial tools necessary for growth.

Convenient Online & Mobile Banking

In today's fast-paced world, managing your finances should be simple. That's why we emphasize our robust Online & Mobile Banking features. With easy access to your accounts anytime, anywhere, you can check balances, transfer funds, or pay bills with just a few clicks or taps on your smartphone.

Credit Cards with Rewards

Why not earn rewards while you spend? Our Credit Cards with Rewards program offers perks that fit your lifestyle. From cashback on purchases to travel rewards, every swipe gets you closer to exciting benefits.

Home Financing Made Easy

Owning a home is a significant milestone, and our Mortgage Loans & Refinancing services are here to guide you every step of the way. Whether you're buying your first home or refinancing an existing mortgage for better rates, we offer personalized assistance to ensure you find the right option for your situation.

Personal Banking Solutions

Whether you're just starting out or looking to manage your savings more effectively, our Personal Banking services cater to everyone. We provide Checking & Savings Accounts designed for convenience and easy access to your money. Imagine setting up a checking account where you can effortlessly handle daily transactions while earning interest on your savings at the same time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our Personal Loans & Debt Consolidation services can help ease the burden. We provide tailored solutions that allow you to consolidate debt into one manageable monthly payment, freeing up cash flow for other important things in life.

Digital & Online Banking

Key Services

Our online banking platform at https://www.mtcfederal.com/ allows you to easily access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer money, everything is just a few clicks away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. For those who prefer using their smartphones, our mobile application gives you full control right in your pocket. You can also sign documents electronically with our electronic signature authorization service, making transactions faster and hassle-free.

Security and Accessibility

We prioritize your security while ensuring that our services are user-friendly. Your financial information is protected with advanced security measures so that you can bank with peace of mind. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper statements. No matter where life takes you, managing your finances has never been easier or more secure than with the digital banking options at Mtc. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 34,863, showing a strong and growing member base that trusts us with their finances. This trust empowers us to continually enhance our offerings while keeping your best interests at heart. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mtc is your trusted partner. Visit us at 2001 12Th Ave Nw Ardmore Ok 73401 or call (580) 223-9374 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $56,654,815 in share certificates and $64,576,856 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $499,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 78 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $37,810,383 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our commitment to supporting your financial goals is reflected in our lending capacity; we offer $3,138 in used auto loans and $169,084,378 in total loans and leases.

Solid Financial Health

With a net worth of $38,007,671, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,596,109 in used vehicle loans and $10,304,382 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our team is here to guide you through the process.

Credit Lines

Our credit lines are designed for those who want flexibility in managing their finances. With a total of $85,740,250 available, you can access funds whenever needed without going through the hassle of applying for a new loan each time. At Mtc, we prioritize your financial well-being. If you're considering refinancing existing loans or are unsure about eligibility for any of our products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you at (580) 223-9374 or visit us at 2001 12Th Ave Nw Ardmore Ok 73401, Ardmore, OK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward better financial health starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,259,471, make buying or refinancing simple. We can help you explore various eligibility options and find the right fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,917,717 in loans helping members manage their finances effectively. With features like no annual fees and competitive interest rates, our credit cards can provide you with the purchasing power you need while keeping your budget in check.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to compliance means that users receive reliable information that reflects current market conditions.

Mtc