Mt Taylor Credit Union Grants NM | Best Auto Loans & Business Banking

Introduction

Welcome to Mt Taylor Federal Credit Union, your trusted financial partner located at 1003 N 1St St, Grants, NM 87020. Established in 1960, we have proudly served our community for over six decades. With a strong commitment to our members, we aim to provide personalized banking solutions that help you achieve your financial goals. At Mt Taylor, we believe in the power of community. With a membership of 245, we focus on building lasting relationships and supporting our members with various services, including checking and savings accounts, auto loans, mortgage loans, and business banking options. Our total assets stand at an impressive $2,133,770, ensuring that we have the resources necessary to meet your needs. Our dedicated team is led by CEO Kathy Gallegos and supported by a passionate staff of one employee who is always ready to assist you. We value transparency and strive to be a reliable source of information and support for all your financial endeavors. Our total deposits are currently $654,527, reflecting the trust our members place in us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 2550, Milan, NM 87021. Whether you're looking for guidance on loans or want to explore the best savings options for your future, we're here to help. Ready to take the next step? Give us a call at 505-287-7551 or visit us during our lobby hours from 1:30 PM to 4:30 PM, Monday through Friday. At Mt Taylor Federal Credit Union, we're not just about banking; we're about building a brighter future together!

Branch History & Mission

Commitment to Accessibility

While our physical branch operates from Monday through Friday from 1:30 PM to 4:30 PM, we recognize the importance of flexibility in today's world. Although we currently do not offer ATM services or drive-thru banking at this location, we are continually exploring ways to enhance accessibility for our members. For any official correspondence or inquiries beyond visiting us at the branch address mentioned above, you can reach out via mail at PO BOX 2550, Milan, NM 87021.

Join Us Today!

As we continue this journey together, we invite you to become part of Mt Taylor Federal Credit Union's family. Experience firsthand how dedicated we are to your financial success and community enrichment. Together, let's build a brighter future! For more information or assistance, feel free to call us at 505-287-7551. Join us today and see how Mt Taylor can help you achieve your dreams!

Our Mission

Our mission at Mt Taylor is simple yet profound: to empower our members through financial education and accessible banking solutions. We believe that everyone deserves the opportunity to achieve their financial goals, whether that means securing an auto loan or saving for a home. We strive to make banking easy and convenient by offering personal banking services like checking and savings accounts, auto loans, mortgage options, personal loans for debt consolidation, and credit cards with rewards. Community support is at the heart of everything we do. We actively engage in outreach programs that foster financial literacy among our members and help improve the overall well-being of our community. By partnering with local organizations and providing resources for personal finance education, we aim to uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Mt Taylor, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you're coming in for personal banking needs or to discuss auto loans, our team is here to assist you.

Call to Action

We invite you to stop by Mt Taylor Federal Credit Union at 1003 N 1St St in Grants today! Whether you're looking to open an account or simply have questions about our services, our dedicated team is eager to assist you. Remember, if official correspondence is needed, please send it to PO BOX 2550, Milan, NM 87021. We look forward to welcoming you soon!

Operating Hours

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 1:30 PM to 4:30 PM, providing ample time for you to manage your banking needs after your daily activities. If you have any questions or need assistance during these hours, don't hesitate to give us a call at 505-287-7551.

Services Offered

While visiting us at our Grants location, you'll find a range of services tailored for both individuals and businesses. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Although we currently do not have an ATM or drive-thru services available, our friendly staff is always ready to help you with cash withdrawal services and other banking transactions.

Member Eligibility

At Mt Taylor, we're excited to welcome you into our community of members who support one another in achieving financial goals. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the Grants area. This means that if you have a connection to our vibrant community, you can take advantage of all the benefits we offer. Membership with us not only gives you access to personalized financial services but also makes you part of a cooperative that prioritizes your needs over profits. If you're ready to join us at Mt Taylor, just stop by our branch located at 1003 N 1St St Grants Nm 87020 or give us a call at (505) 287-7551 for more information on how to open your account. We're here to help make your transition smooth and enjoyable! For detailed eligibility criteria. We can't wait for you to become a part of our family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine being able to accept payments easily while managing your cash flow effectively. Our merchant services do just that! We provide tools that help you streamline transactions and enhance customer experiences. This means more time focusing on what you do best running your business. Located at 1003 N 1St St Grants Nm 87020 in Grants, NM, we're here to partner with you every step of the way. Let's work together to achieve your business goals! For inquiries, call us at (505) 287-7551 during our lobby hours from 1:30 PM to 4:30 PM.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized services through our business banking solutions, which include merchant services and business loans tailored to help your business thrive. We understand the challenges of running a business and are here to provide the financial support you need.

Digital Banking Convenience

In today's fast-paced world, having easy access to your accounts is essential. That's why we provide robust online and mobile banking services that allow you to manage your finances from anywhere at any time. Although we currently do not have ATM or drive-thru services available, our online platform ensures that you can still carry out transactions quickly and securely. At Mt Taylor, we're committed to making banking convenient and accessible for all our members. Whether you're visiting us in person or managing your account online, we're here to ensure your experience is positive. Ready to take the next step? Visit us today at 1003 N 1St St Grants Nm 87020 or give us a call at (505) 287-7551 to learn more about how we can assist you with all your financial needs!

Loans and Financing

Life can be unpredictable, and sometimes you need extra funds to get by. Our personal loans are perfect for covering unexpected expenses or consolidating debt into one manageable payment. Additionally, if you're looking for credit options with perks, consider our credit cards with rewards that allow you to earn points on every purchase.

Personal Banking

We offer various personal banking services designed for everyday life. Our checking and savings accounts help you manage your finances effectively while earning interest on your savings. If you're planning to purchase a new car, check out our auto loans and vehicle financing options that provide competitive rates and flexible terms. For those looking to buy a home, our mortgage loans and refinancing solutions make the process smoother and more affordable.

Digital & Online Banking

Key Services

With our online banking options, available, you can easily check your account balance, view transaction history, and transfer funds with just a few clicks. It's all about making your banking experience smoother and more accessible. Although we currently do not offer mobile applications or electronic signature authorization, we prioritize keeping your information safe and sound.

Real-Time Management

Even without these advanced features, our members can still enjoy a reliable banking experience. You can manage your accounts effectively during our lobby hours from 1:30 PM to 4:30 PM on weekdays. While waiting for more online services to come along, feel free to reach out if you have any questions or need assistance our team is here for you! In summary, at Mt Taylor, we're dedicated to making banking simple and secure for all our members. Stay tuned for future updates as we work on enhancing our digital offerings!

Security & Ease of Use

While features like e-statements, mobile payments, person-to-person transfers, and 24/7 online banking are not available right now, our commitment to security remains strong. We strive to ensure that your personal information stays private and protected, so you can bank with confidence.

Financial Strength

A Dedicated Team

We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 245, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mt Taylor is your trusted partner. Visit us at 1003 N 1St St Grants Nm 87020 or call (505) 287-7551 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $373,671, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

With $15 in used auto loans and $991,590 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $4,389 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $233,327 in used vehicle loans and $570,249 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, we have financing options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, our Junior Lien 1-4 Family Residential Properties loans total $0, providing flexible solutions to help you secure your dream home. If you're considering refinancing your existing mortgage, ask us about eligibility options to see how we can assist you further.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While there are currently $0 in these loans helping members manage their finances effectively, our credit cards come with features that allow you to control your spending while building your credit. For any questions or assistance regarding our loan products, feel free to reach out to us at (505) 287-7551. We're here during our operating hours from 1:30 PM to 4:30 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mt Taylor, we prioritize transparency and aim to provide all necessary information so that you can make informed decisions about your financial future.

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MT TAYLOR FEDERAL CREDIT UNION - Grants, NM

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