Introduction
Welcome to Mt. Jezreel, where your financial well-being is our top priority! Located at 420 University Blvd E, Silver Spring, MD 20901, we are proud to serve our community with a commitment to trust and reliability. Since our establishment in 1986, we have grown to support 212 members with a range of personal and business banking services. At Mt. Jezreel, we believe in empowering our members through financial education and accessible services. With total assets of $237,338 and total deposits amounting to $121,862, we are dedicated to ensuring that your hard-earned money is managed wisely. Our leadership team, led by CEO Amanda Glover and Board President Barbara Glasby, has worked tirelessly to create a welcoming environment where everyone feels valued. While you can reach us directly at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 420 University Blvd E, Silver Spring, MD 20901. Our financial offerings include checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more all designed to fit your unique needs. With a net worth of $34,516 and zero borrowings on our balance sheet, you can trust that Mt. Jezreel is here for you today and into the future. Our goal is not just to provide services but to build lasting relationships with our members through exceptional service. We invite you to visit us or call us at 301-431-2800 during our lobby hours on Sundays from 9:15 AM to 10:30 AM. Let's work together toward achieving your financial goals!
Branch History & Mission
At Mt. Jezreel, we take pride in our rich history and unwavering commitment to serving the community of Silver Spring, MD. Founded in 1986, our branch has grown from a small local credit union into a trusted financial partner for over 212 members. Located at 420 University Blvd E, we are conveniently situated near many local landmarks, making it easy for members to access our services. Over the years, Mt. Jezreel has experienced remarkable growth, with total assets now exceeding $237,338. Our mission goes beyond just providing financial services; we aim to empower our members and uplift our community through dedicated support and outreach programs. We believe that everyone deserves access to affordable financial solutions and personalized assistance. Our mission statement reflects this commitment: "To provide exceptional financial services while fostering community support and development." This ethos is evident in everything we do, from offering personal banking options like checking and savings accounts to providing auto loans and business banking solutions. We strive to create a welcoming environment where every member feels valued and understood. While members can visit us at 420 University Blvd E, Silver Spring, MD 20901, official correspondence should be sent to the same address as we currently do not have a different mailing address. At Mt. Jezreel, we prioritize accessibility and convenience, which is why we offer operating hours on Sundays from 9:15 AM to 10:30 AM, allowing you to connect with us right after our first service. Although we currently do not have ATM or drive-thru services available, our team is always ready to assist you during lobby hours. We are also continuously looking for ways to enhance your experience, ensuring that our services meet your needs in today's fast-paced world. Community involvement is at the heart of what we do. Whether it's sponsoring local events or partnering with organizations that align with our values, Mt. Jezreel actively seeks opportunities to give back and strengthen the ties within Silver Spring. We invite you to join us at Mt. Jezreel and experience the many benefits of membership. Together, let's build a brighter financial future for ourselves and our community! If you have any questions or need assistance, please don't hesitate to call us at 301-431-2800.
Branch Location & Accessibility
Welcome to Mt. Jezreel, your friendly neighborhood credit union located at 420 University Blvd E in Silver Spring, Maryland. Our branch is perfectly situated for easy access whether you're coming from downtown or nearby communities. Located just a stone's throw away from the vibrant local shops and restaurants, we make it convenient for you to stop by while you're out and about. At Mt. Jezreel, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps to ensure everyone can easily visit us. While parking is available nearby, we encourage you to take advantage of our welcoming environment designed for your comfort. We understand how important your time is, which is why we offer convenient banking hours on Sundays from 9:15 AM to 10:30 AM immediately following our first service. Whether you're looking to open an account or need assistance with loans and credit cards, our friendly staff is ready to help you during these hours. While members can visit us at 420 University Blvd E, official correspondence should be sent to the same address for consistency. If you have questions or need assistance before visiting, feel free to call us at 301-431-2800. Although we currently do not offer ATM services or drive-thru banking, our team is dedicated to providing personal banking solutions tailored just for you from checking and savings accounts to auto loans and credit cards with rewards. Come visit Mt. Jezreel today! We look forward to serving you and helping you achieve your financial goals right here in Silver Spring!
Member Eligibility
Becoming a member of Mt. Jezreel feels like stepping into a welcoming community that truly cares about your financial well-being. If you're looking to join us at our branch located at 420 University Blvd E Silver Spring Md 20901, you're in for a treat! Membership is open to anyone who lives, works, worships, or attends school in the area we serve. It's our way of ensuring that you feel connected and supported. For those interested in more details, we encourage you to check out the eligibility criteria on our website. Opening an account with us is straightforward and accessible. We want to make sure everyone can benefit from our range of services, whether it's personal banking, auto loans, or business solutions. If you're ready to take that step or have any questions, feel free to give us a call at (301) 431-2800. We're excited to welcome you into the Mt. Jezreel family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, our merchant services simplify payment processing for your business. Picture this: your customers can easily pay with their credit or debit cards, making transactions smoother and quicker. This not only enhances customer satisfaction but also helps you manage cash flow more effectively. Let us help you take your business to new heights at Mt. Jezreel, located at 420 University Blvd E Silver Spring Md 20901 in Silver Spring, MD. Contact us today at (301) 431-2800 to explore how our tailored solutions can empower your success!
Comprehensive List Of Services
Business Banking Services
For our entrepreneurial members, we provide business banking services including merchant services and business loans. If you're starting a new venture or looking to expand an existing one, our team is here to support you every step of the way.
Contact Us Today!
We invite you to visit us at 420 University Blvd E Silver Spring Md 20901 in Silver Spring, MD or give us a call at (301) 431-2800 for more information about how we can serve your financial needs. At Mt. Jezreel, we're not just about transactions; we're about building lasting relationships with our members through personalized service and support. Join us today and discover how we can help you achieve your financial goals!
Credit Cards with Rewards
To enhance your purchasing power, we also offer credit cards equipped with rewards programs. Picture earning points every time you shop whether it's for groceries or travel turning everyday expenses into exciting opportunities for savings or experiences.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why Mt. Jezreel offers online and mobile banking features allowing you to manage your finances anytime, anywhere. No more waiting in line; simply log in from your smartphone or computer to check balances, pay bills, or transfer funds at your convenience.
Home Financing Options
Looking to purchase your first home? Our mortgage loans and refinancing options provide flexibility and support throughout the entire process. We aim to simplify home buying so you can focus on what truly matters turning that house into a home filled with memories.
Personal Banking Solutions
Our personal banking services begin with checking and savings accounts designed to help you manage your money effectively. Imagine having a place where you can easily deposit your paycheck, access funds quickly, and save for that dream vacation. With competitive interest rates and user-friendly account management options, our checking and savings accounts are here to make banking hassle-free. When it comes to financing, we offer auto loans and vehicle financing that put you behind the wheel without breaking the bank. Whether you're buying a new car or refinancing an existing loan, our terms are designed to fit your budget. You can envision cruising down the road in your new ride while enjoying manageable monthly payments.
Personal Loans for Life's Needs
Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's debt consolidation or funding a special project, we help ease the financial burden with straightforward lending solutions tailored just for you.
Digital & Online Banking
Mobile Features
We know that mobile banking is essential for many of our members. While features like mobile payments and a dedicated mobile application are not yet available, we're actively working toward providing these convenient tools.
Online Banking Services
While we currently do not offer traditional online banking through, we're exploring options for the future. This means you can expect updates as we enhance our digital services.
Real-Time Account Management
Although person-to-person transfers are not currently offered, managing your accounts at Mt. Jezreel remains straightforward and user-friendly. We prioritize making banking easy so you can focus on what matters most in your life. As we continue to grow, stay tuned for more exciting updates on our digital banking capabilities at Mt. Jezreel! For any questions or assistance, don't hesitate to reach out via phone at (301) 431-2800 or visit us in person at 420 University Blvd E Silver Spring Md 20901.
Security and Accessibility
Your security is our top priority. Even though electronic signature authorization is not available right now, rest assured that we are dedicated to keeping your information safe as we expand our services.
Financial Strength
Growing Membership Base
We currently manage a robust membership base with 298 total share accounts, showing that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mt. Jezreel is your trusted partner. Visit us at 420 University Blvd E Silver Spring Md 20901 or call (301) 431-2800 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $-$151 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting in Our Members
With $25,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors; we have $8,195 in total loans and leases that support your financial goals.
Solid Financial Health
With a net worth of $34,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 14.54%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. Although we currently have no specific figures for used vehicle loans or new vehicle loans, we are dedicated to helping you find the right financing option when you're ready.
Mortgage Loans
Thinking about homeownership? While we do not currently offer Junior Lien 1-4 Family Residential Properties loans, our mortgage options make buying or refinancing simple whenever they become available. Our aim is to make your path to homeownership clear and straightforward.
Unsecured Credit Card Loans
We also provide flexible terms on unsecured credit card loans. Though we currently do not have any outstanding amounts in this category, our goal is to help members manage their finances effectively when these products become available. At Mt. Jezreel, we prioritize our members' needs and strive to provide financial solutions that fit your lifestyle. For more information on eligibility and refinancing options as they arise, please contact us at 301-431-2800 or visit us at our branch located at 420 University Blvd E, Silver Spring, MD 20901. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial needs!
Loan Aggregator
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