Mower County Catholic Parishes Credit Union Austin MN | Best Auto Loans & Business Banking

Introduction

Welcome to Mower County Catholic Parishes, where our commitment to serving you goes beyond just banking. Nestled in the heart of Austin, MN at 307 12 5Th St Nw, we have been a trusted financial partner for our community since 1935. With a strong foundation built on trust and personal service, we proudly serve 998 members and manage over $7,261,389 in assets. At Mower County Catholic Parishes, we understand that your financial needs are unique. Whether you're looking for personal banking solutions like checking accounts and auto loans or need support for your business through merchant services and business loans, we've got you covered. Our team is dedicated to helping you achieve your financial goals with a range of products designed for every stage of life. While members can visit us at our branch in Austin, official correspondence should be sent to PO Box 885, Austin, MN 55912. We invite you to experience the warmth of our community-focused approach. With a passionate team of 5 employees, including our dedicated CEO Jessica Johnson and Board President David Dahlstrom, we're here to assist you every step of the way. Curious about how we can help you? Feel free to reach out at 507-433-4608 or explore our website at mccpcu.com for more information on our services. We look forward to welcoming you into our family!

Branch History & Mission

Mower County Catholic Parishes has a proud history that dates back to 1935, when we first opened our doors in the heart of Austin, Minnesota. Over the years, we have transformed from a small local credit union into a trusted financial partner for nearly 1,000 members. Located at 307 12 5th St NW, our branch serves as a welcoming hub for individuals and families seeking reliable financial services tailored to their needs. Our mission is simple yet powerful: to provide exceptional financial services while uplifting our community. We strive to offer personal banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each service is designed not only to meet your financial goals but also to support the community we cherish. While members can visit us at our branch address, official correspondence should be sent to PO Box 885, Austin, MN 55912. As we grew through the decades, our commitment to innovation remained steadfast. Today, Mower County Catholic Parishes proudly manages total assets of over $7.2 million. We are dedicated to making banking accessible for everyone though we currently do not offer ATMs or drive-thru services, we prioritize personalized service during our operating hours: Monday through Friday from 10:00 AM to 4:00 PM and Thursday until 4:30 PM. Community outreach is at the core of who we are. We believe in building partnerships that foster growth and prosperity within Mower County. Through various initiatives and programs, we aim to enrich lives by supporting local events and organizations that align with our values. At Mower County Catholic Parishes, every member counts. Our friendly staff is here to guide you through your financial journey and ensure you feel valued every step of the way. Join us today and experience firsthand how we blend quality financial services with a strong sense of community spirit. If you're looking for a place where your financial wellbeing matters, look no further than Mower County Catholic Parishes. Contact us at 507-433-4608 or visit our website at mccpcu.com to learn more about how we can serve you!

Branch Location & Accessibility

Convenient Access

When you visit us, you'll find ample parking available, ensuring a hassle-free experience. Plus, our branch is designed with accessibility in mind, featuring ramps and other ADA-compliant features to accommodate all members of our community. If you're planning a visit, our operating hours are Monday through Friday from 10:00 AM to 4:00 PM, with extended hours on Thursday until 4:30 PM. We understand that life can get busy, so we strive to be open during times that suit your schedule.

Get in Touch

We invite you to come by and see how we can help you achieve your financial goals. If you have any questions or need assistance before your visit, feel free to give us a call at 507-433-4608. We look forward to welcoming you soon!

Services Offered

At Mower County Catholic Parishes, we offer a range of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and debt consolidation. For our business members, we provide merchant services and business loans tailored to meet your needs. While we do not have ATM or drive-thru services at this location, our dedicated team is here to assist you directly in-branch. If you need to send official correspondence, please use our mailing address at PO Box 885, Austin, MN 55912.

Member Eligibility

Becoming a member of Mower County Catholic Parishes means joining a welcoming community dedicated to helping you thrive. If you're interested in joining us, we invite anyone who shares our values and mission to apply. While specific eligibility details may vary, we generally welcome individuals who are connected to our community through employment, membership in local organizations, or even family ties. We're all about inclusivity and support! For the most current and detailed eligibility requirements, please visit our website at . Once you find that you're eligible, opening an account is a breeze! Simply reach out to us at (507) 433-4608, and our friendly team will guide you through the process. We can't wait to have you as part of the Mower County Catholic Parishes family, where we prioritize your financial well-being and offer a range of services tailored just for you.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer a range of merchant services that can help streamline your payment processes. Imagine being able to accept payments easily from customers, whether in-person or online. This convenience not only enhances customer satisfaction but also helps your business run smoothly. With our tailored services, you can focus on what you do best growing your business. At Mower County Catholic Parishes, we believe that every local business deserves the chance to thrive. Visit us today or call us at (507) 433-4608 to learn more about how we can assist you in reaching your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions when you need them most. Whether you're looking to expand your operations or manage day-to-day expenses, our loan options are designed to meet your specific needs.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help make that dream a reality. We offer competitive rates and flexible terms so you can drive off in style without breaking the bank. Picture yourself cruising down the road in your new ride, knowing you made a smart financial choice.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services including merchant services and business loans. We're committed to supporting local businesses in Austin by providing the financial tools necessary for growth and success.

Credit Cards with Rewards

Make the most out of your spending with our credit cards that come with rewards! Enjoy perks that fit your lifestyle while building credit at the same time. Think about earning cash back or points on purchases you already make it's an easy way to get more from your everyday expenses.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. If you're ready to buy a home or refinance your existing mortgage for better terms, we have solutions tailored just for you. Let us help turn your house into a home while ensuring your monthly payments fit comfortably within your budget.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. Whether checking balances or transferring funds, you'll have everything at your fingertips. At Mower County Catholic Parishes, we strive to provide not just services but solutions that enrich our members' lives. Come visit us at 307 12 5Th St Nw Austin Mn 55912, or give us a call at 507-433-4608 during our convenient hours from Monday to Friday. Let us help you take charge of your financial journey today!

Personal Banking

We understand that managing your finances is important. That's why we offer personal banking solutions like checking and savings accounts designed to help you keep track of your money easily. Imagine having easy access to your funds whenever you need them, whether it's for everyday expenses or saving up for something special.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to cash when you need it most. Additionally, if you're juggling multiple debts, consider our debt consolidation options that can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

At Mower County Catholic Parishes, we understand that managing your finances should be as easy and secure as possible. That's why we offer a variety of digital and online banking services designed to keep you connected to your accounts anytime, anywhere. With our services, you can access your financial information with just a few clicks. Our online banking platform is user-friendly and offers 24/7 access to your account. While we currently do not support features like electronic statements or mobile payments, you can still manage your finances effectively through our website at mccpcu.com. Here, you can check your account balance, review transactions, and transfer funds between accounts at your convenience. Security is a top priority for us. We take great care in protecting your personal information so you can bank with confidence. Although we do not have mobile applications or person-to-person transfer options right now, our commitment to keeping your data safe remains strong. For those who prefer traditional methods, we also offer the option of electronic signature authorization for selected transactions. This way, you can complete necessary paperwork without needing to visit us in person. Even without some of the latest features, our online services provide essential tools for real-time account management. Whether you're looking to stay on top of your budget or simply want to check your balance while on the go, we've got you covered. Visit mccpcu.com today to learn more about how Mower County Catholic Parishes can help simplify your banking experience!

Financial Strength

At Mower County Catholic Parishes, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that benefits our members every day. With a net worth of $1,262,699, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1739 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,871,423 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over profits; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,077,297 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident with $3,410 in used auto loans and $4,971,843 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $92,619, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employee and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 1,121, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mower County Catholic Parishes is your trusted partner. Visit us at 307 12 5Th St Nw Austin MN 55912 or call 507-433-4608 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,551,018 in used vehicle loans and $399,405 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment options to suit your budget. Plus, if you're considering refinancing your current auto loan for better rates or terms, we can assist you in exploring those options.

Conclusion

If you have any questions about our loan offerings or need assistance with the application process, feel free to contact us at 507-433-4608. Our team is here to help guide you through each step of securing the financing you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at Mower County Catholic Parishes for more information on how we can support your financial journey!

Credit Lines and Personal Loans

For those needing a little extra financial flexibility, our credit lines are available with a total of $370,000 ready for use. These can be beneficial for unexpected expenses or planned purchases. Additionally, while we currently do not offer unsecured credit card loans at this time, we aim to provide solutions that fit various financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back as our offerings may change.

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