Mountaincrest Credit Union Everett WA | Affordable Auto Loans & Mortgages

Introduction

Welcome to Mountaincrest, your trusted credit union located at 1328 Broadway, Everett, WA 98201. Established in 1934, we have proudly served our community for decades, growing alongside our members and helping them achieve their financial goals. With a total membership of over 9,300, we are dedicated to offering personalized banking solutions that cater to your unique needs. At Mountaincrest, we believe in the power of community and the importance of building lasting relationships with our members. Our total assets currently stand at an impressive $141,403,574, and we have facilitated over 5,161 loans to help individuals and families thrive. Whether you're looking for an auto loan or need assistance with your personal finances, we're here for you every step of the way. Our commitment goes beyond just numbers; it's about making a positive impact in our local area. Under the leadership of CEO Susan Webster and Board President Bruce Landre, our team of 23 employees works tirelessly to provide excellent service and support. We encourage you to reach out to us at 360-435-5400 or visit our website at Mountaincrest for more information about our services. While members can visit us at our branch on Broadway, official correspondence should be sent to the same address: 1328 Broadway, Everett, WA 98201-1718. Join us today and experience what it means to be part of a community-focused credit union that truly cares about your financial well-being!

Branch History & Mission

Our Mission

At Mountaincrest, our mission is simple yet profound: to provide personalized financial services that empower our members and strengthen our community. We believe that everyone deserves access to affordable financial solutions tailored to their unique needs. Whether it's helping you secure an auto loan, navigate home financing options, or manage your daily banking needs, we strive to make every interaction meaningful. We also take pride in being active participants in community outreach initiatives. From sponsoring local events to partnering with schools and non-profits, we aim to give back and foster a spirit of cooperation among residents of Snohomish County. With operating hours from Monday to Thursday 8:30 AM - 5:00 PM and Friday until 5:30 PM, we're here when you need us most. Additionally, our drive-thru service offers convenience for those on the go. As we look toward the future, we invite you to join us on this journey. Discover how becoming a member of Mountaincrest can benefit you and your family through competitive rates, exceptional service, and a commitment to enhancing the lives of those around us. For more information or to start your membership journey today, please call us at 360-435-5400 or visit our website at Mountaincrest. Join us as we continue to build a stronger community together!

Branch Location & Accessibility

Branch Access and Features

At Mountaincrest, we prioritize accessibility for all our members. Our location is equipped with ADA-compliant features, ensuring that everyone can access our services comfortably. We also offer convenient drive-thru banking for quick transactions like deposits and withdrawals, allowing you to manage your finances without leaving your car. Parking is available on-site, so you can easily stop by whenever it's convenient for you. For those who prefer online options, our full suite of digital banking services is at your fingertips.

Come Visit Us!

At Mountaincrest, we offer a range of personal banking services including checking and savings accounts, auto loans, and mortgage refinancing. We invite you to come in and see how we can help you achieve your financial goals. We look forward to welcoming you soon!

Operating Hours

We know that life can be busy! That's why we're here for you Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM. Feel free to call us at 360-435-5400 if you have any questions or need assistance outside of these hours. While members can visit us at 1328 Broadway for all their banking needs, official correspondence should be sent to the same address.

Member Eligibility

At Mountaincrest, we believe that everyone deserves a chance to join our welcoming community, and becoming a member is as easy as pie! If you're wondering about eligibility, we invite you to check out the details on our website. Generally, anyone living or working in the Everett area can become a member. We're committed to providing personal banking services tailored to your needs, from checking accounts to auto loans and beyond. You can find more specific information about who can join by visiting https://www.mountaincrestcu.com/about-us/become-a-member.html. Once you've confirmed your eligibility, opening an account is a breeze! Just head over to our online application at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadxtbpfhy1d4js34dnffetc6-5zlba-cgzzvwlrbmbg30vseuwbejlhm8newmefmelg, or give us a call at (360) 435-5400 if you have any questions. We're here to help you every step of the way! Join us at our branch located at 1328 Broadway Everett Wa 98201, where you'll discover not just banking services, but a supportive community that truly cares about your financial well-being.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Picture this: You run a bustling café and want to accept credit cards without hassle. Our reliable merchant services make it easy for your customers to pay while you focus on serving great coffee. Located at 1328 Broadway Everett Wa 98201 in Everett, WA, we invite you to explore how our business banking and commercial services can help your business thrive. For more information or to get started, call us at (360) 435-5400 or visit our website at https://www.mountaincrestcu.com/.

Comprehensive List Of Services

Accessibility and Support

Need cash? While we don't have ATMs directly at this branch, our drive-thru service makes deposits and withdrawals quick and easy for those on the go. Our friendly staff is always ready to assist with any questions or transactions during lobby hours from 8:30 AM - 5:00 PM Monday through Thursday and until 5:30 PM on Fridays. Whether you're stopping by for a simple transaction or looking for extensive financial advice, we're here for you! Give us a call at 360-435-5400 if you have any questions or want more information about how we can help meet your financial needs. At Mountaincrest, we're not just about banking; we're about building relationships with our members and helping them achieve their financial goals. Visit us today at 1328 Broadway, or check out our website at Mountaincrest to learn more about all the services we offer!

Business Banking Services

For our members who own businesses or are entrepreneurs, we provide tailored business banking solutions as well. Our merchant services simplify payment processing while our business loans can help finance growth opportunities. You can focus on what matters most growing your business while we take care of the banking details.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They not only give you the buying power you need but also earn you points or cash back on purchases you already make every day. It's a simple way to get more from your spending.

Digital Banking Features

We know convenience is key in today's busy world. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With secure access to view balances, transfer funds, and pay bills from your smartphone or computer, banking has never been easier.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your money while earning interest on your savings; that's what our accounts provide. If you're thinking about purchasing a vehicle, our auto loans make financing straightforward and affordable. Picture yourself driving off in that new car with manageable monthly payments tailored just for you. In addition, if homeownership is on your mind, our mortgage loans and refinancing options can help turn that dream into reality. We guide you through the process every step of the way. And for those unexpected expenses or plans that require a little extra cash, our personal loans and debt consolidation services are here to assist you in managing your financial journey effectively.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe banking should be accessible to everyone. That's why all our digital services are designed to be intuitive and user-friendly. You don't have to be tech-savvy to navigate through them; they are built with you in mind. Enjoy real-time account management that empowers you to make informed financial decisions instantly. In summary, at Mountaincrest, we strive to enhance your banking experience through robust digital tools that offer convenience without compromising security. Explore everything we have to offer at https://www.mountaincrestcu.com/ and take charge of your financial future today!

Key Features

We prioritize your security. Our electronic signature authorization feature allows you to sign documents online safely, eliminating the need for paper forms. You'll also appreciate the availability of e-statements, which not only help reduce clutter but also provide an easy way to keep track of your transactions. For those who prefer mobile banking, our mobile application is a great tool for managing your finances on the go. It includes features like mobile payments, so you can make purchases directly from your phone without carrying cash or cards. Additionally, our person-to-person transfer feature enables quick and easy money transfers between friends and family no hassle involved.

Financial Strength

At Mountaincrest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. With a net worth of $18,976,467, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,341 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,463,384 in share certificates and $30,351,260 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,888,591 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $1,002 in used auto loans and $94,913,353 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 13,892, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountaincrest is your trusted partner. Visit us at 1328 Broadway Everett Wa 98201 or call (360) 435-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $17,790,309 in used vehicle loans and $26,170,744 in new vehicle loans already helping members get on the road. We offer financing options that are flexible and tailored to fit your budget. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $6,922,450 provide an excellent solution. They allow for easy borrowing when you need it most whether it's for unexpected expenses or planned purchases. Our dedicated staff is available at our branch located at 1328 Broadway, Everett WA 98201, ready to assist you with any questions about our loan products and eligibility criteria. Feel free to reach out at 360-435-5400 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage financing, or simply want more information about our credit card offerings, Mountaincrest is here to support your financial journey with transparency and reliability.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,566,230, ensuring that you have access to the resources needed for homeownership. Our mortgage specialists will assist you at every step and help determine eligibility options tailored to your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $3,879,082 in loans helping members manage their finances effectively. This type of loan allows you to make purchases without needing collateral while enjoying competitive interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Mountaincrest