Mountaincrest Credit Union Arlington WA | Best Auto Loans & Business Banking

Introduction

Welcome to Mountaincrest, your trusted financial partner located at 3710 168Th St Ne Ste A108, Arlington, WA 98223. Since our establishment in 1934, we have been dedicated to serving our community with a strong commitment to providing exceptional financial services. With a total membership of 9,346 and assets reaching an impressive $141,403,574, we pride ourselves on being a reliable resource for all your banking needs. At Mountaincrest, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have tailored services designed just for you. Our total deposits stand at $28,248,353, reflecting the trust our members place in us to manage their financial futures securely. Our experienced team, led by CEO Susan Webster and Board President Bruce Landre, works diligently to ensure that you receive personalized attention and support. We are proud to employ 23 dedicated professionals who are always ready to assist you with your banking needs. While members can visit us at our branch address, official correspondence should be sent to 3710 168TH ST NE STE A108, Arlington, WA 98223-8462. Our doors are open Monday through Thursday from 8:30 AM to 5:00 PM, and on Friday until 5:30 PM. Explore our website at Mountaincrest Credit Union for more information about our products and services or feel free to call us at 360-435-5400. Join us today and discover how Mountaincrest can help you achieve your financial goals!

Branch History & Mission

Mountaincrest has been a cornerstone of the Arlington community since its inception in 1934. Established to provide local residents with accessible financial services, our branch has evolved significantly over the decades while remaining true to its mission of serving our members and supporting community growth. With a proud history spanning nearly 90 years, Mountaincrest stands as a testament to dedication, resilience, and commitment to excellence. Located at 3710 168th St NE Ste A108, Arlington, WA 98223, our branch is easily accessible for all members. We are proud to be part of this vibrant city in Snohomish County. Throughout the years, we have focused on expanding our services to meet the diverse needs of our growing membership base, which currently boasts over 9,300 members. Our total assets have reached an impressive $141,403,574, reflecting the trust placed in us by our community. At Mountaincrest, our mission is clear: we aim to empower individuals and families by offering personalized financial solutions that foster stability and growth. We believe that everyone deserves access to high-quality banking services that can help them achieve their goals whether it's buying a home, purchasing a vehicle, or managing day-to-day finances. Our commitment extends beyond mere transactions; we actively participate in various outreach programs designed to uplift and enrich the lives of those around us. Our operating hours are tailored for convenience: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM. While we do not have ATM services available at this location, we do offer a drive-thru banking option for quick and efficient service. Members can count on us for essential banking needs like deposits and withdrawals without having to step inside. As technology advances, we remain dedicated to enhancing member experiences through innovative digital solutions such as online banking and mobile payments. These tools ensure that our members can manage their finances anytime and anywhere while maintaining security and ease of use. While members can visit us at our main address for personal banking assistance or inquiries about loans and credit cards with rewards, official correspondence should be sent to our mailing address at 3710 168TH ST NE STE A108, Arlington, WA 98223-8462. Our partnerships with local organizations further strengthen our commitment to community support. By working together with schools and charities, we aim to create lasting positive impacts in Arlington. Join us at Mountaincrest today and experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Whether you're looking for checking accounts, savings options, or loans tailored just for you we're here every step of the way! For more information or to open an account online, please visit our website or call us at 360-435-5400.

Branch Location & Accessibility

Welcome to the Mountaincrest Arlington Branch, your friendly neighborhood credit union located at 3710 168Th St Ne Ste A108 in Arlington, WA. Nestled conveniently near local shops and just a stone's throw from beautiful parks, our branch is designed with you in mind. Whether you're stopping by for everyday banking needs or exploring new financial opportunities, we're here to make your experience easy and enjoyable. While members can visit us at our Arlington address, official correspondence should be sent to the same location: 3710 168TH ST NE STE A108, Arlington, WA 98223-8462. We pride ourselves on accessibility; our branch features ADA-compliant entrances and ample parking for your convenience. Plus, if you're looking for quick service, our drive-thru banking is open to assist you with deposits, withdrawals, and simple transactions without leaving your vehicle. Our lobby hours are tailored to fit your busy schedule. We welcome you Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours on Friday until 5:30 PM. Have questions or need assistance? Feel free to call us at 360-435-5400; we're always ready to help! Although we do not have ATM services available at this location, our dedicated team offers a full range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. We also provide online and mobile banking options for those who prefer managing their finances on the go. We invite you to stop by the Mountaincrest Arlington Branch today! Discover how we can support your financial journey and become a part of our community-oriented credit union family.

Member Eligibility

At Mountaincrest, we believe in creating a welcoming community where everyone can thrive. If you're looking to become a member, we'd love to have you join us! Membership is open to those who live, work, worship, or attend school in our local area. We also extend our arms to family members of current members, making it easy for your loved ones to benefit from our services. Not only will you gain access to a range of financial products tailored just for you, but you'll also enjoy the personal touch that sets us apart from traditional banks. To learn more about the specific eligibility requirements and see if you qualify, feel free to check out our detailed information at https://www.mountaincrestcu.com/about-us/become-a-member.html. When you're ready to open an account, the process is simple and straightforward. Just visit us at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadxtbpfhy1d4js34dnffetc6-5zlba-cgzzvwlrbmbg30vseuwbejlhm8newmefmelg, or give us a call at (360) 435-5400 if you have any questions. We're here to help you every step of the way as you embark on this exciting journey with Mountaincrest!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services can set your business apart. Imagine effortlessly processing payments from customers while keeping track of your sales all in one place. Our merchant services simplify transactions, enabling you to focus more on running your business rather than managing payments. Located at 3710 168Th St Ne Ste A108 Arlington Wa 98223 in Arlington, WA, we invite you to visit us or give us a call at (360) 435-5400 to learn how our business banking solutions can help you thrive. Let's grow together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility for All Members

At Mountaincrest, we also provide essential ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. We're here in Arlington at 3710 168Th St Ne Ste A108, ready to serve all your banking needs. To learn more about how we can assist you in achieving your financial goals or if you're ready to take the next step in opening an account with us, give us a call at 360-435-5400 or visit us online at Mountaincrest. Let us help you navigate your financial journey today!

Business Banking Support

For our local entrepreneurs, we offer dedicated business banking services. From merchant services that make transactions smooth for your customers to business loans that help you grow, we are here every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters more than ever. That's why we prioritize online and mobile banking features that give you access to your accounts anytime and anywhere. You can check balances, transfer funds, pay bills, and even send money to friends with ease through our person-to-person payment service.

Credit Cards & Rewards

With our credit cards featuring rewards, every purchase becomes an opportunity to earn points that can be redeemed for various benefits. Whether you're buying groceries or planning a vacation, these rewards can add up quickly!

Personal Banking Made Easy

We offer various personal banking services that make it simple to manage your money. With our checking and savings accounts, you can easily access your funds while earning interest on your savings. Imagine having a secure place to store your money, while also being able to withdraw cash effortlessly through our drive-thru service. When it comes to financing, our auto loans and vehicle financing options help you get behind the wheel without the stress of high payments. We work with you to find an affordable plan that fits your budget. For those considering homeownership or wanting to refinance an existing mortgage, our mortgage loans are designed to be straightforward and competitive. If you're facing debt challenges, our personal loans and debt consolidation services can provide the relief you need. We'll help you simplify your payments and reduce interest rates where possible.

Digital & Online Banking

24/7 Access

Need to access your account late at night? No problem! Our 24/7 online banking services allow you to manage your accounts whenever it suits you best. Whether it's checking your balance or making transfers between accounts, we are here for you around the clock. At Mountaincrest, we prioritize making banking as user-friendly as possible while ensuring top-notch security measures are in place. Experience the ease of managing your finances digitally today!

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements! Enjoy the benefits of going green while keeping track of your finances effortlessly. You can view past statements at any time through our mobile application, which is available for download right now. With our app, you can make mobile payments and even send money directly to friends or family using our person-to-person transfer feature. It's simple and efficient!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 13,892, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $14,616, further illustrating our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountaincrest is your trusted partner. Visit us at 3710 168Th St Ne Ste A108 Arlington Wa 98223 or call (360) 435-5400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $21,463,384 in share certificates and $30,351,260 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is also reflected in our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 23 full-time employees ready to assist you along with an additional 0 part-time team member dedicated to providing excellent service.

Reinvestment in Your Future

With $18,888,591 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,002 in used auto loans and $94,913,353 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $18,976,467, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,341 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,790,309 in used vehicle loans and $26,170,744 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, making it easier for you to drive away in your dream vehicle.

Credit Lines

In addition to our other offerings, we provide credit lines totaling $6,922,450, giving you the flexibility to borrow what you need when you need it. This can be particularly useful for unexpected expenses or planned purchases. For those interested in refinancing options or checking eligibility for any of our loan products, feel free to contact us at 360-435-5400 or visit us at our branch located at 3710 168Th St Ne Ste A108 Arlington WA 98223. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,566,230. Our dedicated team is here to guide you through the process and help you secure the right financing for your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,879,082 in loans helping members manage their finances effectively. These cards can be a great option for those looking for convenience and ease in everyday transactions.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By working only with verified financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

Mountaincrest