Mountain Valley Credit Union Keeseville NY | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to Mountain Valley, your trusted credit union located at 1716 Front St, Keeseville, NY 12944. Established in 1963, we have dedicated ourselves to serving our community with reliable financial services and a personal touch. With a total membership of 4,714 and assets exceeding $53,967,959, we are proud to be a cornerstone of financial support in the Keeseville area. At Mountain Valley, we believe that our members deserve more than just banking; they deserve a partner in their financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we are here to help you achieve your goals. Our commitment is reflected in our robust offerings that include over 1,937 loans and leases tailored to meet the unique needs of our members. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO BOX 565, Peru, NY 12972. This ensures that all communications reach us efficiently. Our leadership team is deeply committed to fostering a welcoming environment where members feel valued. Under the guidance of our CEO, Maggie Pope, and Board President, Kathleen Roach, we continuously strive to enhance your banking experience. With a dedicated team of 6 employees, we're ready to assist you during our operating hours from Monday to Thursday from 8 AM to 4 PM and Friday from 8 AM to 5 PM. With total deposits amounting to $699,696 and net worth standing at $4,422,984, Mountain Valley is not just financially sound but also positioned well to support future growth and service improvements for our members. We pride ourselves on being accessible with features like online banking and mobile payments for your convenience. Feel free to reach out by calling us at 518-643-9915 or visiting our website at Mountain Valley for more information about how we can serve you better. Join us in building a stronger community together!

Branch History & Mission

The story of Mountain Valley in Keeseville, NY, is one of community spirit and commitment to serving our members. Since opening our doors in 1963, we have grown alongside the people we serve, fostering financial health and supporting local initiatives. Our branch, located at 1716 Front St, Keeseville, NY 12944, has become a trusted part of the community. With a total membership of 4,714 and assets totaling $53,967,959, Mountain Valley is not just a credit union; we are a vital resource for financial empowerment. Our mission is simple yet powerful: to provide exceptional financial services while nurturing the well-being of our community. We strive to offer products that meet the diverse needs of our members from personal checking accounts and savings options to auto loans and mortgages. We also focus on creating an inclusive environment by ensuring accessibility for all individuals. In addition to our core services, we are dedicated to making a positive impact through partnerships and outreach efforts. Whether it's sponsoring local events or providing educational resources on financial literacy, Mountain Valley remains committed to enriching the lives of those in Keeseville and beyond. While members can visit us at 1716 Front St for banking needs, official correspondence should be sent to PO BOX 565, Peru, NY 12972. Our friendly team is here to assist you during lobby hours from Monday to Thursday from 8 am to 4 pm and Friday from 8 am to 5 pm. We also offer convenient drive-thru banking and ATM access for those who prefer quick service. As we look towards the future, we continue embracing digital advancements while maintaining our personal touch. From online banking services to mobile payments, Mountain Valley is committed to enhancing your banking experience. We invite you to join us at Mountain Valley Credit Union. Together, we can achieve more than just financial goals; we can build a stronger community. Experience the difference today! For more information or assistance, please call us at 518-643-9915 or visit our website at mountainvalleyfcu.com.

Branch Location & Accessibility

Accessibility Features

Our location is designed with your comfort in mind. We offer ample parking and ADA-compliant access to ensure that all members can easily reach us. If you're coming in for a quick visit, you'll appreciate our drive-thru banking services, allowing you to handle deposits and withdrawals without leaving your vehicle.

Contact Us

If you have any questions or need assistance, don't hesitate to give us a call at 518-643-9915. While members can visit us at our physical location, official correspondence should be sent to PO BOX 565, Peru, NY 12972. We look forward to welcoming you into our branch and helping you with all your financial needs!

Operating Hours

We are here for you Monday through Thursday from 8 AM to 4 PM and on Fridays from 8 AM to 5 PM. Whether you're looking to open a new account or get assistance with loans, our friendly staff is ready to help during these hours.

Services Offered

At Mountain Valley, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM is available for your convenience if you need cash quickly.

Member Eligibility

At Mountain Valley, we believe that everyone deserves a place to belong, and becoming a member is the first step into our welcoming community. If you live, work, or worship in the beautiful areas around Keeseville, you're likely eligible to join us! We pride ourselves on being inclusive and supportive, so whether you're looking for friendly banking services or competitive loan options, we have something for everyone. For more detailed eligibility criteria, feel free to check out our website at Mountain Valley Membership. Joining is easy! Simply visit us at our branch located at 1716 Front St, Keeseville, NY 12944, or give us a call at 518-643-9915 if you have any questions. We're here to help guide you through the account opening process as well. You can start your journey by visiting Apply for a Loan to learn how you can become part of our family. Welcome aboard!

Business Banking & Commercial Services

At Mountain Valley, we understand that every business has unique needs and aspirations. That's why our business banking and commercial services are designed to empower local entrepreneurs and drive growth in the community. Imagine a small café owner looking to expand their menu or a local retailer wanting to enhance their inventory. Our commercial loan options provide the necessary funding to turn these visions into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,593,960, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify daily transactions. Picture this: you run a busy shop, and your customers prefer various payment methods. Our merchant services ensure you can accept credit cards easily, providing convenience for your customers and boosting your sales. Whether you're a member or part of the broader business community, we're here to support your journey at 1716 Front St Keeseville Ny 12944, Keeseville, NY. Let's work together to build a thriving local economy!

Comprehensive List Of Services

Convenient Access Anytime

At Mountain Valley, convenience is key. Our branch features a drive-thru service for quick transactions like deposits and withdrawals without having to leave your car. Plus, with our ATM services, you can withdraw cash or check balances easily whenever needed. Whether you're stopping by for a quick transaction or diving into more complex financial planning, our team is here to support you every step of the way.

Financing Your Dreams

When it comes to financing, Mountain Valley has got you covered. We offer competitive auto loans and vehicle financing options to help you get behind the wheel of your dream car without breaking the bank. If homeownership is your goal, explore our mortgage loans and refinancing options that make buying or upgrading a home more attainable than ever. For those unexpected expenses or plans requiring extra cash, our personal loans and debt consolidation services can provide the financial relief you need. We also offer credit cards with rewards, allowing you to earn while you spend.

Get Started Today!

Ready to take advantage of all we have to offer? Contact us at 518-643-9915 or visit us at 1716 Front St, Keeseville, NY 12944. Explore how Mountain Valley can help enhance your financial journey today! For more information about membership eligibility or to apply for a loan online, check out our website.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to fit various lifestyles and financial goals. Imagine easily managing your money with tools that keep you informed about your spending and saving habits. With our online and mobile banking features, you can access your accounts anytime, anywhere, ensuring you're always in control.

Support for Local Businesses

We understand that running a business comes with unique challenges. That's why we provide specialized business banking services, including merchant services and business loans tailored to help local businesses thrive.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform at https://mountainvalleyfcu.com/ allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You'll find everything you need right at your fingertips! If you're looking for quick transactions, our mobile application brings all these features directly to your smartphone. Whether you're making payments or checking your account balance, it's all just a tap away. We also offer e-statements for those who prefer paperless options. This feature not only helps you stay organized but also contributes to a more sustainable environment. Plus, with electronic signature authorization currently not available, you can rest assured that your documents are handled securely in traditional ways.

Security and Convenience

Security is a top priority for us. Our online banking services include robust security measures to protect your information. You can trust that your data is safe while using our mobile payments feature, allowing you to make purchases quickly and conveniently without the need for cash or cards. Managing money has never been easier! Although person-to-person transfers are not available yet, we continue to explore ways to enhance our services based on member feedback. In summary, with tools like e-statements, a user-friendly mobile app, and round-the-clock online banking availability, Mountain Valley is committed to providing you with accessible financial solutions tailored to fit your lifestyle. Join us today at https://mountainvalleyfcu.com/ and experience the convenience of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 7,842, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $2,392,377, reinforcing our commitment to supporting your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Valley is your trusted partner. Visit us at 1716 Front St Keeseville Ny 12944 or call (518) 643-9915 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $3,087,097 in share certificates and $1,242,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,805,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $4,176,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $413 in used auto loans and $40,536,649 in total loans and leases.

Solid Financial Foundation

With a net worth of $4,422,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $820 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan products, Mountain Valley also provides personal banking services like checking and savings accounts, online and mobile banking options for easy access to your finances anytime. If you're interested in refinancing or want to check eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 518-643-9915 or visit us at our branch located at 1716 Front St Keeseville NY 12944. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $6,269,643 in used vehicle loans and $2,154,097 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you can drive away satisfied.

Business Financing

For business owners, we understand that having access to capital is vital for growth. Our outstanding commercial loans total $1,593,960, providing the necessary funds for expanding your business or starting new projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We currently have Junior Lien 1-4 Family Residential Properties loans totaling $1,725,967, designed to suit your needs whether you're purchasing your first home or looking to refinance an existing loan.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans. While currently totaling $0, our credit card options are crafted to help members manage their finances effectively when they need it most.

Loan Aggregator

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MOUNTAIN VALLEY FEDERAL CREDIT UNION - Keeseville, NY