Mountain River Credit Union Buena Vista CO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mountain River, your trusted financial partner nestled in the heart of Buena Vista, Colorado. Established in 1960, our credit union has been dedicated to serving our community with integrity and commitment for over six decades. With a total membership of 3,173 and assets exceeding $31,908,033, we pride ourselves on providing personalized banking solutions tailored to meet the unique needs of each member. Located at 28350 County Road 317 Unit 10, Buena Vista, CO 81211, we invite you to visit us for all your banking needs. While members can reach us at our branch address, official correspondence should be sent to the same location as our mailing address is identical: 28350 County Road 317 Unit 10, Buena Vista, CO 81211-9261. At Mountain River, we understand that financial well-being is more than just numbers. With total loans and leases reaching 1,841 and deposits totaling $3,552,061, we are here to empower you with the tools and resources necessary for a secure financial future. Our CEO, Steve Jones, alongside Board President Alan Hoch, leads a team of 11 dedicated employees who strive to deliver exceptional service every day. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to purchase a new vehicle or start your own business venture, we have you covered. Feel free to reach out at 719-395-9104 or visit our website at Mountain River Credit Union for more information. We're excited to help you navigate your financial journey!

Branch History & Mission

At Mountain River, we take pride in our rich history and unwavering commitment to the community of Buena Vista, CO. Founded in 1960, our branch has grown alongside its members, evolving into a trusted financial partner. Over the years, we have welcomed over 3,173 members and accumulated total assets of $31908033. Our journey reflects not just numbers but lives positively impacted through responsible banking. Located at 28350 County Road 317 Unit 10 in Buena Vista, our branch is easily accessible for members and conveniently situated near local landmarks, making it a familiar stop for many in the area. For official correspondence, please send your mail to our mailing address: 28350 County Road 317 Unit 10, Buena Vista, CO 81211-9261. Mountain River's mission is straightforward yet profound: to provide exceptional financial services while nurturing the community we serve. We believe in empowering our members with personal banking solutions that include checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Our goal is not only to help you achieve your financial dreams but also to support initiatives that uplift our community. We embrace modern advancements to enhance member experiences. With online banking and person-to-person payment options available, our services are designed with you in mind. Although we currently do not offer ATM services at this branch, we provide essential drive-thru banking for your convenience and shared service center access for seamless transactions. Our commitment extends beyond financial services; it encompasses partnerships that drive community outreach efforts and support local causes. We understand that true success is measured by how well we serve each other. As we look ahead, Mountain River continues to stand firm on its values of trust, transparency, and service excellence. We invite you to join us on this journey. Experience the difference of a credit union that prioritizes people over profit. Whether you're looking for a new bank or want to explore what we offer further, visit us today or reach out at (719) 395-9104. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key for our members. Our branch is fully ADA-compliant, ensuring everyone can easily access our services. There's ample parking available right outside, making your visit as smooth as possible. Plus, for those who prefer banking from their car, we offer convenient drive-thru banking options.

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you with all your financial needs. Whether you're looking to open an account or need help with loans, our friendly staff is here to help.

Services Offered

At Mountain River, we pride ourselves on offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. If you're a business owner, we also provide merchant services and business loans. While we don't have ATM services at this location, you can still perform basic transactions at our drive-thru and through shared branch transactions. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to the same mailing address: 28350 County Road 317 Unit 10, Buena Vista, CO 81211-9261. We invite you to stop by or give us a call at 719-395-9104 if you have any questions or need assistance. At Mountain River Credit Union, we're not just about banking; we're about building relationships with our community!

Member Eligibility

At Mountain River, we believe that everyone deserves the chance to be part of a caring community that supports their financial journey. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Buena Vista area, you're already eligible to join our credit union family. This means you can access a range of benefits designed just for you like lower loan rates and personalized service. To learn more about our eligibility criteria, feel free to visit our detailed page at Mountain River Membership. Once you're ready to take the next step, opening an account is a breeze! Just head over to our account opening page at [Account Opening]( https://loans.itsme247.com/917 ?logouturl= http://www.mountainrivercu.org ), and you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to call us at 719-395-9104. We can't wait to welcome you into the Mountain River community at 28350 County Road 317 Unit 10, Buena Vista, CO 81211!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to expand your operations or invest in new equipment without the stress of financial strain. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $256,893, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that make transactions smoother and more efficient. Imagine having a simple way to accept payments from your customers whether they're using credit cards or mobile payments so you can focus on what you do best: running your business. With Mountain River's dedicated support and comprehensive services at our branch located at 28350 County Road 317 Unit 10, Buena Vista, CO 81211, you'll find the resources you need to thrive. Let's work together to turn your business goals into reality! For more information, call us at 719-395-9104.

Comprehensive List Of Services

Accessibility and Support

For members who prefer face-to-face interactions, our branch offers basic drive-thru banking services for deposits, withdrawals, and simple transactions. Additionally, through our partnership with other credit unions, we provide basic shared branch transactions that allow deposits and withdrawals for partner credit union members. Our friendly staff is always ready to assist you with any questions or needs you may have. Feel free to reach out at 719-395-9104 during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday.

Business Banking Solutions

Running a business is no small feat, and at Mountain River, we support local entrepreneurs with tailored Business Banking solutions. From essential Merchant Services that simplify transactions for your customers to Business Loans that can help you expand or invest in new opportunities, we've got you covered.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features enable you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. We also offer secure ATM & Cash Withdrawal Services, ensuring you have access to your funds whenever needed.

Join Us Today!

Discover how Mountain River can help you achieve your financial goals. Whether you're an individual or a business owner in Buena Vista or surrounding areas, we're here for you every step of the way. Visit us online at Mountain River for more information about our services or stop by the branch today!

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of Personal Banking services, including Checking & Savings Accounts designed to fit different lifestyles. If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. Additionally, if you're looking to buy a home or refinance your current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. For those moments when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help you regain control. Plus, don't forget about our Credit Cards with Rewards, allowing you to earn while you spend.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, ensuring that you can access your accounts whenever it suits you best. You can check balances, transfer funds, and pay bills without stepping foot in a branch. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it easy to share funds instantly.

Real-Time Account Management

With real-time account management at your fingertips, it's easier than ever to stay on top of your finances. Whether you're checking recent transactions or reviewing e-statements, everything is organized and accessible through your online banking dashboard. This empowers you to make informed decisions about your money quickly and efficiently. Join us at Mountain River for a banking experience that combines modern technology with personal service. Enjoy the flexibility of managing your finances from home or on the move your banking needs are just a click away!

Security and Accessibility

We prioritize your security while making banking as user-friendly as possible. Our online platform offers robust protection for your financial information, so you can bank with peace of mind. Even if you're on the go, our mobile application allows you to stay connected to your accounts. While we currently do not offer mobile payments or electronic signatures for transactions, our e-statements feature provides you with a secure and eco-friendly way to keep track of your financial documents.

Financial Strength

Commitment to Innovation

With $2,362,297 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our diverse offerings, including $1,126 in used auto loans and a total of $15,924,850 in loans and leases supporting various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 5,970, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further underscoring our commitment to supporting your financial aspirations. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain River is your trusted partner. Visit us at 28350 County Road 317 Unit 10 Buena Vista Co 81211 or call (719) 395-9104 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $18,860 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,308,380 in share certificates and $1,980,513 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $2,410,622, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $755 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $2,270,252 in total auto loans, which includes $2,554,787 in new vehicle loans and $2,707,779 in used vehicle loans that are helping our members get on the road with confidence.

Business Financing

For business owners looking for capital to grow and expand, we have outstanding commercial loans totaling $256,893 ready to help you succeed. Whether you're considering refinancing or exploring eligibility options for any of our loan products, our team is here to guide you every step of the way. You can reach us at (719) 395-9104 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit our website at Mountain River for more information on how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,403,124, making it easier for you to step into your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $150,091 in loans already assisting members in managing their finances effectively, you can enjoy peace of mind knowing that your spending is within reach.

Loan Aggregator

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MOUNTAIN RIVER CREDIT UNION - Buena Vista, CO

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