Mountain Laurel Credit Union Warren PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mountain Laurel, your trusted financial partner located at 117 Pennsylvania Ave W, Warren, PA 16365. Since our establishment in 1970, we've dedicated ourselves to serving the community with a strong commitment to our members' financial well-being. With over 18,000 members and total assets amounting to an impressive $154,125,823, we pride ourselves on being a reliable resource for all your banking needs. At Mountain Laurel, we believe in the power of community. Our team, led by CEO Rena Sennett and Board President Daniel Jones, is here to support you through every stage of your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we have tailored services designed just for you. While members can visit us at our branch location, official correspondence should be sent to 117 Pennsylvania Ave West, Warren, PA 16365. We are proud to offer a variety of services including online banking and mobile applications to make managing your finances easier than ever. With 38 employees on hand and total deposits reaching $3,575,808, we ensure that your funds are secure while providing personalized service that makes you feel valued. Our goal is not just to provide financial products but to build long-lasting relationships within our community. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Call us at 814-723-8730 or visit our website at www.mlfcu.net today. Join us at Mountain Laurel where your financial success is our priority!

Branch History & Mission

At Mountain Laurel, we take pride in our rich history and unwavering commitment to the community. Established in 1970, our branch located at 117 Pennsylvania Ave W in Warren, PA, has been a trusted financial partner for over five decades. With a total membership of 18,445 and assets amounting to $154,125,823, we have grown from humble beginnings into a cornerstone of financial support for families and businesses in our area. Our mission is simple yet profound: to provide accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a dream home or financing a new vehicle. We strive to offer personalized services that cater to the unique needs of each member. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 117 Pennsylvania Ave West, PO Box 783, Warren, PA 16365. Our operating hours are designed with your convenience in mind: Monday, Tuesday, and Thursday from 8 AM to 5 PM; Wednesday from 8 AM to 1 PM; and Friday from 8 AM to 6 PM. We also feature ATM availability and drive-thru banking services for quick and easy access to your accounts. Over the years, Mountain Laurel has embraced digital advancements while maintaining ADA compliance to ensure everyone can benefit from our services. Our dedication extends beyond banking; we actively participate in community outreach programs and partnerships that strengthen the fabric of our neighborhood. We invite you to join us at Mountain Laurel and experience the difference of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information on how you can become a member or learn about our services, please visit our website or give us a call at 814-723-8730.

Branch Location & Accessibility

Accessibility Features

At Mountain Laurel Fcu, we understand that accessibility is essential. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services with ease. Whether you're stopping by the drive-thru or coming inside, we've designed our space to be as accommodating as possible.

Call to Action

Have questions? Ready to explore what we can do for you? Don't hesitate to give us a call at 814-723-8730 or drop by our branch today! We look forward to welcoming you and helping you with all your financial goals.

Convenient Location and Nearby Landmarks

Our branch is situated near several local landmarks, including the beautiful Riverside Park and the historic downtown area. This prime location not only makes it easy for you to find us but also provides ample parking options for your convenience. We pride ourselves on being a welcoming space where members can come in, relax, and take care of their financial matters.

Operating Hours

We know how busy life can get! That's why our doors are open during flexible hours: - Monday, Tuesday, Thursday: 8 AM - 5 PM - Wednesday: 8 AM - 1 PM - Friday: 8 AM - 6 PM Feel free to visit us during these times; our team is ready to assist you with any inquiries you may have.

Services Offered

At Mountain Laurel Fcu Warren 2 Branch, we offer a wide range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we strive to provide solutions that fit your lifestyle. Additionally, our drive-thru service allows for quick transactions without having to leave your vehicle.

Member Eligibility

At Mountain Laurel, we believe that everyone deserves a chance to be part of a welcoming community that supports their financial journey. Becoming a member is easy! If you live, work, or worship in the areas around Warren, PA, you're already eligible to join us. We take pride in offering our members not just banking services but also a sense of belonging and support tailored to their needs. To find out more about the specific eligibility criteria, feel free to check out our detailed information at this link. Once you're ready to take the next step, opening an account is straightforward. Just visit our online portal at this link or give us a call at 814-723-8730 for assistance. We're here to help you every step of the way! Join Mountain Laurel today and experience the difference of being part of a credit union that truly cares.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier and more efficient for you. Imagine running your business smoothly with quick payment processing, reliable point-of-sale systems, and comprehensive reporting tools that help you manage finances better. Our merchant services empower local businesses to thrive in a competitive market. Located at 117 Pennsylvania Ave W Warren Pa 16365 in Warren, PA, we're here to partner with you on your journey to success. Reach out at (814) 723-8730 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services like merchant services and business loans that empower local entrepreneurs to thrive. With us by your side, running your business can be simpler and more efficient.

Convenience Features

In addition to our extensive service offerings, convenience is key at Mountain Laurel. Our branch features an ATM for cash withdrawals and basic transactions so you can access your money when it's most convenient for you. Need assistance? Our friendly staff is available during lobby hours: Monday, Tuesday, Thursday from 8 AM to 5 PM; Wednesday from 8 AM to 1 PM; and Friday from 8 AM to 6 PM. Whether you're visiting us in person or managing everything online through our secure platform, Mountain Laurel is here to make banking straightforward and enjoyable. Ready to explore what we have to offer? Call us today at 814-723-8730 or visit our website at mlfcu.net for more information about membership eligibility and how we can serve you best!

Credit Cards

Don't forget about our credit card offerings! Our credit cards with rewards allow you to earn benefits while making everyday purchases. Whether it's cashback on groceries or travel perks, we've got a card that fits your lifestyle.

Loans and Financing

If you're considering purchasing a vehicle or buying a home, look no further! We offer auto loans and vehicle financing designed to get you on the road without breaking the bank. Plus, our mortgage loans and refinancing options make homeownership more accessible than ever. For those unexpected expenses or dreams you've been putting off, our personal loans and debt consolidation services provide the flexibility you need.

Personal Banking

Our personal banking options include checking and savings accounts that help you manage your money effectively. Imagine having a safe place to store your funds while earning interest on your savings. With easy access through online and mobile banking, you can check your balance, transfer funds, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Services

Our online platform allows you to view account balances, transfer funds, and pay bills without stepping foot in the branch. For those who prefer using their mobile devices, our mobile application makes banking even easier. You can deposit checks and manage your finances on the go. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. If you're someone who likes to stay organized, you'll appreciate our e-statements feature. Instead of waiting for paper statements in the mail, you can receive your account information electronically keeping everything neat and accessible.

Security and Ease of Use

Security is our top priority at Mountain Laurel. While we don't currently offer electronic signature authorization for documents, rest assured that all your transactions are protected through advanced security measures. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate. No matter where life takes you whether it's grabbing coffee or heading out on a weekend trip our digital services give you real-time access to your finances. This means less stress and more time to enjoy what matters most. Join us today and discover how Mountain Laurel can simplify your banking experience!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 29,148, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Laurel is your trusted partner. Visit us at 117 Pennsylvania Ave W Warren Pa 16365 or call (814) 723-8730 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $24,220,155 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,068 in used auto loans and $80,401,246 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $4,257,059 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $27,138,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,759 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,312,532 in used vehicle loans and $16,371,920 in new vehicle loans already helping members get on the road. We make it easy to find financing that fits your budget and lifestyle.

Credit Lines

For those who need access to funds when unexpected expenses arise, we provide credit lines totaling $4,900,000. This feature gives you peace of mind knowing that you have available funds when you need them most. Our branch is located at 117 Pennsylvania Ave W, Warren, PA 16365. If you have questions or want to learn more about our loan offerings, please call us at 814-723-8730. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply for a loan or just need some advice on which option might be best for you, we're here to help! Visit us today and take the first step towards achieving your financial dreams.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,111,195, make buying or refinancing simple. Our knowledgeable staff can guide you through the process and help you understand your options for refinancing as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,095,882 in loans helping members manage their finances effectively. This option provides convenience and flexibility for everyday spending without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their needs.

Start Your Comparison Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MOUNTAIN LAUREL FEDERAL CREDIT UNION