Mountain Laurel Credit Union Port Allegany PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mountain Laurel FCU Port Allegany Branch, where our commitment to serving the community is as strong as ever. Established in 1970, we have proudly supported our members for over five decades, cultivating a trusted relationship built on reliability and personalized service. Located at 22 Church St, Port Allegany, PA 16743, we invite you to experience our welcoming atmosphere and dedicated staff. At Mountain Laurel, we understand the importance of financial stability in your everyday life. With total assets exceeding $154 million and total deposits of $3,575,808, we are well-equipped to help you achieve your financial goals. Our membership has grown to include 18,445 individuals who benefit from a variety of services tailored just for them. Our leadership team, headed by CEO Rena Sennett and Board President Daniel Jones, strives to ensure that every member feels valued and supported. Together with our team of 38 employees, we work hard to create a community-focused environment where your financial needs come first. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, Mountain Laurel is here for you. We offer a range of services designed to empower you financially while fostering a sense of belonging within our community. While members can visit us at our branch location, official correspondence should be sent to 22 Church St, Port Allegany, PA 16743. If you have any questions or need assistance, feel free to call us at 814-642-9342. Join us at Mountain Laurel FCU and discover how we can support your journey towards financial success. Visit our website at mlfcu.net or stop by today we're excited to meet you!

Branch History & Mission

Mountain Laurel has been a cornerstone of the Port Allegany community since its establishment in 1970. With over five decades of service, we've grown from a small credit union into a trusted financial partner for our members. Located at 22 Church St, Port Allegany, PA 16743, our branch is easily accessible and surrounded by the warmth of this close-knit town. From humble beginnings, Mountain Laurel has blossomed into a vibrant institution with a total membership of 18,445 and total assets amounting to an impressive $154,125,823. This growth reflects our unwavering commitment to providing personalized financial solutions tailored to the unique needs of our community. As we evolved, so did our services embracing modern banking technologies while maintaining the personal touch that makes us stand out. Our mission is clear: we strive to empower our members financially while nurturing the communities we serve. We provide a wide range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Additionally, our online and mobile banking options make it easier than ever for members to manage their finances anytime and anywhere. At Mountain Laurel, we believe in giving back. Our outreach programs are designed to support local initiatives and foster relationships within Port Allegany and beyond. We understand that our success is intertwined with the well-being of those around us. While members can visit us at 22 Church St, official correspondence should be sent to 22 Church St, Port Allegany, PA 16743 if necessary. Our doors are open during convenient hours: Monday, Wednesday, and Thursday from 7:30 AM to 4 PM; Tuesday from 7:30 AM to 1 PM; and Friday from 7:30 AM to 4:30 PM. We invite you to join the Mountain Laurel family today! Experience first-hand how we can help you achieve your financial goals while contributing positively to the community. For more information or to become a member, please call us at 814-642-9342 or visit our website at Mountain Laurel FCU. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Friendly Reminder

For any official correspondence, please note that you can send mail to the same address as our branch: 22 Church St, Port Allegany, PA 16743. If you have questions or need assistance outside of your visit, feel free to call us at 814-642-9342. We invite you to come by and discover the range of personal banking options we offer whether it's checking accounts, auto loans, mortgage financing, or credit cards with rewards! Our team is here to help you navigate your financial journey with ease. So why wait? Visit us today at Mountain Laurel Fcu Port Allegany Branch and let's achieve your financial goals together!

Convenient Access and Features

At our branch, we prioritize your comfort and convenience. Whether you're stopping by to open a new account or seeking assistance with a loan, you can expect a warm welcome from our dedicated team. While we currently do not have drive-thru banking or ATM services available, our lobby hours are designed to accommodate your needs: we're open Monday, Wednesday, and Thursday from 7:30 AM to 4 PM, Tuesday from 7:30 AM to 1 PM, and Friday until 4:30 PM. Parking is readily available, making it easy for you to visit us without any hassle. Our location meets ADA compliance standards, ensuring that everyone has access to our services.

Member Eligibility

Joining the Mountain Laurel family means stepping into a community that truly cares about its members. If you're looking to become part of something special, eligibility is quite straightforward! Generally, anyone who lives, works, worships, or attends school in McKean County can join us. We welcome individuals and their immediate family members too, making it easy for everyone to benefit from our services. By becoming a member of Mountain Laurel, you'll gain access to a range of financial products tailored to your needs, along with personalized service that puts you first. For full details on eligibility criteria, check out our resource page at https://www.mlfcu.net/community/about-us-membership/ . Opening an account with us is as easy as pie! Just visit our online enrollment page at https://www.realtimehomebanking.com/enroll.aspx ?clientid=20053 or give us a call at 814-642-9342 if you have any questions. We're located at 22 Church St Port Allegany Pa 16743 and would love to help you start your journey with us. Come be a part of a supportive community that looks out for one another!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Whether you need point-of-sale systems or online payment solutions, our services ensure you can accept payments easily and securely. This means more time for you to focus on what matters most growing your business and serving your customers. With a local presence at 22 Church St Port Allegany Pa 16743, we're here to support your journey every step of the way. Reach out to us at (814) 642-9342 to learn how we can help your business flourish!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, we understand that financing is key. That's why we offer competitive auto loans and vehicle financing solutions. Whether you're eyeing a brand-new car or looking for a used one, our flexible loan terms can fit into your budget without breaking the bank.

Business Banking Services

If you're a business owner, Mountain Laurel has tailored services just for you! Our business banking solutions include merchant services and business loans to help grow your enterprise. We know how important it is for businesses to have access to funds when needed, and we're here to support that growth.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards offer benefits that suit various lifestyles. Picture yourself racking up points for every dollar spent points that can be redeemed for travel, cash back, or gift cards.

Digital Banking Features

With the rise of technology in banking, we've made sure that our services are easily accessible from wherever you are. You can manage accounts online or through our mobile app with features like online bill pay and person-to-person transfers. Say goodbye to long lines and hello to convenience! At Mountain Laurel, we pride ourselves on being more than just a credit union; we're a community partner committed to your financial success. For any questions about our services or to find out how we can assist you further, don't hesitate to call us at 814-642-9342. Explore all we have to offer today and take control of your financial future!

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make. At Mountain Laurel, we provide mortgage loans that help turn dreams into reality. If you already own a home but want better terms, consider our refinancing options which can save you money in the long run.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your everyday finances effectively. Imagine having a reliable account that not only keeps your money safe but also earns interest over time. With our user-friendly online and mobile banking options, accessing your funds is as easy as tapping on your phone or clicking on your computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way be it medical bills or home repairs. Our personal loans are designed to give you the financial relief you need when life happens. Additionally, if you're juggling multiple debts, our debt consolidation services can simplify your payments by combining them into one manageable loan.

Digital & Online Banking

Key Features

With our online banking services available at https://www.mlfcu.net/ , you can enjoy 24/7 access to your account. Check your balance, transfer funds, or pay bills with just a few clicks. Our system is secure, ensuring that your information is protected while you manage your finances from the comfort of your home or on the go. You can also opt for e-statements, allowing you to view and download your statements online instead of receiving paper copies. This not only helps reduce clutter but also makes it easy to keep track of your financial history. For those who love using their smartphones, our mobile application offers all the features of online banking right at your fingertips. While we currently do not support mobile payments, you can still enjoy person-to-person transfers with ease. Send money to friends and family quickly without needing cash or checks.

Security and Ease of Use

We prioritize the security of our members. Although we do not offer electronic signature authorization at this time, our online services are designed to be straightforward and safe. You can rest assured that your transactions are secure while enjoying easy navigation through our digital platform. Managing your finances should be simple and accessible. With features like real-time account management and the ability to check balances anytime, you'll have peace of mind knowing that you're always in control. Whether you're using a computer or our mobile app, Mountain Laurel makes banking convenient for everyone. Experience the benefits of digital banking today by visiting us at https://www.mlfcu.net/ .

Financial Strength

Committed Team

We also take pride in having 29 full-time employees and 9 part-time employees ready to assist you. Our knowledgeable team ensures that every interaction at Mountain Laurel is friendly and professional.

Growing Membership

The trust of our community is reflected in our total share accounts 29,148, showcasing a strong and growing member base that believes in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Laurel is your trusted partner. Visit us at 22 Church St Port Allegany Pa 16743 or call (814) 642-9342 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are paramount to us. Members' funds are secured through $4,257,059 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing our resources on their benefits this includes having no non-member deposits at $0.

Reinvestment for Growth

With $24,220,155 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps ensure that you receive the best possible services and support from your credit union.

Strong Financial Health

With a net worth of $27,138,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,759 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supportive Lending Capacity

Our lending capacity reflects our dedication to helping you achieve your financial goals. With $2,068 in used auto loans and $80,401,246 in total loans and leases, we're here to support you across various sectors. Additionally, our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,312,532 in used vehicle loans and $16,371,920 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle.

Credit Lines

For those looking for additional flexibility in managing cash flow or unexpected expenses, we offer total credit lines amounting to $4,900,000. This option allows you to access funds as needed without taking out a full loan. At Mountain Laurel located at 22 Church St Port Allegany Pa 16743, we're committed to supporting our community's financial health. If you're interested in exploring our loan products or refinancing options, feel free to reach out at 814-642-9342. Let's work together towards your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,111,195, make buying or refinancing simple. We guide you through the process so you can focus on what matters most settling into your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,095,882 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to fit your spending habits while providing a safety net when unexpected expenses arise.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, giving users confidence in their choices. Each lender's details are carefully vetted, ensuring only legitimate financial institutions are featured.

MOUNTAIN LAUREL FEDERAL CREDIT UNION