Mountain Laurel Credit Union Kane PA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Mountain Laurel, your trusted partner in financial well-being located at 211 S Fraley St, Kane, PA 16735. Since our establishment in 1970, we have been committed to serving the community with integrity and dedication. With a robust membership base of 18,445 members, we pride ourselves on being more than just a credit union; we are a part of your community. At Mountain Laurel, we understand that every financial decision matters. That's why our total assets stand impressively at $154,125,823, ensuring that we are well-equipped to support your financial needs. Whether you're looking for personal banking services like checking and savings accounts or exploring auto loans and mortgage options, we've got you covered. Our focus on community impact is evident not only through our wide range of services but also in our commitment to transparency and member satisfaction. Under the leadership of our CEO, Rena Sennett, and Board President, Daniel Jones, our dedicated team of 38 employees works tirelessly to provide exceptional service tailored to your unique needs. While members can visit us at 211 S Fraley St, official correspondence should be sent to the same address. We invite you to explore everything we offer on our website at Mountain Laurel FCU. Join us today and discover how Mountain Laurel can help you achieve your financial goals! For any inquiries or assistance, feel free to call us at 814-837-6151. We look forward to welcoming you!

Branch History & Mission

At Mountain Laurel, we take pride in our rich legacy and commitment to serving the Kane community since 1970. Nestled at 211 S Fraley St, Kane, PA 16735, our branch has been a cornerstone of financial support and community engagement for over five decades. As we continue to grow, we remain dedicated to fostering an environment where our members can thrive. From our humble beginnings, Mountain Laurel has evolved into a trusted credit union with a membership base of over 18,000 individuals. With total assets reaching an impressive $154,125,823, we've worked tirelessly to provide accessible financial services that empower our members' lives. Our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that by putting people first, we can make a real impact in their lives. Our operating hours are designed with convenience in mind: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 4:30 PM, and Friday from 9 AM to 5 PM. Whether you need assistance with personal banking or loans for your vehicle or home, our friendly staff is always here to help. While members can visit us at our branch location, official correspondence should be sent to the same address at 211 S Fraley St. Mountain Laurel is not just about numbers; it's about connections and community. We actively participate in local outreach efforts and build partnerships that strengthen our ties within Kane and beyond. Even though we currently do not offer ATM or drive-thru services, we have embraced digital advancements with online banking options that allow you to manage your finances easily from anywhere. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of Mountain Laurel where your financial success is our priority. For more information on how you can become a member or take advantage of our services, please call us at 814-837-6151 or visit our website. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch complies with ADA standards, featuring ramps and accessible parking to ensure everyone can easily reach us. Our friendly staff is always ready to assist you, ensuring that your visit is as smooth as possible.

Operating Hours

We invite you to stop by during our welcoming hours: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 4:30 PM, and Friday from 9 AM to 5 PM. Our team is dedicated to providing you with personalized service during these times.

Services Offered

At Mountain Laurel's Kane Branch, we offer a range of services tailored for your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. While we don't currently have ATM or drive-thru services available at this location, our online and mobile banking options make managing your finances easy from anywhere. If you have questions or need assistance, feel free to give us a call at 814-837-6151. We're excited to help you achieve your financial goals! Come visit us today at Mountain Laurel Fcu Kane Branch where your banking experience matters!

Member Eligibility

At Mountain Laurel, we believe that joining our community is about more than just banking it's about becoming part of a supportive family. If you're looking to become a member, you'll be pleased to know that eligibility is quite accessible! Typically, anyone who lives, works, or worships in the areas we serve can join us. This means if you're in or around Kane, PA, you're likely eligible. We invite you to learn more about these details by visiting our website at https://www.mlfcu.net/community/about-us-membership/ . Becoming a member opens up a world of benefits, from personalized service to competitive rates on loans and savings accounts. Plus, our dedicated team is always here to help you with any questions. When you're ready to start your membership journey, simply visit this link for account opening details or give us a call at 814-837-6151 for assistance. We can't wait to welcome you into the Mountain Laurel family at 211 S Fraley St, Kane, PA 16735!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what you do best serving your customers. With user-friendly solutions tailored for various types of businesses, you can easily accept payments and manage sales seamlessly. Visit us at 211 S Fraley St Kane Pa 16735 or call us at (814) 837-6151 to learn more about how our business banking services can help you thrive!

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we provide essential services like merchant services and business loans designed to help your enterprise grow. Running a business comes with challenges, but with the right financial partner, you can focus on what matters most your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms ensure that managing your finances is as easy as possible. Check balances, transfer funds, or pay bills anytime right from your smartphone or computer. With features like person-to-person payments, sending money to friends or family has never been easier. If you're interested in exploring all these fantastic services offered at Mountain Laurel Fcu Kane Branch, don't hesitate to reach out! Give us a call at (814) 837-6151 or visit us in person at 211 S Fraley St Kane Pa 16735. We look forward to helping you navigate your financial journey!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options can help make that dream a reality. With clear terms and guidance throughout the process, we make home financing approachable for everyone. Imagine walking through the front door of your new home, knowing you made a smart financial choice with our supportive team by your side.

Personal Banking Solutions

Our personal banking services are designed with your convenience in mind. You can choose from various checking and savings accounts that fit different lifestyles and financial goals. Imagine easily accessing your funds or saving for that special purchase all with just a few clicks through our online banking platform. We also offer competitive auto loans and vehicle financing options, making it simple for you to hit the road in a car you love.

Personal Loans and Credit Cards

In addition to traditional banking services, Mountain Laurel offers personal loans and debt consolidation options to help ease financial burdens. Whether you're planning a vacation or need funds for an unexpected expense, we've got flexible solutions to fit your situation. Plus, our credit cards come with rewards that allow you to earn while you spend imagine getting cash back or points toward travel simply by using your card!

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to handle person-to-person transfers. Need to send money to a friend? It's as simple as a few clicks! Plus, our mobile application allows you to manage your accounts on the go, ensuring you're always connected to your finances. If you're looking for convenience in how you receive your statements, we offer e-statements that are easy to access and environmentally friendly. You can enjoy peace of mind knowing that your financial information is secure, especially since we do not use electronic signature authorization for transactions keeping things straightforward for our members.

User-Friendly Experience

Navigating your accounts online is a breeze with our user-friendly interface. Whether you're logging in from a computer or using our mobile app, you'll find everything you need right at your fingertips. And if you have any questions or need assistance, our dedicated support team is just a phone call away at (814) 837-6151. In today's fast-paced world, having reliable digital banking options is essential. At Mountain Laurel, we're proud to provide tools that help you stay on top of your financial goals while ensuring safety and ease-of-use every step of the way. Join us today and take control of your banking experience!

Financial Strength

Committed Team

We also take pride in having 29 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you every step of the way.

Focused on Members' Needs

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

With total share accounts reaching 29,148, it's clear that many trust us with their finances. This growing membership base strengthens our community ties and enhances the services we can provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Laurel is your trusted partner. Visit us at 211 S Fraley St Kane Pa 16735 or call (814) 837-6151 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $24,220,155 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity is robust with $2,068 in used auto loans and $80,401,246 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $4,257,059 in share certificates, offering stable and rewarding financial growth opportunities. This reflects our dedication to helping you maximize your savings while minimizing risks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into tangible benefits for you as a member of Mountain Laurel.

Solid Financial Foundation

With a net worth of $27,138,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,759 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those looking for extra financial support, our total credit lines available amount to $4,900,000. This gives you the flexibility to cover unexpected expenses or make larger purchases without hassle. At Mountain Laurel, we prioritize transparency and support throughout the borrowing process. Our team is ready to help you explore your options and choose the best loan product for your needs. If you have any questions or would like assistance getting started on your application process, don't hesitate to reach out at 814-837-6151. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check our website at Mountain Laurel FCU for more information on how we can assist you with your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $30,312,532 in used vehicle loans and $16,371,920 in new vehicle loans, helping members get on the road with confidence. Whether you need financing for a brand-new model or a reliable used vehicle, we have flexible terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,111,195, making buying or refinancing simple. We provide straightforward eligibility options and refinancing opportunities to ensure you find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,095,882 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs tailored to suit your spending habits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous approach guarantees that the information presented is not only accurate but also reflects current market conditions.

MOUNTAIN LAUREL FEDERAL CREDIT UNION