MOUNTAIN LAUREL FEDERAL CREDIT UNION

Welcome to Mountain Laurel at our Emporium Branch, located at 22 W 4th St, Emporium, PA 15834. Since opening our doors in 1970, we've been proud to serve the community with a commitment to trust and reliability. With a growing membership of 18,445 individuals, we strive to provide exceptional financial services that meet your unique needs. At Mountain Laurel, we believe in supporting our members' financial journeys. Our total assets stand at an impressive $154,125,823, reflecting our solid foundation and stability. We offer a variety of products and services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our dedicated team of 38 employees, led by CEO Rena Sennett and Board President Daniel Jones, is here to ensure you receive personalized service every time you visit us or call us at 814-486-0848. Whether you're looking for assistance with loans or navigating online banking, our staff is ready to help. While members can visit us at our Emporium location for all their banking needs, official correspondence should be sent to the same address: 22 W 4th St, Emporium, PA 15834. Join us in making a difference in the community as we continue to grow together. Explore more about our offerings on our website here, and feel free to reach out if you have any questions or need assistance!

Mountain Laurel has a proud history that dates back to 1970, when it first opened its doors in the heart of Emporium, PA. Over the years, we have grown into a trusted financial institution, now serving over 18,000 members with total assets amounting to $154,125,823. Our commitment to our community has been the cornerstone of our journey, allowing us to evolve alongside the needs of those we serve. Located at 22 W 4th St Emporium, PA 15834, our branch is nestled within a vibrant community that values connection and support. Our mission is simple yet profound: to provide accessible financial services while fostering a sense of belonging among our members. We believe that every member deserves personalized attention and solutions tailored to their unique circumstances. At Mountain Laurel, we are dedicated to offering a range of services designed to empower individuals and families in achieving their financial goals. From checking and savings accounts to auto loans and mortgages, we strive to make banking easy and convenient. While members can visit us at our physical location, official correspondence should be sent to 22 W 4th St, Emporium, PA 15834. Our operating hours reflect our commitment to service: Monday through Wednesday from 9 AM to 4 PM; Thursday from 9 AM to 4:30 PM; and Friday from 9 AM to 5 PM. Although we currently do not offer ATM or drive-thru services, we are proud of our user-friendly online banking options that ensure you can manage your finances anytime, anywhere. As part of our ongoing effort to support the community, we actively seek partnerships and engage in outreach programs that uplift local initiatives. We understand that financial success goes beyond individual achievement; it's about building a thriving community together. Join us at Mountain Laurel and experience firsthand the difference of being part of a credit union that genuinely cares about its members. Together, let's achieve financial well-being for all! For more information on membership or to open an account today, please visit our website or call us at (814) 486-0848.

At Mountain Laurel, we believe that everyone deserves a place to feel valued and supported. Becoming a member is as simple as meeting a few friendly eligibility requirements. If you live, work, worship, or attend school in the Emporium area, you're already on your way! We welcome individuals and their family members who meet these criteria to join our community. By choosing Mountain Laurel, you gain access to a variety of financial services designed with your needs in mind, from checking and savings accounts to loans and credit cards with rewards. To start your journey with us, you can easily open an account online by visiting our website. If you have any questions or want to learn more about the eligibility details, feel free to check out this helpful resource: https://www.mlfcu.net/community/about-us-membership/ . We're excited to help you take this important step toward joining our family! For assistance, don't hesitate to call us at (814) 486-0848.

At Mountain Laurel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that you can trust. With a net worth of $27,138,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,759 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,257,059 in share certificates, offering stable and rewarding financial growth opportunities. This is part of our dedication to helping you grow your finances securely. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,220,155 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $2,068 in used auto loans and $80,401,246 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 29,148, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Laurel is your trusted partner. Visit us at 22 W 4Th St Emporium Pa 15834 or call (814) 486-0848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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