Mountain Laurel Credit Union Bradford PA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Mountain Laurel at our Bradford Branch, located at 135 S Kendall Ave, Bradford, PA 16701. Since opening our doors in 1970, we have proudly served our community with a commitment to providing exceptional financial services and support. With a total membership of 18,445 and assets totaling an impressive $154,125,823, we strive to empower our members through personalized banking solutions. At Mountain Laurel, we understand that every financial journey is unique. Our dedicated team of 38 employees, led by CEO Rena Sennett and Board President Daniel Jones, works tirelessly to ensure you receive the guidance you need to reach your goals. Whether you're looking for checking accounts, auto loans, or mortgage options, we've got you covered. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 135 S Kendall Avenue, Bradford, PA 16701-3617. Our commitment goes beyond just numbers; it's about building lasting relationships within our community. We take pride in having issued over 6,416 loans and leases, demonstrating our dedication to supporting the financial aspirations of our members. With total deposits reaching $3,575,808 and a net worth of $27,138,135, we remain a stable and reliable partner for all your financial needs. We invite you to experience the difference at Mountain Laurel. Feel free to reach out at 814-368-3880 during our lobby hours Monday through Friday from 9 AM to 5 PM to learn more about how we can assist you on your path to financial success. Visit us online at Mountain Laurel FCU for more information or to open an account today!

Branch History & Mission

Community Focus

Mountain Laurel is dedicated to supporting local initiatives and fostering community growth. We actively participate in outreach efforts that help improve lives and strengthen ties within our community. Whether it's through financial education programs or partnerships with local organizations, we strive to be a force for good. As we embrace modern technology, we also ensure that our services are accessible to everyone. Our online and mobile banking platforms allow you to manage your finances conveniently while ensuring ADA compliance so that all members can access our services without barriers.

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members and the communities we serve. We offer a range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. But beyond these services, we believe in building strong relationships with our members and making a positive impact in Bradford and the surrounding areas.

Visit Us

While members can visit us at 135 S Kendall Ave, official correspondence should be sent to 135 S Kendall Avenue, Bradford, PA 16701-3617 if you need to reach us by mail. Our lobby hours are Monday through Friday from 9 AM to 5 PM. If you have any questions or need assistance, feel free to give us a call at 814-368-3880. At Mountain Laurel, we're more than just a credit union; we're your neighbors and partners in progress. Join us today and experience the benefits of being part of a community-focused financial institution that truly cares about your success! For more information on membership eligibility or how to open an account, please visit our website.

Branch Location & Accessibility

Accessible Location

Our branch sits in the heart of Bradford, just a stone's throw from local landmarks like the scenic Kinzua Bridge State Park and the vibrant downtown area. Parking is ample and easily accessible, ensuring that your visit is hassle-free. We strive to make our facility welcoming for everyone, featuring ADA-compliant entrances and ramps for those who need them.

Get in Touch!

If you have questions or need assistance before your visit, feel free to give us a call at 814-368-3880. Our friendly team is eager to help you with whatever you need. We look forward to seeing you soon at Mountain Laurel FCU Bradford Branch!

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored for your convenience: open Monday through Thursday from 9 AM to 4 PM, and Friday until 5 PM. Our dedicated staff is ready to assist you during these hours so that you can manage your banking on your schedule.

Services at Your Fingertips

At Mountain Laurel FCU, we offer a variety of services that cater to both personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. While we don't currently have ATM or drive-thru services available at this location, our team is always happy to help with any cash withdrawal or banking inquiries directly inside the branch. While members can visit us at 135 S Kendall Ave for all their banking needs, please send any official correspondence to our mailing address: 135 S Kendall Avenue, Bradford, PA 16701-3617.

Member Eligibility

At Mountain Laurel, we believe that becoming a member is like joining a caring family that values your financial well-being. If you live, work, worship, or attend school in the Bradford area, you're likely eligible to join our community. We welcome everyone from McKean County and beyond to take advantage of our personalized services designed just for you. To ensure you meet all the criteria, feel free to check out the detailed eligibility information at https://www.mlfcu.net/community/about-us-membership/ . Opening an account with us is simple and straightforward! Just visit our website or give us a call at (814) 368-3880 to get started on your journey toward better financial opportunities. You can find all the necessary steps for account opening at https://www.realtimehomebanking.com/enroll.aspx?clientid=20053 . Join us today and experience the benefits of being part of Mountain Laurel, located at 135 S Kendall Ave Bradford Pa 16701!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that make day-to-day transactions easier for your business. Imagine having a reliable partner that helps you accept payments seamlessly, manage cash flow efficiently, and provide your customers with a smooth checkout experience. Our merchant services are designed with your needs in mind, allowing you to focus on what you do best running your business. Located at 135 S Kendall Ave Bradford Pa 16701 in Bradford, PA, our team is ready to assist you in achieving your business goals. Reach out at (814) 368-3880 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we've made it easy to manage your finances anytime and anywhere with our online and mobile banking platforms. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, with person-to-person payment options available, sending money to friends or family has never been simpler.

Cash When You Need It

While we currently do not have ATM facilities at our branch, we ensure that cash withdrawal services are accessible through partner networks nearby. At Mountain Laurel FCU in Bradford, PA, we're dedicated to making your banking experience pleasant and efficient. For any questions or assistance regarding our services, please feel free to reach out at 814-368-3880 during our operating hours: Monday - Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM. Ready to explore how we can assist you? Visit us online at Mountain Laurel FCU or come by the branch today!

Financing Your Dreams

If you're looking to purchase a vehicle or need financing for other personal goals, our auto loans and vehicle financing options are competitive and straightforward. Imagine driving off in your new car with a loan that fits your budget perfectly. Additionally, if homeownership is on your mind, our mortgage loans and refinancing services provide flexible terms to help you secure the home of your dreams.

Helping You Get Back on Track

Life can throw unexpected challenges your way, which is why we also offer personal loans and debt consolidation options. These services can help you manage existing debts more effectively, giving you the breathing room to focus on what truly matters.

Personal Banking Made Easy

We understand that managing finances can sometimes be overwhelming. That's why at Mountain Laurel, we offer personal banking solutions such as checking and savings accounts designed for everyday use. Whether you're saving for a dream vacation or just need a safe place for your funds, our accounts come with features that suit both casual savers and serious planners alike.

Rewards for Everyday Purchases

Don't forget about our credit cards with rewards! With every swipe, you could earn points that can be redeemed for travel, merchandise, or cash back. It's like getting rewarded just for using what you already have!

Supporting Local Businesses

For our entrepreneurial members, Mountain Laurel provides comprehensive business banking solutions including merchant services and business loans. We believe in supporting local businesses because when they thrive, the community thrives.

Digital & Online Banking

Key Features

Our online banking includes features such as person-to-person transfers, allowing you to send money quickly and easily to friends and family. Plus, if you prefer going paperless, we offer e-statements that keep your financial documents organized and accessible without the clutter of paperwork. For those who like to bank on their mobile devices, our mobile application is available for download, providing all the functionality of online banking right in your pocket. While we currently don't support mobile payments, our app ensures that managing your accounts is straightforward and secure.

Security You Can Trust

Your security is our priority. We take steps to protect your information with robust security measures. While we do not offer electronic signature authorization at this time, rest assured that all transactions conducted through our platforms are secure. At Mountain Laurel, we strive to make your banking experience as simple and efficient as possible. With our digital tools at your fingertips, you can enjoy peace of mind knowing that managing your finances has never been easier. Explore our services today at https://www.mlfcu.net/ !

Financial Strength

Building Trust Together

With 29,148 total share accounts reflecting a strong and growing member base that trusts us with their finances, we are excited about what the future holds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Laurel is your trusted partner. Visit us at 135 S Kendall Ave Bradford Pa 16701 or call (814) 368-3880 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Committed Team Ready to Serve You

We also take pride in having 29 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Their dedication is key to making your experience at Mountain Laurel as smooth as possible.

Prioritizing Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe that every dollar should work harder for our valued members.

Reinvesting in Your Future

With $24,220,155 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to the changing needs of our community while ensuring that you receive top-notch service every time you visit us.

Secure Savings for Members

Members' savings are secured through $4,257,059 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares, our focus remains on protecting your investments and maximizing your returns through various other offerings.

Solid Financial Health

With a net worth of $27,138,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth reflects our commitment to safeguarding your savings while providing you with valuable banking options. Our net worth ratio of $1,759 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,068 in used auto loans and $80,401,246 in total loans and leases. We understand that whether you're purchasing a vehicle or planning a major purchase, having access to affordable financing is crucial for achieving your aspirations.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,312,532 in used vehicle loans and $16,371,920 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have financing options tailored to fit your budget.

Credit Lines

For those who need a little extra flexibility in their finances, our total credit lines available amount to $4,900,000. This option is perfect for managing unexpected expenses or consolidating debt. At Mountain Laurel, we strive to make borrowing easy and accessible. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, don't hesitate to contact us at 814-368-3880. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today or check our website at Mountain Laurel for more information on how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,111,195, make buying or refinancing simple. We provide competitive rates and terms to ensure that owning your dream home is within reach.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,095,882 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make your everyday purchases more rewarding.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent.

Benefits of Using LendMesh

- Verified Data: All loan offers on LendMesh come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MOUNTAIN LAUREL FEDERAL CREDIT UNION