Building Trust Together
With 29,148 total share accounts reflecting a strong and growing member base that trusts us with their finances, we are excited about what the future holds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Laurel is your trusted partner. Visit us at 135 S Kendall Ave Bradford Pa 16701 or call (814) 368-3880 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Committed Team Ready to Serve You
We also take pride in having 29 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Their dedication is key to making your experience at Mountain Laurel as smooth as possible.
Prioritizing Our Members
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe that every dollar should work harder for our valued members.
Reinvesting in Your Future
With $24,220,155 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to the changing needs of our community while ensuring that you receive top-notch service every time you visit us.
Secure Savings for Members
Members' savings are secured through $4,257,059 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares, our focus remains on protecting your investments and maximizing your returns through various other offerings.
Solid Financial Health
With a net worth of $27,138,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth reflects our commitment to safeguarding your savings while providing you with valuable banking options. Our net worth ratio of 17.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Supporting Your Financial Goals
Our lending capacity supports members' financial goals across various sectors with $2,068 in used auto loans and $80,401,246 in total loans and leases. We understand that whether you're purchasing a vehicle or planning a major purchase, having access to affordable financing is crucial for achieving your aspirations.
