MOUNTAIN HERITAGE FEDERAL CREDIT UNION - Kearneysville, WV

Welcome to Mountain Heritage, your trusted partner in financial well-being located at 250 Murall Dr, Kearneysville, WV 25430. Since our establishment in 1958, we have proudly served our community, fostering a sense of belonging for over 8,744 members. With total assets amounting to an impressive $44,928,405, we are committed to providing personalized banking solutions that meet your unique needs. At Mountain Heritage, we understand that financial decisions can be overwhelming. That's why our friendly team is here to guide you through every step of your journey whether you're looking for a new auto loan, a mortgage refinancing option, or simple savings strategies. Our total loans and leases stand at 3,321, demonstrating our dedication to supporting the diverse financial goals of our members. Our commitment goes beyond just numbers. We believe in building lasting relationships with those we serve. Under the leadership of CEO Douglas Hershman and Board President Brian Clay, our team of 14 dedicated employees works tirelessly to ensure that you receive the best possible service. With a net worth of $6,317,504 and cash in hand totaling $674,601, we pride ourselves on maintaining a strong and stable financial foundation. While you can visit us at our branch for all your banking needs, feel free to explore our website at mhfcu.net for more information on services like personal banking, business loans, and online banking options. If you have any questions or need assistance, don't hesitate to call us at 304-264-7175. Join us today and experience the Mountain Heritage difference! Your financial journey starts here.

Becoming a member of Mountain Heritage is like joining a friendly family where your financial well-being is the priority. If you live, work, worship, or attend school in Jefferson County, WV, you're already eligible to enjoy the benefits we offer! Our members enjoy personalized service and a range of financial products tailored to meet their needs. To learn more about the specific eligibility criteria, feel free to visit our website at . We strive to make the membership process simple and welcoming because we believe everyone deserves access to quality banking services. When you're ready to open an account, just head over to https://www.financial-net.com/mhfcu/lending , or give us a call at (304) 264-7175 for any questions. Join us at Mountain Heritage, located at 250 Murall Dr Kearneysville Wv 25430, and take your first step towards financial empowerment!

At Mountain Heritage, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control right at your fingertips. Whether you're at home or on the go, our services ensure that you can access your accounts whenever you need. One of the key features of our online banking is available 24/7 through our website at https://www.mhfcu.net/ . You can check balances, transfer funds, and pay bills without any hassle. With electronic signature authorization available, signing documents is a breeze no more paper forms cluttering your space! If you prefer going green, you'll love our e-statements option. This feature allows you to receive your statements electronically, making it easier to stay organized while protecting the environment. Plus, for those moments when you need to send money to friends or family quickly, our person-to-person transfer service has got you covered. On the go? Download our mobile application! It's user-friendly and packed with features that let you manage your accounts from anywhere. While we currently don't support mobile payments, we believe that having the ability to view transactions and manage finances through your smartphone is invaluable. With all these tools at your disposal, managing your money becomes simple and efficient. At Mountain Heritage, we're committed to providing a secure banking experience that meets your needs anytime, anywhere. Join us today and take advantage of everything our digital banking has to offer!

At Mountain Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice of credit union, knowing that we are built on a foundation of strength and reliability. With a net worth of $6,317,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.06% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,532,100 in share certificates and $7,967,028 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,794, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,414,208 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,178,631 in used auto loans and a total of $35,073,953 in loans and leases available. Our net income of $281,210 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored to meet your needs. We also take pride in having 13 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at 12,369, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Mountain Heritage is your trusted partner. Visit us at 250 Murall Dr Kearneysville WV 25430 or call us at 304-264-7175 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*